

Agent Survival Guide Podcast
Sarah J. Rueppel | Ritter Insurance Marketing
Bringing insurance agents tips and strategies for making sales, staying compliant, marketing yourself, getting leads, and more! Think of the Agent Survival Guide as your go-to resource for insight, information, and the inspiration needed to take the next step on your journey. Whether you’re just getting started or a seasoned pro, the ASG Podcast has got you covered. Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.
Episodes
Mentioned books

Jan 19, 2026 • 9min
What Insurance Agents Need to Know About the Medicare Prescription Payment Plan Program
Learn more about the Medicare prescription payment plan program. Get the information you need now so you can answer questions from your clients.
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
The Complete Guide on How to Sell Prescription Drug Plans
5 Tips for New Insurance Agents
5 Tips for Seasoned Insurance Agents
8 Strategies to Prevent Rapid Disenrollments from Medicare Plans
Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them
The 2026 Medicare Part D Redesign Changes Agents Should Know
References:
“Fact Sheet: Medicare Prescription Payment Plan.” CMS.Gov, Centers for Medicare and Medicaid Services, www.cms.gov/files/document/medicare-prescription-payment-plan-fact-sheet.pdf Accessed 13 Jan 2026.
“Fact Sheet: Medicare Prescription Payment Plan Final Part One Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-one-guidance.pdf Accessed 13 Jan 2026.
“Fact Sheet: Medicare Prescription Payment Plan Final Part Two Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-two-guidance.pdf. Accessed 13 Jan 2026.
“Inflation Reduction Act and Medicare.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/inflation-reduction-act-and-medicare Accessed 13 Jan 2026.
“Medicare & You Handbook.” Medicare, Centers for Medicare & Medicaid Services (CMS), www.medicare.gov/medicare-and-you. Accessed 13 Jan. 2026.
“Medicare Prescription Payment Plan Details.” Medicare.Gov, CMS, www.medicare.gov/prescription-payment-plan. Accessed 13 Jan. 2026.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jan 16, 2026 • 10min
2026 ACA Enrollment Snapshot #2
The Friday Five for January 16, 2026:
Instagram “Your Algorithm” Personalization
Apple Health+ on the Horizon?
Apple Creator Studio
ACA Subsidy Extension Passes House
2026 ACA Enrollment Snapshot #2
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Instagram “Your Algorithm” Personalization
Bell, Karissa. “Instagram wants you to personalize your Reels algorithm for 2026.” Engadget.com, Engadget, 13 Jan. 2026, https://www.engadget.com/social-media/instagram-wants-you-to-personalize-your-reels-algorithm-for-2026-215252736.html.
“Introducing a new way to see and control your algorithm.” About.instagram.com, Instagram, 10 Dec. 2025, https://about.instagram.com/blog/announcements/reels-algorithm-control.
Hutchinson, Andrew. “Instagram Rolls Out Algorithm Control Option to All English-Speaking Users.” Socialmediatoday.com, Social Media Today, 13 Jan. 2026, https://www.socialmediatoday.com/news/instagram-rolls-out-algorithm-control-option-to-all-english-speaking-users/809524/.
Peters, Jay. “Instagram wants to limit hashtag spam.” Theverge.com, The Verge, 18 Dec. 2025, https://www.theverge.com/news/847739/instagram-hashtag-spam-limit.
Apple Health+ on the Horizon?
Burkhardt, Michael. “Apple Launching ‘Revamped’ Health App Later This Year with These Four Upgrades.” 9to5mac.Com, 9to5Mac, 11 Jan. 2026, 9to5mac.com/2026/01/11/apple-health-new-features-and-overhaul-coming-ios-26-4/.
Raspall, David Bernal. “Apple’s Plans for the Health App Leak: A Huge Overhaul Closer than We Think.” Softonic.Com, Softonic, 12 Jan. 2026, en.softonic.com/articles/apple-health-plans-leak.
McMahon, Liv. “Apple Turns to Google to Power AI Upgrade for Siri.” Bbc.Com, BBC News, 13 Jan. 2026, www.bbc.com/news/articles/czdqvp2zqezo.
Apple Creator Studio
“Apple Introduces Apple Creator Studio, an inspiring collection of the most powerful creative apps.” Apple.com, Apple, 13 Jan. 2026, https://www.apple.com/newsroom/2026/01/introducing-apple-creator-studio-an-inspiring-collection-of-creative-apps/.
Rossignol, Joe. “Apple Introduces New 'Creator Studio' Bundle of Apps for $129 Per Year.” MacRumors.com, MacRumors, 13 Jan. 2026, https://www.macrumors.com/2026/01/13/apple-creator-studio/.
Rossignol, Joe. “These Apple Apps Will No Longer Receive All New Features Without a Subscription.” MacRumors.com, MacRumors, 13 Jan. 2026, https://www.macrumors.com/2026/01/13/apple-creator-studio-exclusive-app-features/.
ACA Subsidy Extension Passes House
Guggenheim, Benjamin, and Mia McCarthy. “ 17 Republicans Vote to Restore Lapsed Obamacare Subsidies.” Politico.Com, Politico, 8 Jan. 2026, www.politico.com/news/2026/01/08/17-republicans-vote-to-restore-lapsed-obamacare-subsidies-00717497.
Lillis, Mike, et al. “House Passes 3-Year Extension of ObamaCare Subsidies.” TheHill.Com, The Hill, 8 Jan. 2026, thehill.com/homenews/house/5680184-obamacare-tax-credits-bill-passes-house/.
Minemyer, Paige. “House Passes ACA Tax Credit Extension, With Support From 17 Republicans.” FierceHealthcare.Com, Fierce Healthcare, 12 Jan. 2026, www.fiercehealthcare.com/regulatory/legislators-revive-aca-debate-hill-trump-seeks-meeting-insurers.
2026 ACA Enrollment Snapshot #2
“Marketplace 2025 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Jan. 2025, www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-2.
“Marketplace 2026 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 12 Jan. 2026, www.cms.gov/newsroom/fact-sheets/marketplace-2026-open-enrollment-period-report-national-snapshot-0.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Jan 14, 2026 • 7min
5 Ways to Generate Medicare Leads
Leads are crucial to the success of your insurance business. Take a step outside the box with these creative Medicare lead-generation ideas!
Read the text version
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd
Affinity Partnerships for Insurance Agents
Custom Ink
Field Notes on Partner Marketing Resources
Shop RitterIM
The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships
References:
Forman-Katz, Naomi. “For National Radio Day, Key Facts about Radio Listeners and the Radio Industry in the U.S.” Pewresearch.Org, Pew Research Center, 17 Aug. 2023, www.pewresearch.org/short-reads/2023/08/17/for-national-radio-day-key-facts-about-radio-listeners-and-the-radio-industry-in-the-us/.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jan 12, 2026 • 12min
6 Ways to Generate ACA Leads
Expand your Affordable Care Act client base with these six lead generation strategies!
Read the text version
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd
5 Types of Content to Share on Social Media
Build Your Brand with Community Involvement
Ritter Carrier Partners
Community Engagement & ACA Marketing Suggestions for Agents
How to Better Market Yourself
Marketing & Incentives
Why Being a Likable Agent Is Good for Your Business
References:
“Children’s Health Insurance Program (CHIP).” Medicaid.Gov, https://www.medicaid.gov/chip. Accessed 3 Apr. 2025.
“CMS.Gov Enterprise Portal.” Portal.Cms.Gov, https://portal.cms.gov/portal/. Accessed 3 Apr. 2025.
“FFM Agent Broker Registration and Termination Status Page.” Data.Healthcare.Gov, https://data.healthcare.gov/ffm_ab_registration_lists. Accessed 3 Apr. 2025.
“FAQs for Marketplace Agents and Brokers.” AgentBrokerFaq.Cms.Gov, https://www.agentbrokerfaq.cms.gov/s/article/Where-can-I-update-my-public-facing-agent-broker-profile-information-so-that-consumers-can-find-me-and-request-assistance. Accessed 3 Apr. 2025.
“Find Local Help.” HealthCare.Gov, https://www.healthcare.gov/find-local-help/. Accessed 3 Apr. 2025.
“Get Help Applying & More.” HealthCare.Gov, https://www.healthcare.gov/find-assistance/. Accessed 3 Apr. 2025.
“Help on Demand: Training and Registration Guide.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Downloads/Help-On-Demand-Training-Registration-Guide.pdf. Accessed 3 Apr. 2025.
Instagram, https://www.instagram.com/. Accessed 3 Apr. 2025.
“Log in or Sign Up.” Facebook, https://www.facebook.com/. Accessed 3 Apr. 2025.
“Log in or Sign Up.” LinkedIn, https://www.linkedin.com/home. Accessed 3 Apr. 2025.
“Returning Agents’ and Brokers’ Guide to Plan Year 2025 ...” CMS.Gov, https://www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 3 Apr. 2025.
“Shop Health Insurance Overview.” HealthCare.Gov, https://www.healthcare.gov/small-businesses/choose-and-enroll/shop-marketplace-overview/. Accessed 3 Apr. 2025.
“Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, https://www.healthcare.gov/. Accessed 3 Apr. 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jan 9, 2026 • 17min
Ringing in the New Year with CMS
The Friday Five for January 9, 2026:
Rural Health Transformation Program Allocations
Guarding U.S. Medicare Against Rising Drug Costs (GUARD) Model
Global Benchmark for Efficient Drug Pricing (GLOBE) Model
Better Approaches to Lifestyle and Nutrition for Comprehensive hEalth (BALANCE) Model
Clear, Accurate, and Actionable Health Care Prices
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Rural Health Transformation Program Allocations:
“CMS Announces $50 Billion in Awards to Strengthen Rural Health in All 50 States.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 Dec. 2025, https://www.cms.gov/newsroom/press-releases/cms-announces-50-billion-awards-strengthen-rural-health-all-50-states.
“CMS Announces Establishment of the Office of Rural Health Transformation.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 Dec. 2025, https://www.cms.gov/newsroom/press-releases/cms-announces-establishment-office-rural-health-transformation.
“CMS Launches Landmark $50 Billion Rural Health Transformation Program.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Sep. 2025, https://www.cms.gov/newsroom/press-releases/cms-launches-landmark-50-billion-rural-health-transformation-program.
Guarding U.S. Medicare Against Rising Drug Costs (GUARD) Model:
“CMS Proposes New Mandatory GUARD Model.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Dec. 2025, https://www.cms.gov/newsroom/press-releases/cms-proposes-new-mandatory-guard-model.
“GUARD (Guarding U.S. Medicare Against Rising Drug Costs) Model.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/priorities/innovation/innovation-models/guard. Accessed 7 Jan. 2026.
Guarding U.S. Medicare Against Rising Drug Costs (GUARD) Model.” Federalregister.Gov, U.S. Government,
https://www.federalregister.gov/documents/2025/12/23/2025-23705/guarding-us-medicare-against-rising-drug-costs-guard-model. Accessed 7 Jan. 2026.
Global Benchmark for Efficient Drug Pricing (GLOBE) Model:
“CMS Proposes New Mandatory GLOBE Model.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Dec. 2025,
https://www.cms.gov/newsroom/press-releases/cms-proposes-new-mandatory-globe-model.
“Global Benchmark for Efficient Drug Pricing (GLOBE) Model.” Federalregister.Gov, U.S. Government, https://www.federalregister.gov/documents/2025/12/23/2025-23702/global-benchmark-for-efficient-drug-pricing-globe-model. Accessed 7 Jan. 2026.
“GLOBE (Global Benchmark for Efficient Drug Pricing) Model.” CMS.Gov, Centers for Medicare & Medicaid Services,
https://www.cms.gov/priorities/innovation/innovation-models/globe. Accessed 7 Jan. 2026.
Better Approaches to Lifestyle and Nutrition for Comprehensive hEalth (BALANCE) Model:
“BALANCE (Better Approaches to Lifestyle and Nutrition for Comprehensive hEalth) Model.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/priorities/innovation/innovation-models/balance. Accessed 7 Jan. 2026.
“CMS Launches Voluntary Model to Expand Access to Life-Changing Medicines, Promote Healthier Living.” CMS.Gov, Centers for Medicare & Medicaid Services, 23 Dec. 2025, https://www.cms.gov/newsroom/press-releases/cms-launches-voluntary-model-expand-access-life-changing-medicines-promote-healthier-living.
How the BALANCE Model Will Help Medicare Part D & Medicaid Enrollees Access GLP-1s
Minemyer, Paige. “CMS Launching Payment Model to Boost Access to GLP-1s in Medicaid, Part D.” Fiercehealthcare.Com, Fierce Healthcare, 24 Dec. 2025, https://www.fiercehealthcare.com/regulatory/cms-launching-payment-model-boost-access-glp-1s-medicaid-part-d.
Clear, Accurate, and Actionable Health Care Prices:
Minemyer, Paige. “CMS Proposes Updates to Price Transparency Regs to Make Data More Accessible, Usable.” Fiercehealthcare.Com, Fierce Healthcare, 19 Dec. 2025, https://www.fiercehealthcare.com/regulatory/cms-proposes-updates-price-transparency-regs-make-data-more-accessible-usable.
“Transparency in Coverage.” Federalregister.Gov, U.S. Government, https://www.federalregister.gov/documents/2025/12/23/2025-23693/transparency-in-coverage. Accessed 7 Jan. 2026.
“Transparency in Coverage Proposed Rule (CMS 9882-P).” CMS.Gov, Centers for Medicare & Medicaid Services, 19 Dec. 2025,
https://www.cms.gov/newsroom/fact-sheets/transparency-coverage-proposed-rule-cms-9882-p
“Trump Administration Proposes Significant Updates to Disclosure Requirements to Make Health Care Prices Clear, Accurate, and Actionable for Americans.” CMS.Gov, Centers for Medicare & Medicaid Services, 19 Dec. 2025,
https://www.cms.gov/newsroom/press-releases/trump-administration-proposes-significant-updates-disclosure-requirements-make-health-care-prices
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jan 7, 2026 • 7min
Why Gen Z is a Good Fit For Selling Insurance
Discover all the reasons why we think Gen Z is a great match for the insurance industry!
Read the text version
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
4 Reasons Why Ritter Should Be Your FMO Insurance Agency
10 Essential Tools for Beginner Insurance Agents
Developing Power Habits ft. Dr. Noah St. John
The Difference Between Captive & Independent Agents
The Difference Between Medicare & Medicaid
Your Step-By-Step Guide to Getting Started in Insurance Sales
References:
McAllister, Sean. “How is Gen Z changing the workplace?” Zurich.Com, https://www.zurich.com/media/magazine/2022/how-will-gen-z-change-the-future-of-work . Accessed 10 Dec. 2025.
Veltheim, Hanna. “Pandemic’s Impact on the Young: Generation Z and Growing up in the Middle of Covid-19.” Futures Platform, Futures Platform, 28 Nov. 2024, https://www.futuresplatform.com/blog/pandemics-impact-generation-z.
Hall, Rebecca. “Recruiting Gen Z: Understanding What Matters.” Imercer, https://www.imercer.com/articleinsights/Attracting-new-graduates-and-Gen-Z-with-the-right-pay-and-perks. Accessed 10 Dec. 2025.
Wells, Andrea. “Young Agents Survey: The next Generation Steps Up.” Insurance Journal, 22 Apr. 2015, https://www.insurancejournal.com/magazines/coverstory/2015/04/20/364399.htm.
“The Average Length of a Job by Generation: A Look at Workforce Trends.” Sudina Search, LinkedIn, 19 Feb. 2025, https://www.linkedin.com/pulse/average-length-job-generation-look-workforce-trends-sudina-search-r4wqf#:~:text=Studies_indicate_that_Gen_Z,and_alignment_with_personal_values.
Robinson, Bryan. “The Gen Z Mindset Graduates Bring to the Workplace in 2025.” Forbes, Forbes Magazine, 27 Apr. 2025, https://www.forbes.com/sites/bryanrobinson/2025/04/26/the-gen-z-mindset-graduates-bring-to-the-workplace-in-2025/.
Wilson, Heather H. “The Insurance Industry’s Talent Crunch: Attracting and Retaining Gen Z.” Insurance Journal, 24 Mar. 2025, https://www.insurancejournal.com/magazines/mag-features/2025/03/24/816425.htm .
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jan 5, 2026 • 14min
8 Strategies to Prevent Rapid Disenrollments from Medicare Plans
Rapid disenrollments don't have to happen to you! Learn how better communication can smooth over most Medicare plan disenrollment issues. We outline 8 strategies that are simple for agents to implement.
Read the text version
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
7 Reasons Clients Switch Medicare Plans During AEP
Do's and Don'ts of Medicare Compliance
Fact-Finder Worksheet PDF
Helping Clients Navigate Medicare’s Durable Medical Equipment Coverage
How to Save Beneficiaries Money on Prescription Drugs at a Preferred Pharmacy
Medicare Advantage Emergency-Related SEPs
Medicare Advantage Open Enrollment Do's and Don'ts
Medicare Advantage Trial Rights Explained for Agents
Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them
Start Selling 5-Star Medicare Advantage Plans All Year
Register with Ritter Insurance Marketing
What Beneficiaries Value Most in Medicare Advantage Plans
References:
“Low Incomes, Little Savings: Many Medicare Beneficiaries Have Modest Financial Resources to Draw Upon in Retirement .” KFF.Org, KFF, 9 Aug. 2025, www.kff.org/medicare/low-incomes-little-savings-many-medicare-beneficiaries-have-modest-financial-resources-to-draw-upon-in-retirement/.
“Medicare Advantage Communication Requirements.” Ecfr.Gov, Centers for Medicare & Medicaid Services, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 8 Dec. 2025.
“Outbound Education and Verification Calls to All New Enrollees.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/downloads/MMGSection70-6Rev.pdf. Accessed 8 Dec. 2025.
“Part D Communication Requirements.” Ecfr.Gov, Centers for Medicare & Medicaid Services, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V. Accessed 8 Dec. 2025.
Sparks, Grace et. al. “Public Opinion on Prescription Drugs and Their Prices.” KFF.Org, KFF, 9 Aug. 2025, www.kff.org/health-costs/public-opinion-on-prescription-drugs-and-their-prices.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Dec 31, 2025 • 15min
5 Tips for Seasoned Insurance Agents
In this episode, we’re tapping our past podcast guests for more advice. This time around, we asked what advice they would offer to more seasoned insurance agents.
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Adding Spokes to Your Wheel ft. Robert Rothschild
Building the Foundation for Success ft. Roy Snarr
How to Build Intentional Value ft. Neil Reich
Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle
Operating From a People-First Mentality ft. Scott Zimmerman
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Dec 29, 2025 • 17min
5 Tips for New Insurance Agents
Just starting out in the insurance industry? There’s a lot to learn! We’ve compiled some tips from past podcast guests on the advice they would give to new insurance agents.
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Building the Foundation for Success ft. Roy Snarr
How to Build Intentional Value ft. Neil Reich
Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle
Making Your Own Luck ft. Michael Krantz
Operating From a People-First Mentality ft. Scott Zimmerman
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Not affiliated with or endorsed by Medicare or any government agency.

Dec 22, 2025 • 14min
Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them
It’s important that agents are equipped to handle Medicare grievances when they arise. Listen to learn how to prepare and best practices for avoiding these situations.
Read the text version
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📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
A Review of Integrity’s Top Medicare Quoting Tools
Do’s and Don’ts of Medicare Compliance
IntegrityCONNECT
PlanEnroll
PlanEnroll Client Sync Tutorial PDF
Rules for Hosting a Compliant Medicare Educational Event
Rules for Hosting a Compliant Medicare Sales Event
The Survivor’s AEP Checklist
Updates to the 2026 AHIP Certification You Should Know
What Agents Can’t Say During Medicare Sales Appointments
What Not to Say During Medicare Educational and Sales Events
What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales
References:
“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final. Accessed 26 Nov. 2025.
“Closed Confirmed Consumer Complaints by Coverage Type - CIS.” Closed Confirmed Consumer Complaints by Coverage Type - CIS, https://content.naic.org/cis_agg_type.htm. Accessed 26 Nov. 2025.
“Filing a Complaint.” Medicare, https://www.medicare.gov/providers-services/claims-appeals-complaints/complaints. Accessed 26 Nov. 2025.
“Welcome to Medicare.” Medicare, Centers for Medicare & Medicaid Services, https://www.medicare.gov/. Accessed 26 Nov. 2025.
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Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.


