The Financial Independence Show

Today's episode features Kyle Nolan, creator of Projection Lab. Kyle already had the skills to develop web-based applications when he discovered the world of financial independence. What he didn't have and couldn't find was a financial planning tool that felt modern, flexible, and engaging. So he just decided to build his own! Projection Lab allows you to create beautiful and nuanced financial plans that truly represent you, your loved ones, and the paths you choose. You get to run Monte Carlo simulations, backtest on historical data, and figure out how to live your best life and reduce anxiety around your finances. I can't over-emphasize the word robust here. Back door Roths, multiple drawdown strategies, SEPP distributions, loan forgiveness, cash flow priorities...the list goes on and on and on. Kyle has built this beautiful web app all by himself and kept data protection at the forefront. And you can utilize this tool for free! The premium mode adds persistent data, tax estimation,  advanced tax options,  Sankey cash flow,  visualizations, and Developer support for $8/month (20% off with code "FISHOW"). If you liked this episode as much as we did, please share and subscribe! Links From the Episode Projection Lab (Use code FISHOW for 20% off a Premium Account) Kyle's Twitter Kyle's LinkedIn YouTube Interview https://youtu.be/OUaFOqMGOKs Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today's episode features Irvin Aguilar who took AGR Landscaping from a small-time company making $5k per month to a money-making machine hitting $250k in recent months. Irvin saw his dad struggling and found himself struggling with college as well. It turned out to be the perfect opportunity to inject some small but powerful changes into his dad's business. He saw how a language gap, poor marketing, and unfair contracts were holding his dad back. In very little time, it went from a business that helped the family scrape by to a thriving business. Irvin didn't stop there though. He's now flipped 6 houses in just a few months and is also getting into short-term rentals. If you liked this episode as much as we did, please share and subscribe! Links From the Episode AGR Landscaping Irvin's Instagram YouTube Interview https://youtu.be/nZLQxZ4rCDU Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today's episode features Alex Fasulo, author of Freelance Your Way to Freedom. Long-time listeners may remember Alex from episode 48. At the time, she was making over $350k per year on Fiverr. But Alex was also working insane hours. It eventually became clear that she needed to build a team around her to make this sustainable. Today, she's built a mostly hands-off business that doesn't require her to work 12+ hours per day. But of course, Alex didn't stop there, she decided she needed to build a blueprint that anyone could follow to follow in her footsteps. And she covers it all in her new book, Freelance Your Way to Freedom. Whether you're looking to start freelancing or scale your existing business to new heights, Alex has you covered. If you liked this episode as much as we did, please share and subscribe! Links From the Episode Her New Book: Freelance Your Way to Freedom Alex's Instagram Alex's TikTok Alex's Website YouTube Interview https://youtu.be/umBAOwrX14M Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today's episode features Ryan and Cory from The Weekly Juice Podcast. Have you ever wanted to pick the brain of a thriving investor or entrepreneur, but didn’t know how? Maybe you wanted to ask them about their successes, failures, systems, motivations, or experiences they’ve had? Perhaps you wanted to invite them out for a coffee or beer to ask them how they reached their level of success, but couldn’t find the time? Don’t worry, that's where The Weekly Juice Podcast comes in. Ryan and Cory source actionable advice from investors, entrepreneurs, real estate professionals, and other successful individuals who are actively pursuing financial independence. Today, they also share with us the history of how the show got started and how they became business partners in real estate and other ventures. You're also going to hear about some unique passive income ideas you've probably never heard of before (like automated YouTube channels and Amazon stores). Whether it's learning how to capitalize on the skills you've gained from your W-2 to create additional income streams or just getting to know another great podcast, this episode is for you. And as always, if you liked this episode as much as we did, please share and subscribe! Links From the Episode The Weekly Juice Podcast Weekly Juice Instagram Weekly Juice Twitter Weekly Juice YouTube Channel YouTube Interview https://youtu.be/c1CmQsu5MVA Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today's episode features YouTube coach Danie Jay. Danie started on YouTube as an ESL teacher (with her trusty $5 panda puppet) living abroad in Vietnam. She then discovered the world of affiliate marketing and scaled her then-small YouTube channel into a full-time income. And now she's helping others do the same! Danie isn't only working with teachers either. Now she's expanded to include health & wellness coaches, real-estate agents + more building stand-out channels on YouTube! It's obvious how passionate Danie is about sharing the best video + entrepreneurial tips to help you create a truly life-changing brand + business. Whether it's learning how to capitalize on video content or learning how Danie scaled a business that provides her the freedom to live abroad, this episode is for you. Danie is so passionate and we hope her excitement rubs off on you, so if you liked this episode as much as we did, please share! Links From the Episode Dannie's YouTube Channel Learn From Dannie Dannie's Instagram Ultimate Guide to Starting on YouTube YouTube Interview https://youtu.be/-577vPYMZeU Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today's episode features Martin Dasko from Studenomics. Martin doesn't just talk and write about money. He also is dedicated to fitness, traveling, teaching, professional wrestling, and yea...making money too! We caught up with Martin at FinCon where we not only went through his backstory but also one of his ventures we've been wanting to highlight. Martin started doing Airbnb Experiences that led travelers around to different coffee shops. A great side hustle he can benefit from even while he is on his annual travels to escape the Canadian winters. How crazy is that? Making money by taking people to places you'd like to go anyway and all with zero risk. Martin has even written an e-book to teach others how to do this. In the book, he gives you ideas and the steps to take while also highlighting real stories like a guy getting paid to walk around and eat pizza with travelers in New York. The possibilities (and the cash) are endless! Go check out Airbnb Experiences and see what's popular in your area and let us know if you start your own gig. Martin is a true bright spot and wealth of knowledge, so if you liked this episode as much as we did, please share! Links From the Episode Studenomics Martin's Airbnb Experience Ebook YouTube Instagram Twitter Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)

In this episode, Cody and Justin walk listeners through six unique and relatable paths to financial independence. We cover the assumptions and profile and then determine exactly how long it will take that person to retire. This was a fun episode that involved a lot of research going into the backgrounds of these scenarios. At a high level, the six paths include: Dual Income, no kids, high W2 earners, high cost of living area Single Income, two kids, lower W2 earner, low cost of living area Dual Income, two kids, medium W2 earners + real estate, medium cost of living area Dual Income, two kids, business owners, medium cost of living area Single Income, no kids, W2 and side hustles, high cost of living area Dual Income, no kids, real estate investors, low cost of living area We think you'll find at least one scenario you resonate with and potentially the motivation to swap paths for a faster option. If you got value from this episode, please share it with a friend! Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today's episode features Sam Dogen aka Financial Samurai and author of Buy This Not That. Sam is one of the original voices of financial independence. He started his blog way back in 2009 and actually let Mr. Money Mustache write an early guest post before he hit it big. Sam is known for his analytical approach and he comes with a stacked set of credentials. He spent 13 years working at Goldman Sachs and Credit Suisse, studied economics at William & Mary, and got his MBA from UC Berkeley. Now, he's going beyond his 2,500 articles and millions of readers and expanding into print. With his book, Buy This Not That, he looks to give readers the courage to tackle tough money decisions without being saddled with regret. Some of those decisions include: Pay for private school or public school Join a startup or work for an established company Job hop or stay a loyal soldier Invest in real estate or stocks When to rent or buy When to invest in tax-advantaged versus taxable accounts Marry for love or marry for money Have children early or late Combine your finances or keep separate accounts Buy or lease a car Keep The Bank Of Mom And Dad open or closed for your adult children Sam is an insane wealth of knowledge so if you liked this episode as much as we did, please share! Links From the Episode Financial Samurai Buy This Not That > You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today's episode features Justin David Carl aka Dragon, creator of Alchemize Life and Fit Rich Vegan. If you look at Justin today you'll see Life Alchemist, Entrepreneur, Holistic Wellbeing Thought-Leader, Podcaster, Fitness & Money Coach, Fashionista, Spiritual Hipster, and the list goes on. That wasn't always true though... Justin had spent most of his younger years with the singular goal of getting into Stanford, which he eventually did. However, he found himself leaving Stanford for a career in nightlife. It was there that Justin started realizing his entrepreneurial abilities... but they came at a cost. Although he was making great making, he was struggling with abuse, depression, addiction, eating disorders, etc. Luckily, Justin realized he was headed down the wrong path and returned to Stanford. There, he would get the opportunity to join an early-stage company in a sales role and increase his net worth from -$80K to over $1M in just two years. If you enjoyed Justin's story as much as we did, please share! Links From the Episode Alchemize Life Fit Rich Vegan Justin's Instagram YouTube Interview https://youtu.be/2B-6-kMQB48 Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today's episode features Vitaliy Katsenelson, author of Soul in the Game and creator of Contrarian Edge. Vitaliy spent the first eighteen years of his life in Murmansk, Russia, a city located above the Arctic Circle in the northwestern corner of Russia. He and his family then emigrated to the U.S. in 1991 where he would study to become a Chartered Financial Analyst (CFA). Vitaliy entered this country with a very strong scarcity mindset, even being blown away by the idea that you could have soda whenever you wanted. Over the years, Vitaliy would begin writing with a focus on value investing. He started with a more analytical approach that covered financial topics, but over time, his audience grew to ask more and more for his personal stories. Today, he fully embraces that form of author he has become with his new book Soul in the Game. We cover some of the topics from his book such as a method to reduce decision fatigue which Vitaliy calls half-binary decisions, the importance of sinking funks, and how emotional intelligence affects investing. Vitaliy has so much more to offer in this episode as well as in his books so we hope you find a nugget to help you live a more meaningful life. If you enjoyed this episode as much as we did, please share! Links From the Episode Soul in the game - Vitaliy's New Book Contrarian Edge 6 Commandments of Value Investing The Intelectual Investor Podcast YouTube Interview https://youtu.be/s0NgyNJQOqk Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)