

Agent Survival Guide Podcast
Sarah J. Rueppel | Ritter Insurance Marketing
Bringing insurance agents tips and strategies for making sales, staying compliant, marketing yourself, getting leads, and more! Think of the Agent Survival Guide as your go-to resource for insight, information, and the inspiration needed to take the next step on your journey. Whether you’re just getting started or a seasoned pro, the ASG Podcast has got you covered.
Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.
Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.
Episodes
Mentioned books

Jul 21, 2025 • 16min
Field Notes on Productivity Tools
Not enough hours in the day? ✋🏼 We've been there! In this episode, we explore problems that can be a time-suck for insurance agents. Our list of solutions could change the game for your business!
Read the text version
Free Downloads:
Months of Medicare Sales Planner
The Busy ACA Agent’s Sale Calendar
Resources:
5 Things From the 2025 Budget Reconciliation Bill
Field Notes on Digital Marketing Resources
Field Notes on Traditional Marketing Resources
Get Focused with These Apps
Register with Ritter Insurance Marketing
Ritter Docs
Send your questions to the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Setting Up Your Insurance Business Structure ft. Frank Lavery & Justin Abodalo
The Ultimate Agent Resource List Pt. 1: Market Yourself
The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients
The Ultimate Agent Resource List Pt. 3: Staying Organized
Productivity Solution Websites:
ABBYY FineReader PDF
Acuity Scheduling
Adobe Acrobat
Adobe Scan
Asana
Basecamp
Box
Cold Turkey
Document360
Docusign
Dropbox
Dropbox Paper
Dropbox Sign
eSignatures
FocusMe
Freedom
Google Calendar
Google Drive
Google Tasks
Great AEP
Microsoft Bookings
Microsoft Lens: Apple | Google
Microsoft Sharepoint
Microsoft To Do
Monday.com
Office Depot Shredding
OnceHub
RescueTime
Sharefile
SignNow
SimplyBook.me
Staples Shredding Services
SwiftScan
Things
TickTick
Todoist
Trello
UPS
Wrike
Zoho Workdrive
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jul 18, 2025 • 18min
2026 Midwest D-SNP Market Opportunity
The Friday Five for July 18, 2025:
Update on Regulation Banning Medical Debt from Credit Reporting
Google Announces NotebookLM Featured Notebooks
This week in Apple Rumors
Threads Usage Up, Meta Testing Facebook Login
2026 Midwest D-SNP Market Opportunity
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Update on Regulation Banning Medical Debt from Credit Reporting:
Wise, Alana. “Americans’ Medical Debt Can Stay in Credit Reports, Judge Rules. What Does That Mean?” NPR.Org, NPR, 15 July 2025, www.npr.org/2025/07/15/nx-s1-5468438/medical-debt-credit-reports-ruling.
“Can Medical Collection Debt Impact Credit Scores?” Equifax.Com, Equifax, www.equifax.com/personal/education/credit/score/articles/-/learn/can-medical-debt-impact-credit-scores/. Accessed 16 July 2025.
Picchi, Aimee. “Federal Judge Reverses a CFPB Rule to Strip Medical Debt from Credit Reports. Here’s What It Means.” Cbsnews.Com, CBS, 15 July 2025, www.cbsnews.com/news/federal-judge-reverses-medical-debt-rule-credit-reports-cfpb/.
Morga, Adriana, and Cora Lewis. “Federal Judge Reverses Rule That Would Have Removed Medical Debt from Credit Reports.” Apnews.Com, AP News, 15 July 2025, apnews.com/article/cfpb-medical-debt-credit-reports-41f212ee6b89f9902deb267d75ab8443.
Axelton, Karen. “How Does Medical Debt Affect Your Credit Score?” Experian.Com, Experian, 7 Feb. 2025, www.experian.com/blogs/ask-experian/medical-debt-and-your-credit-score/.
“How Does Medical Debt Appear on My Credit Report?” Transunion.Com, Transunion, www.transunion.com/credit-disputes/credit-collections. Accessed 16 July 2025.
Muoio, Dave. “Judge Grants CFPB, Trade Groups’ Request to Toss Biden-Era Medical Debt Rule.” Fiercehealthcare.Com, Fierce Healthcare, 14 July 2025, www.fiercehealthcare.com/regulatory/judge-grants-cfpb-trade-groups-request-toss-biden-era-medical-debt-rule.
Google Announces NotebookLM Featured Notebooks:
McHugh-Johnson, Molly. “8 Expert Tips for Getting Started with NotebookLM.” Blog.Google.Com, Google, 18 Oct. 2024, blog.google/technology/ai/notebooklm-beginner-tips/.
Roth, Emma. “Google’s Curated AI ‘Notebooks’ Talk You through Topics from Parenting to Shakespeare.” Theverge.Com, The Verge, 14 July 2025, www.theverge.com/news/706854/google-notebooklm-featured-notebook-ai-topics.
Perez, Sarah. “NotebookLM Adds Featured Notebooks from The Economist, The Atlantic, and Others.” Techcrunch.Com, TechCrunch, 14 July 2025, techcrunch.com/2025/07/14/notebooklm-adds-featured-notebooks-from-the-economist-the-atlantic-and-others/.
Johnson, Steven. “Try Featured Notebooks on Selected Topics in NotebookLM.” Blog.Google.Com, Google, 14 July 2025, blog.google/technology/google-labs/notebooklm-featured-notebooks/.
This week in Apple Rumors:
Rossignol, Joe. “All 15 New iPhone 17 and iPhone 17 Pro Colors Revealed in Latest Leak.” MacRumors.Com, MacRumors, 16 July 2025, www.macrumors.com/2025/07/16/all-new-iphone-17-and-17-pro-colors-leaked/.
Christoffel, Ryan. “IOS 26 Public Beta Rumored to Launch next Week.” 9to5Mac.Com, 9to5Mac, 15 July 2025, 9to5mac.com/2025/07/15/ios-26-public-beta-rumored-to-launch-next-week/.
Threads Usage Up, Meta Testing Facebook Login:
“Global Social Media Statistics.” Datareportal.Com, DataReportal, Apr. 2025, datareportal.com/social-media-users.
Campbell, Ian Carlos. “Threads Is Testing Facebook Account Sign-Ups.” Engadget.Com, Engadget, 16 July 2025, www.engadget.com/social-media/threads-is-testing-facebook-account-sign-ups-191214734.html.
Perez, Sarah. “Threads Is Nearing X’s Daily App Users, New Data Shows.” Techcrunch.Com, TechCrunch, 7 July 2025, techcrunch.com/2025/07/07/threads-is-nearing-xs-daily-app-users-new-data-shows/.
Hutchinson, Andrew. “Threads Tests Option To Sign up for an Account Using Facebook.” Socialmediatoday.Com, Social Media Today, 15 July 2025, www.socialmediatoday.com/news/threads-tests-sign-up-using-facebook-profile-instead-of-instagram/753156/.
2026 Midwest D-SNP Market Opportunity:
Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans
Event Registration: Strategically Increasing Your Market Share with D-SNPs
Midwest State D-SNP Disruption
The Benefits of Selling D-SNPs
The Midwest D-SNP Market Shifts to Integrated Plans for 2026 — Will You?
Resources:
5 Things From the 2025 Budget Reconciliation Bill
Field Notes on Digital Marketing Resources
Field Notes on Partner Marketing Resources
Field Notes on Traditional Marketing Resources
Takeaways from Apple WWDC 2025
The Complete Guide on How to Sell D-SNPs
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jul 16, 2025 • 10min
The Difference Between Captive and Independent Agents
Are you just starting out in the insurance industry and aren’t sure what path is right for you? In this episode we break down the pros and cons of becoming a captive or independent agent.
Work with Ritter Insurance Marketing
Resources:
3 Advantages of Being an Independent Insurance Agent
10 Essential Tools for Beginner Insurance Agents
AHIP Test Tips and Tricks for Medicare Certification
FAQs About AHIP
FAQs About NABIP Medicare Certification
FREE eBook Download - The Guide to Earning a Living Selling Health Insurance
FREE eBook Download – How Insurance FMOs Work
LeadCENTER
Learn More About PlanEnroll
Licensing Requirements for Becoming a Health Insurance Agent
MedicareCENTER
References:
Kagan, Julia. “Captive Agent: What It Is, How It Works, Pros and Cons.” Investopedia, Investopedia, https://www.investopedia.com/terms/c/captive-agent.asp. Accessed 19 June 2025.
Rosanes, Mark. “How Do Insurance Agents Make Money?” Insurance Business America, Insurance Business, 13 July 2023, https://www.insurancebusinessmag.com/us/guides/how-do-insurance-agents-make-money-452548.aspx
Tuovila, Alicia. “Independent Agent: What It Is and What They Do.” Investopedia, Investopedia, https://www.investopedia.com/terms/i/independent-agent.asp. Accessed 19 June 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Jul 14, 2025 • 10min
Field Notes on Mail Communication Resources
Don’t miss the ASG Podcast cheat sheet on keeping in touch with client the old-fashioned way – through mail. 💌 We’ve got resources, tips, strategies, and more!
Read the text version
Mail Communication Resources:
Canva
Lead Concepts
Lunacy
Microsoft Designer
MOO
Office Depot
ReminderMedia
Staples
Vistaprint
Ritter Resources:
Agent Compliance Handbook
Field Notes on Digital Marketing Resources
Field Notes on Traditional Marketing Resources
How to Successfully Set SMART Goals
Interview: Relationship Marketing Strategies for Insurance Agents
Setting Up Your Insurance Business Structure ft. Frank Lavery & Justin Abodalo
ShopRitterIM
The Ultimate Agent Resource List Pt. 1: Market Yourself
The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients
The Ultimate Agent Resource List Pt. 3: Staying Organized
Register with Ritter Insurance Marketing
REWIND: 8 Relationship Marketing Strategies for Insurance Agents
Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions
References:
“Direct Mail Marketing Campaigns.” Lead Concepts, Lead Concepts, 1 May 2024, www.leadconcepts.com/direct-mail/.
“Free Design Tool: Presentations, Video, Social Media | CANVA.” Canva, Canva, www.canva.com/. Accessed 7 July 2025 “Have You Thought about Postcards?” Custom Online Business Printing & Design | MOO US, MOO, www.moo.com/us/. Accessed 7 July 2025.
“Lunacy – Free Design Software for WIN, Mac, Linux.” Lunacy – Free Design Software for Win, Mac, Linux, Lunacy, www.icons8.com/lunacy. Accessed 7 July 2025.
“Medicare Marketing Guidelines.” CMS.Gov, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 7 July 2025.
“Microsoft Designer - Stunning Designs in a Flash.” Microsoft Designer - Stunning Designs in a Flash, Microsoft, www.designer.microsoft.com/. Accessed 7 July 2025.
“ReminderMedia Postcard Campaigs.” ReminderMedia.Com, ReminderMedia, 14 Aug. 2024, remindermedia.com/postcard/.
Plummer, Michael. “Council Post: Three Reasons Mailers Aren’t Dead in 2022.” Forbes, Forbes Magazine, 15 July 2022, www.forbes.com/sites/forbestechcouncil/2022/07/14/three-reasons-mailers-arent-dead-in-2022/.
“Printing & Marketing Services.” Staples.Com, Staples, www.staples.com/services/printing/. Accessed 7 July 2025.
“Print & Copy Services: Office Depot.” Officedepot.com, Office Depot, www.officedepot.com/l/print-and-copy/print-services. Accessed 7 July 2025.
“VistaPrint.” VistaPrint Official Website: Online Printing Services, VistaPrint, www.vistaprint.com/. Accessed 7 July 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Jul 12, 2025 • 15min
Field Notes on Commission Trackers
Ready for a better commission tracking solution? Don’t miss our episode featuring suggestions on tracking your hard-earned commissions.
Register for your FREE RitterIM.com Account
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
AHIP Test Tips and Tricks for Medicare Certification
Building the Foundation for Success ft. Roy Snarr
Four Reasons Why Ritter Should Be Your FMO Insurance Agency
How to Avoid Using Elderspeak
Operating From a People-First Mentality ft. Scott Zimmerman
The Best Appointment Schedulers for Insurance Agents
The Difference Between Medicare & Medicaid: What That Means for Insurance Agents
The Ultimate Agent Resource List Pt. 3: Staying Organized
What Are Agents Responsible for Under HIPAA?
References:
“Agencybloc Commissions Management.” Agencybloc.Com, AgencyBloc, www.agencybloc.com/commissions-management/. Accessed 10 June 2025.
“AgencyComp Commissions Tracker.” Agencycomp.Com, AgencyComp, agencycomp.com/. Accessed 10 June 2025.
“Commissionly Sales Commission Software.” Commissionly.Io, Commissionly, www.commissionly.io/. Accessed 10 June 2025.
“Excel Help & Learning.” Support.Microsoft.Com, Microsoft Support, support.microsoft.com/en-us/excel. Accessed 23 June 2025.
“Excel Quick and Simple Charts Tutorial.” YouTube.Com, YouTube, www.youtube.com/watch?v=TfkNkrKMF5c. Accessed 23 June 2025.
“How to Create a Chart in Microsoft Excel: Step-by-Step Guide.” wikiHow.Com, wikiHow, 31 Dec. 2024, www.wikihow.com/Create-a-Graph-in-Excel.
“How to Create Excel Charts and Graphs.” Blog.Hubspot.Com, HubSpot Blog, blog.hubspot.com/marketing/how-to-build-excel-graph. Accessed 23 June 2025.
“Medicare Marketing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 23 June 2025.
“Medicare PRO CRM.” Medicareproapp.Com, Medicare PRO, www.medicareproapp.com/. Accessed 10 June 2025.
“Radius Agency Management System.” Radiusbob.Com, Radius, www.radiusbob.com/. Accessed 10 June 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jul 11, 2025 • 18min
5 Things From the 2025 Budget Reconciliation Bill
In this week’s Friday Five, Sarah gives her first impressions on what agents need to know about the 2025 Budget Reconciliation Bill. Learn more about what’s changed for Medicare, Medicaid, ACA, and more!
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2025 ACA Marketplace Integrity & Affordability Final Rule Takeaways
2026 Medicare Advantage and Part D Certification Info
Key Takeaways From the 2025 Marketplace Integrity and Affordability CMS Final Rule
Summer 2025 Survival Guide
References:
Konish, Lorie. “‘Big Beautiful Bill’ May Help Some Seniors on Social Security. But It Doesn’t Eliminate Taxes on Benefits.” CNBC.Com, CNBC, 8 July 2025, www.cnbc.com/2025/07/07/why-big-beautiful-bill-doesnt-end-taxes-on-social-security-benefits.html.
“Health Provisions in the 2025 Federal Budget Reconciliation Bill.” KFF.Org, KFF, 5 July 2025, www.kff.org/tracking-the-medicaid-provisions-in-the-2025-budget-bill/.
Published: Nov 21, 2024. “How Much More Would People Pay in Premiums If the ACA’s Enhanced Subsidies Expired?” KFF, KFF.org, 15 Apr. 2025, www.kff.org/interactive/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired/.
Ortaliza, Jared, et al. “How Will the One Big Beautiful Bill Act Affect the ACA, Medicaid, and the Uninsured Rate?” KFF.Org, KFF, 18 June 2025, www.kff.org/policy-watch/how-will-the-2025-budget-reconciliation-affect-the-aca-medicaid-and-the-uninsured-rate/.
“One Big Beautiful Bill Act.” Congress.Gov, Congress, www.congress.gov/bill/119th-congress/house-bill/1/text. Accessed 9 July 2025.
“‘One Big Beautiful Bill Act’ Tax Policies: Details and Analysis.” Taxfoundation.Org, Tax Foundation, 7 July 2025, taxfoundation.org/research/all/federal/big-beautiful-bill-senate-gop-tax-plan/.
Muoio, Dave. “Trump Signs Big Tax and Spending Bill into Law as Industry Groups Decry Healthcare Cuts.” Fiercehealthcare.Com, Fierce Healthcare, 6 July 2025, www.fiercehealthcare.com/providers/house-votes-218-214-send-reconciliation-bill-trumps-desk.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jul 10, 2025 • 10min
Field Notes on Partner Marketing Resources
Partnerships can be a powerful growth strategy for your business. Learn more about marketing your business through collaboration and community involvement.
Read the text version
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd
5 Things to Consider When Creating Your Personal Brand
Community-Based Marketing for Insurance Agents
Community Engagement & ACA Marketing Suggestions for Agents
How Relationship Marketing Can Make the Difference in Your Agency
Modern Medicare Marketing for Today's Agents
Operating From a People-First Mentality ft. Scott Zimmerman
Ready to partner with an FMO? Register with Ritter Insurance Marketing!
The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships
References:
“Affinity Marketing: The Art of Building Connections.” Mailchimp.Com, Intuit, mailchimp.com/resources/affinity-marketing/. Accessed 10 June 2025.
“Complementary Business Definition.” Lawinsider.Com, Law Insider, www.lawinsider.com/dictionary/complementary-business. Accessed 10 June 2025.
“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-P).” CMS.Gov, CMS, 26 Nov. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription.
“Medicare Marketing Guidelines.” CMS.Gov, CMS, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 10 June 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jul 9, 2025 • 13min
Medicare Enrollment Periods Explained
We’ve got the breakdown of all the Medicare and Medicare Advantage enrollment periods that beginner agents need to know.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
10 Essential Tools for Beginner Insurance Agents: https://ritterim.com/blog/10-essential-tools-for-beginner-insurance-agents/
Apps for Comparing Healthcare & Prescriptions: https://lnk.to/ASGA85
Medicare Advantage Open Enrollment Do’s and Don’ts: https://ritterim.com/blog/medicare-advantage-open-enrollment-dos-and-donts/
Self-Guided Training with Knight School: https://ritterim.com/knight-school/
The Difference Between Medicare & Medicaid: https://lnk.to/ASGAE01
What is AHIP Certification and How Do I Get It? https://lnk.to/asg672
References:
Franchina, Chris. “AEP vs. OEP: Understanding the Differences for Medicare.” Policy Engineer, 11 Jan. 2025, https://policyengineer.com/aep-vs-oep-understanding-the-differences-for-medicare/.
“Get Ready to Buy.” Medicare.Gov, https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy. Accessed 17 June 2025.
“Joining a Plan.” Medicare, “Joining a Plan.” Medicare, www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan. Accessed 10 June 2025.
Worstell, Christian. “Medicare AEP vs. OEP: Know Your Enrollment Periods.” Medicare AEP vs. OEP | How to Enroll or Change Your Medicare Plan | MedicareAdvantage.Com, MedicareAdvantage.com, 18 Mar. 2025, https://www.medicareadvantage.com/enrollment/medicare-aep-vs-oep.
“Medicare Open Enrollment.” CMS.Gov, https://www.cms.gov/priorities/key-initiatives/medicare-open-enrollment-partner-resources. Accessed 10 June 2025.
“Medicare Open Enrollment Fact Sheet 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/2024-medicare-open-enrollment-fact-sheet.pdf. Accessed 10 June 2025.
“Special Enrollment Periods.” Medicare, Medicare.gov, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 10 June 2025.
“What Is the Medicare Annual Enrollment Period? | News & Articles | UnitedHealthcare.” UHC.Com, UnitedHealthcare, https://www.uhc.com/news-articles/medicare-articles/what-is-the-medicare-annual-enrollment-period. Accessed 10 June 2025.
“What If I Missed My Initial Enrollment Period? | News & Articles | UnitedHealthcare.” UHC.Com, UnitedHealthcare, https://www.uhc.com/news-articles/medicare-articles/what-if-i-missed-my-initial-enrollment-period. Accessed 10 June 2025.
“What Is the Medicare General Enrollment Period?” NOCA.Org, National Counsel of Aging, https://www.ncoa.org/article/a-closer-look-at-the-medicare-general-enrollment-period/. Accessed 10 June 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jul 8, 2025 • 22min
Field Notes on Digital Marketing Resources
Take your business into the modern world of digital marketing. We’ve compiled the ultimate guide to getting started, tips, resources, and more!
Read the text version
Register with Ritter Insurance Marketing
Full-Service Digital Marketing Services:
$99 Social
ConciergeBee
Disruptive Advertising
Firebelly MarketingHubstaff Talent
Ignite Visibility
KlientBoostLinkedIn
Lyfe Marketing
ReminderMedia
SEO DiscoveryUpwork
Self-Service Digital Marketing Options:
Buffer
Constant Contact
GoDaddy
Google Ads
HostGator
HubSpot
MailChimp
Semrush
SEO Meta in 1 Click
Social Bee
Squarespace
Wix
Resources:
3 Insurance Business Tools You Absolutely Can’t Live Without
Ritter Insurance Marketing Agent Compliance Handbook
How to Market Yourself Online Webinar
Field Notes on Traditional Marketing
Integrity Tools
Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You
Introducing The Content Library for Health Insurance Agents
Modern Medicare Marketing for Today’s Agents FREE eBook Download
PlanEnroll
Ritter’s Content Library
Ritter Insurance Marketing Registration Form
Social Media Marketing for Insurance Agents FREE eBook Download
The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients
References:
Kumar, Naveen. “167 Digital Marketing Statistics 2025 [Facts & Growth].” DemandSage, 4 Mar. 2025, https://www.demandsage.com/digital-marketing-statistics/.
“Digital Marketing: Everything You Need to Know to Get It Right.” HubSpot Blog, https://blog.hubspot.com/marketing/what-is-digital-marketing. Accessed 16 June 2025.
“Medicare Marketing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 16 June 2025.
Nguyen, Stephanie T. “Can-SPAM Act: A Compliance Guide for Business.” Federal Trade Commission, 24 Jan. 2025, https://www.ftc.gov/business-guidance/resources/can-spam-act-compliance-guide-business/ .
“Subpart V—Medicare Advantage Communication Requirements.” Code of Federal Regulations, eCFR.gov, https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 16 June 2025.
“Writing Alt Text for Infographics: Quick Tips.” WCAG Audits, ADA Accessibility Audits & Section 508 Audits, Bureau of Internet Accessibility, 7 Nov. 2023, https://www.boia.org/blog/writing-alt-text-for-infographics-quick-tips.
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Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Jul 7, 2025 • 34min
Field Notes on Traditional Marketing Resources
Learn how to promote your insurance business with traditional marketing strategies. We cover what agents should know: marketing materials, use cases, and where to find resources!
Partner Resources:
AllOver Media
Lead Concepts
LeadingResponse
ReminderMedia Branded Magazine Info
Ritter Agents working with ReminderMedia
Design Resources:
99Designs
Fiverr
Freelancer
Upwork
Print Resources:
4imprint
Carvertise
FASTSIGNS
Lead Concepts
MOO
Office Depot Printing Services
Printful
Staples Print & Marketing Services
Sticker Mule
Vistaprint
Wrapify
Ritter Resources:
8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia’s Luke Acree and Andrew Saksa
Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent
Integrity Official Site
Integrity Tools
LeadCENTER
MedicareCENTER
MedicareCENTER FAQs
PlanEnroll FAQs
Read The Ultimate Agent Resource List Part 1
Register with Ritter Insurance Marketing
ShopRitterIM
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.