IBS Intelligence Podcasts

Michael Whitt, Head of Partnerships, ApexEdgeApexEdge offers banks and financial institutions a ‘concierge’ service for their retail customers offering monthly bill and subscription management solutions to support their financial health. With the pandemic still raging and data suggesting that a significant majority of US consumers overpay on monthly bills, Michael Whitt of ApexEdge told Robin Amlot of IBS Intelligence that banks and credit unions have a real opportunity to be advocates for their customers.

Daniel Kornitzer, Chief Business Development Officer, PaysafeUK-regulated Paysafe is an online payments specialist operating around the world. The firm has identified 10 likely trends in payments for 2021:The impact of PSD2 on biometric authentication Real-time payments goes globalA renewed focus on 5GThe subscription model grows in popularity Paying with crypto goes mainstreamAI and machine learning as the cornerstone of fraud preventionDigital loyalty apps and payments on the riseCOVID-19 accelerates the divergence of digital payment methodsPayments becomes a tool to track spendingFurther growth of digital peer-to-peer payments Daniel Kornitzer of Paysafe highlighted some of the key issues to Robin Amlot of IBS Intelligence. 

 Duncan Barrigan, CPO, GoCardlessThe global pandemic has accelerated the need for recurring payments solutions, whether for businesses looking for liquidity or as a tool for the growing subscription economy. Sunniva Kolostyak speaks to Duncan Barrigan, Chief Product Officer of recurring payments specialist GoCardless, about the challenges of the past year, Success+, vaccines and Open Banking.

Brad Hyett, CEO, phos UK-based FinTech phos, which enables merchants to take payments directly on their NFC-enabled smartphone, has seen the popularity of software point-of-sale – softPOS – increase with the acceleration of cashless adoption. Brad Hyett, the CEO of phos, speaks to Sunniva Kolostyak about the technology, Apple’s acquisition of softPOS provider Mobeewave earlier this year, and Covid-19 as a driver. 

Stephane Leroy, Co-Founder & Chief Revenue Officer, Quanthouse We review the rise of the ‘robot’ trader and the evolution of screen-based trading to API-based trading with Stephane Leroy of Quanthouse. He talked to Robin Amlot of IBS Intelligence about how API tools and connectivity can help capital market participants lay the foundations for automated funds. 

 David Snitkof, VP Analytics, Ocrolus US banks have been looking to tighten their underwriting standards. The average FICO score (a credit score created by the Fair Isaac Corporation) actually rose in July – in the middle of a pandemic that ought to raise the risk of defaults. So, FICO scores aren’t telling the whole story. David Snitkof of FinTech infrastructure firm Ocrolus explains the issues to Robin Amlot of IBS Intelligence.

Guy Mettrick, Global Industry Lead – Financial Services, Appian Artificial intelligence or applied intelligence? Either way, take-up is set to increase rapidly in 2021 with, for example, AI-powered fraud detection coming down in cost and becoming more readily available. Guy Mettrick of Appian discussed the outlook for AI, operational resilience and low-code solutions with Robin Amlot of IBS Intelligence.    

 Thomas Borrel, Chief Product Officer, PolymathSecurity tokens on the blockchain are an increasingly hot topic and could result in the creation of new financial instruments. Robin Amlot of IBS Intelligence discusses how digital assets are evolving alongside regulation with Thomas Borrel of Polymath and what still needs to happen for institutional investors to get on board. 

Matthew Williamson, VP Global Financial Services, Mobiquity Bank ABC, an international bank headquartered in Bahrain, established Ila Bank  in November 2019 to function as a digital-only bank offering its services through a mobile app. One year on, on the sidelines of the BankSec 2020 / Self-Service Banking Europe 2020 conference, Robin Amlot of IBS Intelligence spoke to Matthew Williamson of Mobiquity – the digital consultancy firm that played a key development role in the initiative, helping Bank ABC from idea inception through to implementation and launch.

Ilia Maksimenka, Chief Executive Officer, PlasmaPayIf digital banking is being described as Banking 2.0, does that make decentralised finance Banking 3.0? Using blockchain technology, it is possible to securely store crypto and fiat currency, buy and exchange digital assets, send and receive payments and create payment networks. So why wouldn’t you? Ilia Maksimenka of PlasmaPay discusses the possibilities with Robin Amlot of IBS Intelligence.