Informed Choice Radio Personal Finance Podcast

An ever-increasing number of young adults are living in debt, with minimal financial knowledge and without the skills to build long-term wealth. My guest on the podcast today wants to empower parents to teach their kids how to form life changing money habits. Through his work and new book, Will Rainey is teaching kids the basics of all money related topics that they will need to be financially secure when they become adults. Will is a qualified actuary and award-winning investment consultant. His new book is called Grandpa's Fortune Fables. He's the father to two young daughters, and has always tried to make sure they feel comfortable talking about money. In our conversation today, we chat about forming money habits at an early age, why debt is like invisible slime, and how not talking about money in front of our kids is the same as telling them money is bad. Here's my conversation with Will Rainey, author of Grandpa's Fortune Fables, in episode 567 of Informed Choice Radio.

What happens when someone dies and their family disputes the terms of their will? My guest on the podcast today is Samara Dutton, a contentious probate litigator at Collyer Bristow. Samara is a key member the contentious trusts and probate team at Collyer Bristow. She specialises in all categories of trust disputes, acting for both trustees and beneficiaries in breach of trust claims, applications for removals and other disputed aspects of trust administration, including cross-jurisdictional issues. In our conversation today, I chat with Samara about why so many people continue to put off making a will, what it is about second (and subsequent) marriages that can lead to inheritance squabbles, and the thorny issue of mental capacity when making a will. Here’s my conversation with Samara Dutton, Partner at Collyer Bristow LLP, in episode 566 of Informed Choice Radio.

Whatever financial freedom means to you – living the life you want, not working to someone else’s timetable, not worrying about money ever again, or some other dream – the way to get there is through investing. My guest on the podcast today is Robin Powell, co-author of Invest Your Way to Financial Freedom. Robin and his co-author Ben Carlson share in the book the path to financial freedom through sensible saving and straightforward investing. In our conversation today, we talk about the importance of starting early, why you should strive to improve your earnings potential, and the difference the right and wrong financial adviser. Here’s my conversation with Robin Powell, co-author of Invest Your Way to Financial Freedom, in episode 565 of Informed Choice Radio.

We know that scams are increasingly prevalent during the pandemic. With a growing number of people falling victim to Ponzi schemes, corporate fraud and other nasty scams, what action can you take if you lose money? My guests on the podcast today are Tim Carter and James Lister from Stevens & Bolton LLP. Tim advises on all aspects of restructuring and corporate and personal insolvency, including distressed business sales. His clients range from insolvency practitioners, corporates, stakeholders and other investors to directors and individuals. He has particular expertise in matters involving insolvency litigation. James specialises in private wealth disputes, dealing with trust, estate and succession matters within the UK and internationally. James also deals with disputes where trusts and private wealth issues are involved in wider commercial disputes, such as fraud and asset recovery. In this episode, we discuss how HMRC is cracking down on Covid loan scheme fraud, what attracts people to Ponzi schemes and how to avoid them, steps you can take if you have been the victim of fraud, and much more.

If you're a trustee, you need to know about the Trust Registration Service. My guest on the podcast today is Adrian Moss, Trusts and Tax Director at Penningtons Manches Cooper. Adrian manages the Penningtons Manches Cooper trust and personal tax administration team which provides an accurate, efficient and cost-effective accounting and tax compliance service to clients. The team is involved in over 500 active trust administrations and the preparation of over 150 personal tax returns. As a specialist in the taxation of UK trusts, individuals, beneficiaries of non-residence trusts and remittance basis-users, Adrian applies his expertise to a wide variety of family situations, allowing the firm to provide a full legal and administrative service to trustees, executors and individuals. In this episode, Adrian explains the background to the Trust Registration Service, everything trustees need to know, and why privacy concerns are perhaps a little overblown. Here's my conversation with Adrian Moss, Trusts and Tax Director at Penningtons Manches Cooper, in episode 563 of Informed Choice Radio.

The meaning we attach to money becomes the lens that we think, feel and behave with money. My guest on the podcast today is Catherine Morgan, an entrepreneur, keynote speaker and multi-award winning money coach. Catherine is host of the In Her Financial Shoes podcast which helps you to get in control of money, gain financial confidence, learn how to invest and save money. In our conversation today, we discuss the imprinting period in childhood that forms many of the emotions around money, why were are naturally attracted to people who have the opposite relationship to money, and the impact of Covid on our financial attitudes. Here’s my conversation with Catherine Morgan, host of the In Her Financial Shoes podcast, in episode 562 of Informed Choice Radio.

Do you ever dream about upping sticks and moving to a different country? Perhaps you have one eye on the future and want the security of a second passport, 'just in case' things go wrong in your home country. My guest on the podcast today is Brandon Miller, founder of Maple Immigration Services, a boutique immigration practice in Toronto, Canada. Brandon is author of Second Passport: Your guide to have a secure alternative home for you and your family, just in case... When he graduated from University, Brandon left Canada for South Korea, a journey which changed his life forever and started him on a path to helping others obtain a second passport. He has helped countless people find their way to Canadian shores and settle in successfully to their new homes. During our chat today, we discuss what Brandon calls the Canadian Ponzi scheme, some of the benefits of living in Canada, and why you need a plan before applying for a second passport. Here's my conversation with Brandon Miller, author of Second Passport, in episode 561 of Informed Choice Radio.

Getting divorced can be an expensive business. Where divorcing parties end up in court to settle their financial arrangements, those legal expenses can become substantial. My guest on the podcast today is Charlotte Plowman, an Associate Solicitor at Family Law Partners in Horsham. Charlotte has specialist expertise advising in all aspects of family breakdown and divorce, dissolution or separation, including the financial aspects and arrangements for children. She provides advice in cases which involve significant and complex financial assets held within the UK and internationally. Such cases often include foreign assets, pensions, business interests and dissipation of assets. In our conversation today, we look at what divorce means for your money. Charlotte explains the various options for negotiating and reaching a financial settlement, and why ending up in front of a judge is likely to be a very bad idea. Here’s my conversation with Charlotte Plowman from Family Law Partners, in episode 560 of Informed Choice Radio.

My guest on the podcast today is Jonathan Satovsky, the CEO and Chief Behavioral Coach of Satovsky Asset Management. Jonathan provides leadership, coaching, advanced financial planning, and oversight across client relationships and business operations. Jonathan has spent more than 25 years in the wealth advisory business. He wears two hats in his company as both the CEO and the Chief Behavioral Officer. During our conversation today, Jonathan explains why controlling and fully understanding our behavior us just as important as understanding the accounts. He offers the easy steps they we take immediately to begin investing mindfully for both the short and long-term. We talk about an effective process to determine goals in life, the value in taking an improv class, and the three pillars of wealth we all need to consider. Here’s my conversation with Jonathan Satovsky, chief behavioural coach, in episode 559 of Informed Choice Radio.

Do you ever feel like you’re going through the motions, at work or at home? It’s common to feel jaded and unhappy with the various organisations of which we are a part. Life doesn’t have to feel like this. My guest on the podcast today is Sharath Jeevan, Founder and Executive Chairman at Intrinsic Labs. Sharath is one of the world’s leading experts on how to practically re-ignite the inner-drive (or intrinsic motivation) in our lives. In his new book, Intrinsic: A manifesto to reignite our inner drive, Sharath uses motivation thinking not just to accurately diagnose the problems so many feel, but to find solutions. During our conversation today, he makes some suggestions for how we can achieve more lasting fulfilment and success in our work, careers, relationships, parenting, and as citizens. We’re talking today about working in a winner takes all culture, why there is no such thing as work-life balance, and the value in finding a nurturer. Here’s my conversation with Sharath Jeevan in episode 558 of Informed Choice Radio.