
IBS Intelligence Podcasts
IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.
Latest episodes

Nov 22, 2023 • 12min
EP646: XYB to use Google Cloud’s Gen AI to accelerate development of banking products and services
Santosh Radhakrishnan, Chief Commercial Officer, XYBEnd-to-end 'coreless' banking platform provider XYB by Monese is collaborating with Google Cloud to bring generative AI into its platform. The partnership aims to empower banks, non-banks and FinTechs to build cutting-edge products and propositions faster and more easily. Key use cases include assisted investigation of blocked payments/paused onboarding, and natural language risk rules, allowing users to comprehend existing risk policies and create new ones using natural language. Santosh Radhakrishnan, Chief Commercial Officer of XYB speaks to Robin Amlôt of IBS Intelligence.

Nov 21, 2023 • 15min
EP645: The biggest change in global trade and finance you never heard about
Dominic Broom, SVP Working Capital Technology, Arqit TradeSecureLegislation which came into effect in September in the UK could well mark a giant leap towards a cheaper, faster, and more sustainable global trading system. Electronic trade documents offer security and ease of compliance by making it easier to trace records through blockchain and distributed-ledger technology. Robin Amlôt of IBS Intelligence speaks to Dominic Broom, SVP Working Capital Technology for Arqit TradeSecure.

Nov 17, 2023 • 13min
EP644: Taking the fight to the fraudsters in real time
Raffael Maio, Chief Strategy Officer, NetGuardiansNetGuardians is fraud prevention partner to several banking software providers, including Avaloq, Finacle, Finastra and Mambu. Banks using NetGuardians have achieve significant reductions in both false positives and the time spent investigating fraud. Raffael Maio, Chief Strategy Officer of NetGuardians talks with Robin Amlôt of IBS Intelligence about fraud trends and what more needs to be done.

Nov 14, 2023 • 13min
EP643: How to make a successful entry into the FinTech markets in APAC
Merusha Naidu, Global Head Partnerships, PaymentologyAhead of the Singapore FinTech Festival (15-17 November 2023), which lays claim to being the largest FinTech festival in the world, Merusha Naidu, Global Head of Partnerships for Paymentology talks about the APAC FinTech experience and what to look for in local partners as well as what local firms are looking for in international partnerships.

Nov 8, 2023 • 14min
EP642: Streamlining credit access for the underbanked in India
Shachindra Nath, Vice Chairman and Managing Director of U GRO CapitalWith an exclusive focus on serving underbanked and underserved small businesses in India, U Gro Capital envisions being the country's premier FinTech platform for small businesses. Puja Sharma of IBS Intelligence speaks with Shachindra Nath about the firm’s use of cutting-edge technology to simplify and enhance credit access.

Nov 3, 2023 • 18min
EP641: Lending Tech for the masses – wider inclusion lesser risk
Rajesh Mirjankar, Managing Director, CEO and Co-Founder, Kiya.aiLending is an expensive business for banks, particularly for institutions that have a large number of smaller loans – Robin Amlôt of IBS Intelligence speaks to Kiya.ai’s Managing Director and CEO, Rajesh Mirjankar about the opportunity present for banks and for businesses, and the potential impact of broadening financial inclusion. Can the use of tech solutions make lending viable for banks and if it can, what are the wider implications for business and for the economy at large?

Oct 27, 2023 • 15min
EP640: What you need to know about identity security in the face of deepfake cyber threats
Mike Kiser, Director of Strategy & Standards, SailPoint TechnologiesDeepfake videos featuring consumer finance expert Martin Lewis and BBC journalist Fiona Bruce have already been used in the UK for investment scams and were quickly spotted and taken down. However, this is likely only the tip of a very large deepfake iceberg heading our way! Robin Amlôt of IBS Intelligence talks to Mike Kiser, Director of Strategy & Standards at enterprise identity security specialist Sailpoint Technologies.

Oct 25, 2023 • 13min
EP638: Tackling the gender investment gap in the UK
Marianne Oliver, Operations Director, InvestEngineIt’s been estimated that if women invested at the same rate as men, there would be a further $3.2 trillion in assets under management from private individuals. To put that figure in perspective, it is larger than the GDP of the UK. So, there is indeed a gender investment gap in the UK, and it is being targeted by a new venture between Female Invest, a financial education and community platform that aims to empower women investors, and InvestEngine, an ETF investment management platform.

Oct 25, 2023 • 12min
EP639: Silicon Valley Bank six months on… what are the lessons to be learned?
Philip Straley, President, FNAIntra-day liquidity and adequate management control appear to be the required mantra for the banking industry in the wake of the banking failures in the US and the ‘rescue’ of Credit Suisse in Switzerland in the first quarter of 2023. What lessons are there for bankers and for regulators? Robin Amlôt of IBS Intelligence speaks to Philip Straley, President of network analytics firm FNA about the new pressures on banks and bankers.

Oct 13, 2023 • 13min
EP637: Focusing on the SME, MSME funding gap – How India is Reimagining Supply Chain Finance
Raja Debnath, Managing Director, Veefin SolutionsIndia’s 12 public sector banks established the PSB Alliance in 2022. Now Veefin Solutions has been chosen to establish an all-in-one supply chain finance tech stack across all SCF products in a project that addresses the issues SMEs and MSMEs face in raising such finance. Raja Debnath, Managing Director of Veefin Solutions speaks to Robin Amlôt of IBS Intelligence.