

Informed Choice Radio Personal Finance Podcast
Martin Bamford
Welcome to Informed Choice Radio, the personal finance podcast all about achieving your financial goals in life. New episodes are published every Friday, featuring expert interviews and practical tips for making the most of your money. Your host for Informed Choice Radio is Martin Bamford; a Chartered Financial Planner, Fellow of the Personal Finance Society and personal finance author. Contact Martin at martin@icfp.co.uk with any comments or questions. You can find show notes and archived episodes at https://icradio.co.uk/episodes/.
Episodes
Mentioned books

Mar 27, 2015 • 28min
ICP016 - Noflation, Secret Inheritance & End of Tax Year Tips
Noflation has landed in the UK! Martin talks to James Griffin from Fidelity Worldwide Investment to find out what CPI inflation at zero means for the economy and markets. There's a listener question asking how to tell friends about a six-figure inheritance. Martin shares five tips for effective end of tax year planning, to help you avoid wasting tax this year. He also talks about what a good Financial Planner does for you. Subscribe to get the Informed Choice Podcast automatically every Friday morning at www.icfp.co.uk/itunes.

Mar 20, 2015 • 24min
ICP015 - Budget 2015, State of Retirement & Investment Risk Genetics
In this episode of the Informed Choice Podcast, Martin reviews the pre-election Budget, delivered by George Osborne on Wednesday 18th March 2015. There's an interview with Steve Lewis of LV= about their latest State of Retirement Report. Martin also looks at new research which suggests a genetic link to our investment risk profiles.

Mar 6, 2015 • 24min
ICP014 - Pension fleecing day, FTSE 100 record high & finding your purpose
In episode 14 of the Informed Choice Podcast, Martin explains why pension freedom day on 6th April 2015 could be pension fleecing day. He answers a listener question about the future direction of the FTSE 100 index, which set a new record high last week. What is your true purpose in life? Martin has 13 questions to help you figure it out. He also talks about why it can make sense to spend your ISAs and your house first, and then your pension pot.

Feb 27, 2015 • 26min
ICP013 - Boosting financial knowledge for higher investment returns
In the latest episode of the Informed Choice Podcast, Martin reveals the details of a study which proves his catchphrase; "When it comes to money, the more you know, the faster it can grow!" There's also news on his recent BBC Radio Money Box appearance, talking about crowdfunding. He answers a listener question about buying an annuity in retirement, sets a challenge for reviewing time and money, and takes a look at the latest five star review on iTunes. Find the show notes for this episode at icfp.co.uk/episode13 and learn more about the Informed Choice Podcast at www.icfp.co.uk/podcast.

Feb 20, 2015 • 27min
ICP012 - Foreign Sounding Fund Managers, Women & Dementia, & Investment Outlooks
In this episode of the Informed Choice Podcast, Martin examines new research which suggests investors are less likely to invest with fund managers who have foreign sounding names. Bizarre? Almost certainly, but the research backs it up. He also talks about a new report suggesting dementia is now the biggest killer of women in the UK, and the latest attitudes of investment advisers when it comes to where to invest in 2015. There's also an update on what Martin's been reading and listening to this week, a request to take part in a survey on life expectancy, and news about his plans for a 'podding shed'.

Feb 13, 2015 • 33min
ICP011 - Abraham Okusanya, Retirement Misconceptions & a Listener Question!
In epsiode 11 of the Informed Choice Podcast, Martin interviews Abraham Okusanya about his new white paper, Pound Cost Ravaging. He also talks about five misconceptions about retirement and answers a question from listener Angela about care fees planning for her elderly parents. As usual, there's an update on the books Martin has been reading and some new podcast discoveries. He's also been giving blood and walking to work every day.

Feb 6, 2015 • 18min
ICP010 - Risks to wealth creation, withdrawing pension cash & pound cost ravaging
In the latest episode of the Informed Choice Podcast, Martin talks about the five big risks to wealth creation in the year ahead. He also looks at the reasons why you might not want to withdraw money from your pension pot once the new pension freedom rules are introduced in April. Finally, he looks at a new report about 'pound cost ravaging' and how to best forecast a safe withdrawal rate from portfolios. Also in this episode, Martin reveals his result from the Unbiased Media Awards this week, tips some great podcasts and gets a haircut.

Jan 30, 2015 • 19min
ICP009 - BBC Cost of Care Calculator, MAS Retirement Directory & Fund Inflows
In this episode of the Informed Choice Podcast, Martin test drives the new BBC cost of care calculator. He talks about the new retirement advice directory from the Money Advice Service and looks at the latest statistics for investment fund inflows for 2014, which show a growing popularity of index tracker funds. Martin also plays a short clip of an interview between Abraham Okusanya and Justin King, about the book Ready, Steady, Retire! Martin gives a short recap of his week so far, the books he is currently reading and what is coming up next week, with a trip to London for the Unbiased Media Awards 2015.

Jan 23, 2015 • 10min
ICP008 - European Central Bank Big Bazooka
The European Central Bank (ECB) has fired its BIG BAZOOKA, with at least 1.1 trillion euros of quantitative easing due to be injected into the ailing eurozone economy this year and next. What does it mean? Martin explains.

Jan 16, 2015 • 23min
ICP007 - Pensioner Bonds, Inflation & Genetic Testing
In the latest edition of the Informed Choice Podcast, Martin talks about the new 65+ Guaranteed Growth Bonds from National Savings & Investments, asks why price inflation is falling so quickly and reveals the results of his DNA test from personal genome service 23andme.


