Bhavik Vasa, Founder of GetVantage, discusses the future of India’s digital lending and the transformative role of OCEN (Open Credit Enablement Network) in building a Viksit Bharat. Speaking with Gloria Mathias, he highlights how OCEN, like UPI for payments, will empower MSMEs by reshaping debt as a tool for growth and unlocking capital for long-term success 

Julio Martinez, Co-Founder & CEO, AbacumSpanish FinTech Abacum’s financial planning and analysis platform addresses the day-to-day challenges faced by CFOs. The company’s biggest market is the USA, but we begin our discussion with Abacum’s Chief Executive Julio Martinez by reviewing trends in FinTech in Spain. He tells Robin Amlôt that the country’s tech ecosystem is booming.

Ola Oyetayo, Co-Founder & CEO, Verto  Stablecoins are increasingly being used as a crossborder payments solution on the African continent, as a more efficient way of making payment when faced with illiquid local currencies and slow and expensive traditional solutions. This is one of the key trends in FinTech in Africa, according to Ola Oyetayo of Verto. He also tells Robin Amlôt of IBS Intelligence how artificial intelligence is being used to combat fraud in the African markets

Jaya Vaidhyanathan, CEO, BCT DigitalAs digital banking and embedded finance reshape the financial ecosystem, risk management has become a cornerstone for resilience and innovation. In a conversation with Gloria Methri of IBS Intelligence, Jaya Vaidhyanathan, CEO of BCT Digital, delves into how open APIs, FinTech partnerships, and evolving regulatory frameworks are reshaping banks’ risk mitigation strategies. Jaya also sheds light on pressing concerns, from credit and fraud risks to the growing emphasis on climate resilience.

Rama Krishna Raju, Co-Founder & CEO, Pennant TechnologiesPennant Technologies offers a composable, API-driven lending platform that unlocks innovation by simplifying loan origination, management, and collections for any type of loan or line of credit. CEO Rama Raju explains to Robin Amlôt of IBS Intelligence the key reasons behind banks’ need to modernise their lending stack and why a loan management system plays a crucial role in such a transformation. 

Anurag Rastogi, Co-Founder & Head of Product & Technology, HylobizThe relationships between banks and SMEs are inevitably problematic. Banks don’t have the data they need from businesses in order to make informed decisions, and SMEs don’t have the time they need to provide the information to them! But there is a solution that can help, addressing the challenges small businesses face in accessing finance while offering improved intelligence to banks. Anurag Rastogi of Hylobiz and Robin Amlôt of IBS Intelligence go beyond banking to discuss innovative finance solutions designed to meet the needs of modern SMEs.

Barb Morgan, Chief Product & Technology Officer, TemenosBarb Morgan was recently appointed Chief Product & Technology Officer by Temenos. Just six weeks into her post she spoke with Robin Amlôt of IBS Intelligence about her priorities in her new position, and about the company’s collaboration with AI hardware/software leader Nvidia in powering on-prem GenAI for real-time banking. Morgan also outlines her take on the unique challenges to the adoption of AI in banking.

Vivek Singh, Co-Founder and Director of TonetagToneTag, with its innovative VoiceSe platform, is redefining accessibility in digital payments by enabling voice-based transactions on feature phones and low-connectivity networks. Vivek discusses with Puja Sharma of IBS Intelligence how AI drives this transformation in voice commerce and financial inclusion. 

Rutul Davé, Co-Founder & Chief Technology Officer, MaxwellLaunched in 2015 Maxwell offers US mortgage lenders solutions that address the entire mortgage loan process, from intake of application to the secondary market. The firm’s Mortgage Solutions Suite aims to help non-depository mortgage banks, credit unions, brokers, and local banks connect their communities with homeownership. Rutul Davé of Maxwell explains to Robin Amlôt of IBS Intelligence how artificial intelligence can and is being used in the context of the US mortgages business.

Ravi Yadav, Global Head, Cybersecurity Business Unit, Tata Consultancy Services (TCS)Banks and financial services firms are turning to next-gen security solutions to better protect themselves and their customers. Ravi Yadav of TCS reviews the biggest cyber threats banks are now facing and tells Robin Amlôt of IBS Intelligence how cyber fusion centres, merging security and fraud staff, processes and technologies, may provide an answer.