IBS Intelligence Podcasts

Gadi Mazor, Chief Executive Officer, BiocatchAdvanced behavioural biometrics are the new frontier in financial fraud prevention. Increasing evidence of authorised push payment fraud may be a sign that the banks are winning the battle against fraudsters on other fronts, but the human side of fraud is harder to manage. With behavioural biometrics it is possible to flag up potential APP fraud as it takes place. Robin Amlôt of IBS Intelligence speaks to Gadi Mazor, CEO of Biocatch.

Rob Straathof, Chief Executive Officer, LiberisAs an SME lending FinTech, Liberis has provided financing to SMEs across Europe, the US and the UK since it launched in 2007. Liberis has also supported the creation of over 50,000 UK jobs to date by advancing £570 million to more than 18,000 businesses through its embedded finance business model. The platform enables payment processors, acquirers, and software providers to quickly and easily embed business finance that works for their small business customers. Rob Straathof, CEO of Liberis speaks to Robin Amlôt of IBS Intelligence about the Great Resignation, its impact on the FinTech sector and how Liberis and firms like it can beat the banks in SME lending.

David Brown, Founder & CEO, HiPandemic-induced supply chain shocks, combined with the spike in energy costs caused by the war in Ukraine, have sparked a global cost-of-living crisis that is driving a rethink of the monthly pay cycle. Hi, a UK-based social enterprise FinTech recently teamed up with Norway-based Zalaris to offer a flexible payroll solution to firms across the globe. Robin Amlôt of IBS Intelligence speaks to David Brown, Founder and CEO of Hi about the impact of the cost-of-living crisis on firms and individuals and how the time has come to rethink the monthly payroll.

Linh C Ho, Chief Marketing Officer, ZelrosAccording to the US Federal Highway Administration, the average US driver clocks up around 11,500 miles per year. In this nascent age of artificial intelligence, data derived from driving habits – telematics insurance – offers the potential for personalised, usage-based insurance. This can be linked either to how you drive or as and when you drive. And this is just part of a revolution upon us in insurance. Robin Amlôt of IBS Intelligence speaks to Linh C Ho, CMO of US InsurTech Zelros.

Christoffer Malmer, Head of SEBx, SEB GroupSEBx was founded in 2018 by Nordic corporate bank SEB Group with the purpose of exploring new technologies and developing new customer offerings. It claims to combine the speed, agility, and legacy-free infrastructure of a FinTech startup, with the trust, experience, capital, licence, and knowledge of an incumbent bank. SEB recently entered a strategic partnership with Swedish FinTech Humla to develop embedded services products for the retail industry using SEBx’s cloud-based Banking-as-a-Service (BaaS) platform. Robin Amlôt of IBS Intelligence speaks to  Christoffer Malmer, Head of SEBx.

Vince Graziani, Chief Executive Officer, IDEX BiometricsFocus groups from the European Central Bank’s investigation into digital currencies show that consumers want a digital euro to be as flexible as the fiat euro. In many ways the technology developed in the creation of cryptocurrencies may well lend itself to the development of fiat digital currencies with an added layer of security and, therefore, acceptability through the incorporation of biometric solutions. Robin Amlôt of IBS Intelligence speaks to Vince Graziani, CEO of IDEX Biometrics.

Steven Strange, Head of Product (Asset Management), ION MarketsWhat will sustainable investment look like in a post-pandemic world? Solutions that enable the seamless integration of rules into trading systems are essential to buy-side firms looking to maintain a competitive edge. Transition to the cloud could remove issues associated with investment compliance. With the need for seamless compliance platforms being demonstrated by the renewed focus on ESG, Robin Amlôt of IBS Intelligence speaks to Steven Strange, Head of Product (Asset Management) at ION Markets.

Peter Woeste Christensen, Director, Lucht Probst Associates GmbH (LPA) Peter Woeste Christensen, Director at capital markets technology and consulting firm LPA, believes that the rise of CBDCs has the potential to completely replace the current corresponding banking model. A shift from physical cash to CBDCs could move the current deposit model to a pure custody model, where banks no longer have direct access to retail funding. He expanded on this topic in conversation with IBSi’s Reporter Gaia Lamperti. 

Louisa Murray, COO UK & Europe, RailsrThe first wave of FinTech has digitised conventional financial services, most notably through neobanks that have improved the consumer banking experience and educated large sections of the population to trust banking beyond legacy banks. However, the needle had not moved enough, according to Louisa Murray, COO UK & Europe, Railsr. She believes that FinTech 2.0 will see the continued rise of embedded finance powering brand-led, more meaningful financial experiences that will drive the future of consumer finance.  

Carlos León, Director of Financial Markets Infrastructures and Digital Currencies Solutions, FNASince the beginning of the war in Ukraine, the EU has imposed a number of financial sanctions and restrictions targeting Russia’s major banks, freezing assets and banning the country from the international bank messaging system SWIFT. But what will be the significance and future ramifications of these sanctions against the Russian state? How are they impacting the region’s FinTech scene too? Carlos León, Director at FNA and former Senior Researcher at the Central Bank of Columbia and Expert at the IMF, delved into the topic with IBSi’s Reporter Gaia Lamperti.