IBS Intelligence Podcasts

Kathy Gormley, Principal Solutions Engineer, Resistant.AIThe UN Office on Drugs and Crime estimates that 2-5% of global GDP is laundered each year. The threat to FinTechs from financial crime is very real, so what can FinTechs of all sizes do to fight this? The answer would appear to be to embrace the opportunities presented by the use of artificial intelligence and machine learning to help identify criminal actors and suspicious transactions. Robin Amlôt of IBS Intelligence speaks to Kathy Gormley, Principal Solutions Engineer at RegTech Resistant.AI.

Omar Mansur, Managing Director APAC, Codebase TechnologiesHalf of the population over the age of 15 in countries in the Organisation of Islamic Cooperation (OIC) do not have a bank account. That’s a serious drag on potential economic development and growth. What needs to be done? Robin Amlôt of IBS Intelligence speaks to Omar Mansur, Managing Director APAC for Codebase Technologies.

Kalpesh Mistry, SVP & Head of BFSI Europe, ITC InfotechThe bank of the future and its products are likely to be very different to the institutions we are familiar with today. Cloud-native Banking as a Service will change how the bank operates and the kind of services it provides to its customers. But perhaps the future of banking rests mainly on the proper management of data to shape and focus product offerings not just to consumer segments but to individual consumers through hyper-personalisation. At the same time, banks will be on the ESG frontline. Robin Amlôt of IBS Intelligence speaks to Kalpesh Mistry, SVP and Head of BFSI Europe for ITC Infotech.

Rob O’Farrell, CTO, ID-PalDespite frequent incidents of data breaches, many of us are still unaware of or ambivalent about what organisations hold our data. A self-sovereign identity profile could allow individuals to take back control of their data. How would this work in practice? Robin Amlôt of IBS Intelligence speaks to Rob O’Farrell, Chief Technology Officer of identity verification provider ID-Pal. 

Rohit Garg, CEO & Co-Founder, SmartCoinSmartcoin is stimulating MSMEs’ and individuals’ development and financial inclusion in India through the application of AI/ML in financial services. The firm aims to provide accessible loans to customers, especially those who reside in Tier-II and III markets while keeping default rates low. Puja Sharma of IBS Intelligence spoke to the firm’s CEO and Co-Founder, Rohit Garg.

Victor Basta, CEO, DAI MagisterAfter a slowdown in FinTech investing in the latter part of 2022, we review the outlook for FinTech funding in 2023 and what FinTechs need to do to create a successful exit strategy. Robin Amlôt of IBS Intelligence speaks to Victor Basta, CEO of investment bank DAI Magister about what private equity and venture capital players are looking for in a FinTech, and the importance of profitability! 

Christian Frahm, Founder & CEO, United FinTechUnited FinTech is a new type of FinTech entity, not private equity, not venture capital but building an ecosystem of best-in-class FinTech businesses into a single ecosystem and solutions provider to corporate and investment banks active in the capital markets. Christian Frahm, the firm’s Founder and CEO tells Robin Amlôt of IBS Intelligence that the model represents a new paradigm for FinTech founders that goes beyond traditional capital raising, debt financing and exits.

Henrik Rosvall, Co-Founder & CEO, Dreams TechnologyNobody does banking for the sake of banking – managing money is not an end-goal in itself. What banking customers need is access to tools and feature that help boost their financial health. Traditional personal financial management tools and financial literacy models just don’t provide the motivation that individuals need. So, what does? Robin Amlôt of IBS Intelligence speaks to Henrik Rosvall, Co-Founder and CEO of engagement banking specialist Dreams Technology. 

Will Tumulty, CEO & President, Rapid Finance Around a fifth of all new SMEs fail within the first 12 months and the number one dilemma facing small businesses is lack of access to working capital. While not every business can be saved and made a success, we suggest that there is more that innovative FinTech lenders can do that banks cannot or will not.  Robin Amlôt of IBS Intelligence speaks to Will Tumulty, CEO and President of Rapid Finance.

Kundan Shekhawat, CEO & Founder, Ascent Business TechnologyThe implementation of technology solutions by the financial sector has increased the speed of financial decision-making and allowed for the dream of hyper personalisation. But it has also led to increased risk within the sector, making operational resilience (of which old-style business continuity is but a part) even more of a ‘must-have’ for the modern financial services institution. Robin Amlôt of IBS Intelligence speaks to Kundan Shekhawat, CEO and Founder of Ascent Business Technology.