IBS Intelligence Podcasts

Guy Warren, CEO, ITRSThe financial services sector is witnessing a ‘great wealth transfer’ as funds and assets move down the generations to millennials and Gen Z, bringing heightened expectations.  The two groups have higher expectations for customer service and are tech-savvy. Banks and financial institutions need to have ‘bullet-proof’ operating systems in place, according to Guy Warren, CEO of performance monitoring solutions provider ITRS. He tells Robin Amlôt of IBS Intelligence that the role of technology in meeting these generations’ expectations when it comes to wealth management will be key.

Matteo Manzi, Lead Quant Researcher, CrunchDAOAccording to one recent survey, 9 out of 10 hedge fund traders are likely to use AI this year in order to improve trading returns. But AI is not a panacea. Without viable data AI-based trading strategies ‘are bound to fail’ claims quantitative finance research team CrunchDAO. Matteo Manzi, Lead Quant Researcher at CrunchDAO speaks to Robin Amlôt of IBS Intelligence. For Manzi, the wisdom of the crowd remains on top.

Nick Root, Chief Executive Officer, IntergiroIntergiro offers access to multi-currency accounts, card issuing and card acquiring solutions on one tech stack and across Europe. With a cloud-based solution that includes embedded finance, embedded payments, and BaaS, Intergiro has also embraced the digital world further by operating through a combination of hubs and remote-working (even before the pandemic forced that on us for a couple of years!). Nick Root, Intergiro’s CEO speaks to Robin Amlôt of IBS Intelligence about his philosophy around business structure and the business opportunity he sees.

Lena Hackelöer, Founder & CEO, Brite PaymentsPSD3 is an upcoming framework regulating electronic payments and the banking ecosystem within the European single market area (EEA). A challenge for European FinTechs? Well, they still have to be around to worry about it! The first hurdle is funding in a radically changed financial environment – there are likely to be casualties. Then there is the not-so small matter of the impact of AI and the paramount position of customer experience. Lena Hackelöer, Founder and CEO of Swedish FinTech Brite Payments offers her perspective on the challenges facing FinTechs.

Carol Hamilton, CCO, Provenir AIFinancial fraud and risk vectors are constantly evolving. Accessing real-time data and applying it to the latest defensive measures in a fully automated fashion makes AI fit for the fight. Current solutions can automate this process, but deployment is not without its problems. What’s needed is a new approach to improve the speed and accuracy of fraud decisions without producing large volumes of false positives. Robin Amlôt of IBS Intelligence speaks to Carol Hamilton, CCO of Provenir AI.

Lisa Novier, Head of Governance, Risk & Compliance, EnvestnetUS banks are working on open banking but we’re still waiting to hear from the Consumer Financial Protection Bureau (CFPB), the government agency responsible for consumer protection in the financial sector. The CFPB has put out proposals to finalise open banking rulemaking in the US but an actual framework has yet to be settled upon. Robin Amlôt of IBS Intelligence speaks to Lisa Novier, Head of Governance, Risk & Compliance, Envestnet Data & Analytics, about the state of the regulatory environment in the US for open banking.

Jeroen Plag, Head of Group Strategy & Innovation, INGHow should banks position themselves not only to leverage the benefits of digitalisation but also to protect against previous unlooked-for increases in risk and resiliency issues. The challenge is to improve customer experience, revenue generation and efficiency while maintaining confidence in the bank’s cybersecurity profile and 24/7 availability of its services. Robin Amlôt  of IBS Intelligence speaks to Jeroen Plag, Head of Group Strategy & Innovation at ING about the future of banking and the future of money.

Anant Patel, President, International Markets, ConnexPayInnovations in the C2B payments space are starting to be embraced in B2B payments. With the global B2B payments market estimated to double this decade, reaching well over $2 trillion by 2030, there is a significant market opportunity for those who can remove friction and improve the efficiency of business payments, with companies able to settle in real time. Robin Amlôt of IBS Intelligence speaks to Anant Patel, President, International Markets at ConnexPay, which offers the ability to accept incoming payments, get immediate access to funds, and pay suppliers in real time on a single platform. 

Abhishant Pant, Founder, The Fintech MeetupThe FinTech Yatra is a roadshow traversing the length and breadth of India to catalyse the country's FinTech ecosystem by identifying, incubating, and investing in early-stage FinTech startups. It enables connection between innovation providers (startups) and innovation seekers (the financial institutions). Fintech Yatra 2023 has so far interacted with over 250 FinTech startups across Mumbai, Pune, Bangalore, Chennai, and Hyderabad, and, presently, the Yatra is ongoing in Delhi. Puja Sharma of IBS Intelligence speaks to Abhishant Pant of The FinTech Meetup. 

Terrie Smith, Co-Founder and Global Ambassador, DigiseqDevelopments in wearable technology have the potential to change the way millions of us interact with businesses and banks around the world. Almost any form factor, such as a ring, key fob, or even an item of clothing, may have a chip inserted and be turned into a contactless payment or digital ID token. Robin Amlôt of IBS Intelligence speaks to Terrie Smith, Co-Founder and Global Ambassador for Digiseq at PAY360.