BetterWealth with Caleb Guilliams

Building wealth with low risk!In today's Better Wealth Episode, I had the pleasure of interviewing Criag author of “House Hacking” as he shares his incredible story and journey from San Francisco to getting a job in Denver with Bigger Pockets and then discovering his passion in House Hacking. Listen to his journey of developing a system for House Hacking through his first experience with setting up a curtain, no money, multiple mistakes, to creating an incredible business and becoming a testimony of financial freedom. Craig talked about his Fire Movement and financial independence. I also ask Craig to share with us several strategies in his book and Craig shares with us incredible wisdom in clarity and efficiency. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio:  Craig Curelop is the co-founder of The FI Team, a real estate agent and investor in Denver, CO. Moving to Denver in April 2017 and closing on his first property in June 2017, a duplex that he house hacked for one year. Getting a little bit creative and rented out the top unit, while creating a quasi-bedroom in the living room by putting up a curtain and a cardboard wall divider so he could AirBnb his bedroom. Needless to say, it cash flowed :). Since then he has purchased three more house hacks, six investment properties, written a book called The House Hacking Strategy, and is officially financially independent. Financial independence has given him the comfort to quit my own job, start The FI Team, and help others achieve their financial independence goals.Outside of real estate and personal finance, some may call him a health nut. His primary goal is to live to be 200. His goal is to be able to perform at the highest possible level for the most amount of time. Exercising and eating healthy are the best ways to do that. For fun, he loves to exercise, hike, travel, read, write, snowboard, golf, and play/watch sports. Go Pats!Guest Links: Bigger Pockets Money Podcast with Craig Curelop The House Hacking Strategy by Craig Curelop#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Compounding doesn’t just apply monetarily, but can be applied to every aspect of life moving you either towards your goal or away from your goal. In today's Better Wealth Breakdown, Dan and I discuss the idea of “The Compound Effect” and how it can apply to every aspect of life, not just monetarily. In Darren Hardy’s book "The Compound Effect” he describes the old fashion siphon where you have to be pumping consistently over time in order to receive the overflow of your labor, but if you stop all the progress recedes and your work is for not. Today, we challenge listeners to select an area of their life where they want to see improvement and then be consistent each day in making that happen, even when you don’t see immediate results remember the compound effect is still at work as long as you remain consistent. For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: The Compound Effect by Darren Hardy#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

When the 2 Economic Powers, Accumulation and Distribution, do their job properly and in balance you can create a very efficient retirement plan. In today's Better Wealth Episode, I go back to my episode with Jason Sanger and philosophy on creating retirement income strategies. We have been getting a lot of feedback from this episode and I want to be able to breakdown Jason’s concept of the 2 Great Economic Powers and encourage you to be thinking with the end in mind. Listen as I share with you the section on Jason’s episode where he describes The 2 Economic Powers, Accumulation & Distribution, and when doing their proper jobs and staying in balance they can help develop a very efficient retirement income strategy plan. Life insurance, when set-up and used properly, can show up as the second economic power. For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #231: How To Create Your Retirement Income Strategy with Jayson SangerWealth Building Cornerstones#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Confronting Dave Ramsey on his incorrect assessment of Overfunded Whole Life Insurance!In today's Better Wealth Episode, I share my reaction to the recent YouTube video where Dave Ramsey slams whole life insurance and implies those who deal in whole life insurance as scum!  Today's episode is strictly my first reaction to the video, however, I will be creating a series of content breaking down these same concepts to give better examples, walk through the math, give testimonials, and more. In this episode I break down just a few concepts of where Dave Ramsey is wrong, mislead, or giving half truths. Listen as I confront Dave Ramsey on his incorrect assessment of Overfunded Whole Life Insurance.  *Be sure to join me on the BetterWealth YouTube Channel to see the clips from Dave Ramsey's Video.For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

You don’t have to be making a million dollars to be financially free!In today's Better Wealth Episode of From the Front-lines, Jereme and I are bringing you several episodes where we focus on case study from people who are working with us in our Unlimited Program. Listen as we describe in more detail our Unlimited program, the model, coaching, consultation, dialogue, and accountability. In today’s particular case study Jereme walks us through the power of consistency, discipline and vision. Listen as we take the case study of a gentleman who is making less than $70k a year and why his model financially is in balance!For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #231 - How To Create Your Retirement Income Strategy with Jason Sanger#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Some of the greatest companies may seem to have great vision, but where they really succeed is their alignment. In today's Better Wealth Breakdown, Dan and I discuss a famous quote from Jim Collins stating “Building a visionary company requires 1% vision and 99% alignment.” Businesses can become extremely successful when the company can become aligned and laser focused towards a vision. Dan and I challenge listeners to apply this same principle in life, “Is your time and money being best aligned with where you want to go in life?” We also talk about the importance of having vision first and then later taking an audit of your life, finances, etc to see if what you are doing is really aligned with your vision, if it is you are good and if it isn’t where can adjustments be made to help get you in alignment.For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #181: Financial Junk DrawerEpisode #240: Are You In A Circle or A Cage#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Interest - Money paid regularly at a particular rate for the use of money lent.In today's Better Wealth Episode, I discuss common questions I get around interest. Listen as I define three types of interest; simple, amortized and compound. The big question is how does knowing the definition of these types of interest relate to us? Most people have in their head which form of interest is good and which form of interest is bad. However, I challenge listeners to look at each form of interest through the lens of Opportunity Cost before labeling them as good or bad. For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Welcoming my dear friend, Demetrius Walker, to the BetterWealth team!In today's Better Wealth Episode, I introduce to the community Demetrius Walker, who has joined our BetterWealth company family. Listen as Demetrius shares his story from higher education to the finance industry and the role he will be doing to serve the BetterWealth community. We discuss the idea of the mindset of money, empathy, clarity, savings, cashflow, tracking, and control. Demetrius will be a pivotal part of helping people we desire to serve people on tracking money, paying off debt, financial discipline and clarity. With his goal to serve the underserved, we are honored and privileged to welcome Demetrius to the BetterWealth Team. For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Asking “What is the AND Asset's Rate of Return?” Isn’t the wrong question, but it isn’t the whole question!In today's Better Wealth Episode of From the Front-lines, Jereme and I breakdown a powerful question we get asked each day “What is the Rate of Return of the AND Asset.” Listen as we describe why this question limits you to seeing the AND Asset in one benefit, because that isn’t ALL the AND Asset can do. Remember you can’t spend a rate of return! How important is strategy not only in growing your money but consuming it? Listen as Jereme and I dialogue around the idea of rate of return and financial strategy. Most importantly listen as we discuss why a tool that unlocks opportunities I may not have had is extremely more valuable than a rate of return. For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #192 Avoiding Retirement Risk With Distribution Expert Wade Pfau#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

If your circle fails to grow you beyond yourself, you are in a cage!In today's Better Wealth Breakdown, Dan and I discuss the question “Are you in a circle or are you in a cage?” If you were to list the 5 people you are closest to, do an audit of those people. Look at their lives and ask yourself what do you like and dislike, because essentially, you will be the average of your 5 friends. The people around you shouldn’t be scared when you think big, they should be inspiring you to think even bigger. If the people around you fail to help you grow beyond yourself, you are in a cage. It is one thing to aspire to be like someone, but it’s another thing to surround yourself with people who will daily inspire you!For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor