IBS Intelligence Podcasts

Kealan Lennon, Founder & CEO, CleverCardsThrough a customisable and configurable Digital Mastercard, used by public and private sector organisations of all sizes, the CleverCards payments platform enables instant payments without the need for a bank account. Businesses may make payments for all their business requirements – from paying out employee benefits to paying consultants, and from paying out customer incentives and refunds to paying for daily business expenses. Robin Amlôt of IBS Intelligence speaks to Kealan Lennon, Founder and CEO of CleverCards. The conversation begins with his thoughts on the discussions about digital transformation at this year’s World Economic Forum.

Mushegh Tovmasyan, Chairman & Founder, Zenus BankZenus Bank is claiming a mission to democratise finance by offering people in developing nations a secure alternative to holding funds in local currencies. Unlike the vast majority of banks in the international banking system, Zenus is a full reserve bank, meaning deposits are retained and not loaned out.  So, what is the significance of an international banking licence and how does the bank operate? Robin Amlôt of IBS Intelligence speaks to Mushegh Tovmasyan, Chairman and Founder of Zenus Bank.

Paul Brown, COO, TechPassportThe bank/FinTech landscape is changing but establishing a working relationship can be a slow process of investigation and due diligence, potentially negating the advantages of speed and agility that FinTechs can offer. But with a list of enterprise ready questions (ERQs), TechPassport is aiming to simplify and speed up the engagement process. Robin Amlôt of IBS Intelligence speaks to Paul Brown, Chief Operating Officer of TechPassport.

Rick Woodham, Head of Product Management & Business Solutions, TagitYet again it appears that banks are in danger of overlooking the opportunities presented in the SME segment. Attention is now focusing on the corporate banking sector after some years of digital development in retail banking, but are SMEs and even micro SMEs being served as they should be? Robin Amlôt of IBS Intelligence speaks to Rick Woodham, Head of Product Management & Business Solutions for digital banking solutions provider Tagit. 

Paul Thomalla, Head of Industry & Regulatory Affairs, Finastra; and Craig Wellman, Managing Director Financial Services, MicrosoftThe number of banking payments in the UK processed via the current Faster Payments regime grew from 2020 to 2021 by 3.6 billion and this is a figure that is only going to grow. The replacement scheme, the New Payments Architecture should be in place in 2024. What do banks and other institutions need to know and need to be doing now? Robin Amlôt of IBS Intelligence speaks to Paul Thomalla (pictured), Head of Industry & Regulatory Affairs, Finastra, and Craig Wellman, Managing Director Financial Services, Microsoft.

Kathy Gormley, Principal Solutions Engineer, Resistant.AIThe UN Office on Drugs and Crime estimates that 2-5% of global GDP is laundered each year. The threat to FinTechs from financial crime is very real, so what can FinTechs of all sizes do to fight this? The answer would appear to be to embrace the opportunities presented by the use of artificial intelligence and machine learning to help identify criminal actors and suspicious transactions. Robin Amlôt of IBS Intelligence speaks to Kathy Gormley, Principal Solutions Engineer at RegTech Resistant.AI.

Omar Mansur, Managing Director APAC, Codebase TechnologiesHalf of the population over the age of 15 in countries in the Organisation of Islamic Cooperation (OIC) do not have a bank account. That’s a serious drag on potential economic development and growth. What needs to be done? Robin Amlôt of IBS Intelligence speaks to Omar Mansur, Managing Director APAC for Codebase Technologies.

Kalpesh Mistry, SVP & Head of BFSI Europe, ITC InfotechThe bank of the future and its products are likely to be very different to the institutions we are familiar with today. Cloud-native Banking as a Service will change how the bank operates and the kind of services it provides to its customers. But perhaps the future of banking rests mainly on the proper management of data to shape and focus product offerings not just to consumer segments but to individual consumers through hyper-personalisation. At the same time, banks will be on the ESG frontline. Robin Amlôt of IBS Intelligence speaks to Kalpesh Mistry, SVP and Head of BFSI Europe for ITC Infotech.

Rob O’Farrell, CTO, ID-PalDespite frequent incidents of data breaches, many of us are still unaware of or ambivalent about what organisations hold our data. A self-sovereign identity profile could allow individuals to take back control of their data. How would this work in practice? Robin Amlôt of IBS Intelligence speaks to Rob O’Farrell, Chief Technology Officer of identity verification provider ID-Pal. 

Rohit Garg, CEO & Co-Founder, SmartCoinSmartcoin is stimulating MSMEs’ and individuals’ development and financial inclusion in India through the application of AI/ML in financial services. The firm aims to provide accessible loans to customers, especially those who reside in Tier-II and III markets while keeping default rates low. Puja Sharma of IBS Intelligence spoke to the firm’s CEO and Co-Founder, Rohit Garg.