The Property Nerds

With Christmas just around the corner, data nerds Arjun Paliwal and Leigh Paliwal sit down to unpack what the latest lending stats tell us about the state of the Australian property market. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, give us the low-down on lending, reflecting on the consecutive cash rate rises and the flow of data that comes with it. Arjun visits the idea of what currently defines an undervalued property, before turning his attention to seven trends that are set to leave their mark on the market in 2023. From financial assistance sugar rushes to consumer sentiment and job market activity good old-fashioned supply and demand, Arjun and Leigh impart their own wisdom to listeners in this must-hear end-of-year episode.

On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal explain why it’s due time investors review their portfolios — and how they can start by shopping for a new mortgage. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, look into the latest data on finance and lending before providing their expert take on why the Reserve Bank of Australia is at risk of overshooting its rate hike cycle. On the back of seven consecutive rate hikes, the duo also recommended property owners shop around for a new mortgage, with Leigh providing insider insights on how to get the best rates and what types of cost-cutting deals are currently on market. Arjun also explains how a lending and equity position review can help investors who are on a portfolio-scaling journey. Lastly, the mini brain trust unpacks the housing shortage that is happening across the country and talks about the factors that have brought on the supply squeeze.

On this episode of the Property Nerds, hosts Arjun and Leigh Paliwal sit down to discuss three major topics in the real estate industry. To begin with, they touch on the Reserve Bank of Australia’s latest cash rate increase, what the decision spells for future plans, and how it has impacted borrowers. They then analyse the Australian Bureau of Statistics’ latest lending indicators and why the figures “make sense” when sentiment, borrowing capacity and other market factors are considered. They then reveal their must-buy locations around the country and relay what buyers should look for in prospective purchasing areas. In this episode, you will also hear: How your borrowing capacity can end up working against you Detriments of data weighting Understanding the best, middle, and worst-case scenarios

In this special episode, self-proclaimed data nerd Arjun Paliwal is joined by another self-labelled data geek, John Foong, to scrutinise what strategy works best in a market downturn. Arjun, head of research at InvestorKit, sits down with the chief revenue officer at Domain to peruse current market conditions and unpack why a “feast-or-famine” view of the real estate market can result in costly investing mistakes. Drawing from his extensive experience as an investor across different countries and his established career across several industries, John explains why optimising holding phases and taking advantage of buying windows no matter the phase of the market cycle ultimately trumps the timing-the-market investment strategy. The duo also give their predictions for the trends that emerged during the pandemic, such as the tree-change and sea-change trends and pore over the data points (both historical and present) to back their belief that the property market’s current downswing will not be as detrimental as pessimists paint it to be.

On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal unpack the major housing market fundamentals and explain why the sky won’t fall on investors any time soon. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, debunk the doom-and-gloom narrative parroted by the media by dissecting the different economic, financial, and social fundamentals that are keeping the market in a generally sound state. While they acknowledged that several markets had become weaker compared to last year, Arjun and Leigh provide their data-backed take on why they believe a market rebound is on the horizon in the near term and also share their predictions for market trends in the coming months. To find out more about the markets where the boom is not over yet, check out the 10 regions positioned for further growth.

As the Australian property market undergoes a significant period of change, self-professed data nerds Arjun Paliwal and Leigh Paliwal sit down to discuss and analyse the three core values of the industry: finance, policy and property. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, talk about the recent increases to the cash rate and discuss the recent forecasts on where this rate will sit come the end of the year. The pair encourage proactivity within Australian households when it comes to their finances, discussing the benefits of refinancing amongst a host of other financial adjustments that can be made. They also dive into the “horrible” changes to Queensland’s land tax before touching on the NSW decision to reform stamp duty offerings to first home buyers. In this episode, you will also hear: - Data analysis of the major market trends - Predictions on future market behaviour - Three big investment tips for the next six months

As headlines herald the start of the great Australian property market correction, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal call on investors to hold their horses and examine the real deal behind the recent interest rate hikes. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, explain why the RBA’s latest round of monetary policy tightening should be viewed as a “return to normal” and not the doom-and-gloom scenario as it’s popularly painted to be. With a persisting rental crisis becoming a more prominent issue across the capital market, the nerds also discuss the factors driving the housing supply crisis, lay out long-term and concrete solutions to address the problem, and call on the government and regulators to explore systematic changes that will create a sustainable property market both for investors and owner-occupiers. For a deeper look into the regions where the duo forecasts rental prices will surge, read here: 10 Aussie regions where rents are set to skyrocket.

In this episode, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal don’t pull any punches as they hit the high data spots of today’s market to give us their best analytical take on the latest trends. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, examine the biggest market trends taking hold of the headlines before taking a deep dive into the data that underpins them. With the property market going through a period of change in the wake of the recent rate hike and other major local and international events, the nerds remind investors to cite historical data and connect the dots between correlating data points before making any assumptions about future trends. They also answer the most-asked questions about the upcoming elections, such as which political party will be more “favourable” for property investors.

In this very special episode, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal welcome fellow nerd Simon Kuestenmacher to pick his brain about how the different demographic trends are reshaping the market. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, sit down with the director and co-founder of The Demographics Group to peruse how the aspirations, lifestyles and current life stages of the different age groups are affecting trends in different housing markets. With Millennials now being the largest adult cohort in Australia, Simon explains how this generation is now dictating market fundamentals and how other generations are coping with these shifts in market dynamics. The nerds also talk about how the pandemic has changed buyer behaviour, discuss why the rebound in international migration will give central business districts their pre-pandemic shine, and dig deeper into how cultural and social influences of migrants are inevitably woven into the country’s housing market tapestry. They also touch on the latest lending data and what it spells for the investors.

On the second episode of The Property Nerds for 2022, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal deep dive into housing and rental supply data to uncover the truth behind headlines that state the housing market is slowing down. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, analyse current and historical data from the Australian Bureau of Statistics (ABS) and other research firms to debunk some of the claims. They stress the importance of being mindful when looking at locations in Australia where price growth is strong, affordability is stretching, and the economy is robust. The nerds highlight the secret to analysing market indicators: look beyond the month-on-month and year-on-year peaks and dig into data pre-COVID to glimpse the bigger picture and give proper context to investment decisions.