BetterWealth with Caleb Guilliams

The media won't report this…. BUT Banks and Corporations own Life Insurance!In today's Better Wealth Episode, I had the pleasure of bringing back Barry Dykes for his second interview on the podcast as he discusses BOLI (Bank owned life insurance), de-risking using life insurance, and invasion of the communist funds: the passive funds. Listen as Barry dives deep and reveals some amounts of life insurance owned by some big banks, why it is most banks Tier One Capital, and why life insurance is one of the best assets banks can own. We discuss COLI (Corporate Owned Life Insurance) and how companies are using life insurance to de-risk and risk management. We also discuss passive investing and why Barry calls it the invasion of communist funds. I even ask him a question about Bitcoin. Barry encourages listeners to really research and learn on how things like this really work. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #132: “The Pirates of Manhattan” with Barry DykesFDIC: Federal Deposit Insurance CorporationOther People’s Money by Louis D. BrandeisRequiem for the American Dream (Documentary)  Guest Bio: Barry Dyke is the author of “The Pirates of Manhattan" selling more than 100,000 copies his book illuminates the corruption within the U.S. financial service industry. Barry is the President of Castle Asset Management, who for more than twenty-five years has practiced financial planning, founded a pension consulting business, a third-party administration firm, a health & welfare consultancy and a registered investment advisor.Guest Links: Learn more about Barry James Dyke - https://www.barryjamesdyke.com/Castle Asset Management (CAMNH.COM) Pirates of Manhattan by Barry DykeThe Guaranteed Income by Barry Dyke#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Trying harder isn’t necessarily the solution to achieving more!In today's Better Wealth Breakdown, Dan and I discuss a book by Price Pritchett in his books “You2: A High Velocity Formula for Multiplying Your Personal Effectiveness at Quantum Leaps.” Listen as we discuss a story in the book about a fly that was determined to enter a car by slamming into a window over and over when 12 inches away the window was open. Dan and I discuss the impactful reality of that story in peoples’ lives today that are trying harder and harder to achieve a fraction of what others have, but are failing because they aren’t willing to take a step back and think in a different light. What ways could you get different results in what you are doing?#BETTERWEALTHEpisode Links & Resources: You2: A High Velocity Formula for Multiplying Your Personal Effectiveness at Quantum Leaps by Price Pritchett#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Not all assets are created equal!In today's Better Wealth Episode, I answer a very common question I get here at BetterWealth on “Where should I invest my money?”  Today I will walk you through the process of how we coach clients and work through the pros and cons of decision making when you want to invest your money.  Assets are not all created equal and we want to be sure that whatever we do with our money it is helping us live more intentionally. Listen as I talk about three questions you should be answering when looking at assets and investments: What is your ROR, your clarity in life? - What would you do if money wasn’t an issue? What is an asset? - An asset is a resource with an economic value that will provide a future benefit. Is this asset getting you closer or farther away from what you want in life? What outcomes do you want? -  What is your outcome, do you want that will help enhance what you really want in life, your ROR? Listen as I also walk you through the 11 attributes to a perfect investment that you should be looking at and prioritizing as you consider an asset/investment.Safe (Low Risk): Your money suffers little to no risk of loss.Liquidity: Your money is accessible for emergencies or opportunities.Growth: Your money multiples at a competitive rate of return.Passive Cash-Flow: Your money produces income on it’s own. Leverageable: You can use your money as collateral.Private: Your money grows without restrictions and has creditor protection.Tax Deductible:You can subtract any money you put into the account from your taxable income.Grows Tax-Free: Your money grows without being taxed.Tax-Free Distribution: You can access your money without paying taxes on it.  Protection/Legacy: You are provided for in the event of tragedy and are self completing. No Contribution Limits: You have no limits on how much you can fund in the asset. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

If you are a financial professional, advisor or agent you don’t want to miss this episode!In today’s episode I have the privilege of interviewing Jeremiah Desmarais is a 23-time award-winning financial marketer, speaker, author and CEO of Advisorist, an effective financial marketing company.  His work has generated over two million insurance leads and helped advisors in over 51 countries generate over $300M in sales commissions. Labelled “One the greatest marketing minds in the financial industry”, Jeremiah is a sought after speaker, coach and private mentor to insurance and financial advisors, and countless marketing organisations.Last year Jeremiah put on a virtual summit that was a record-setting event, with over 6,000 registrants and over 20 speakers! It was an event so massive, it’s being certified as the largest online event of its kind for financial advisors. I had the honor to be asked to be part of this years 2021 Virtual Financial Advisor Summit coming in February. The Advisor Summit is FREE to attend!Jeremiah Desmarais joins me today LIVE as we discuss the summit details and gives us a sneak peak of the practical tools, and strategies to build and maintain a virtual practice!Sign-up today for the FREE Virtual Financial Advisor Summit on February 10th! #BETTERWEALTHGuest Bio: Jeremiah Desmarais is a 23-time award winning financial marketer, a TED speaker and philanthropist. He’s been featured on Forbes, CNN, and Worth. His work has generated over $2 million insurance leads and helped advisors in over 51 countries generate over $300 million in sales commissions. He’s been labeled one of the greatest marketing minds in the financial industry. He’s a sought after speaker, coach and private mentor to Advisors, carriers and marketing organizations. He was key in building one of the top 17 fastest growing insurance software companies in the country on the Inc 500 list in less than three years, hitting a record 1500% growth. He then turned around the marketing systems at a multinational insurance automation firm to increase sales by $26,000,000 in just nine months, tripling sales prospects in 60 days, and the firm was sold for $1.2 Billion dollars shortly thereafter.Guest Links: Check out more on Jeremiah:AdvisoristCheck out Jeremiah's Book "Shift: Digital Marketing Secrets of Insurance Agents and Financial Advisors”#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The interactions, inspiration, encouragement and chastisement that we bring to the table is a coaching philosophy that focuses back on what in life really matters!In today's Better Wealth Episode of From the Frontlines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working with on the front lines and who are in our Unlimited program. In this fifth case study we look at a situation with Mrs. Smith who is walking through multiple financial life changes such as being divorce, raising kids, and starting a new career path. Listen as Jereme walks through her situation on the model, describes the hard work of tracking money, paying off debt, savings, and how she is setting herself up to do what she loves to do and leave a legacy for the future. Follow along as Jereme describes how we use the model when serving Mrs. Smith and why the model has been a pivotal piece to bringing reassurance, clarity, efficiency and hope in the middle of her divorce. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: BetterWealth AssessmentBecome an Unlimited Member, Walk Through Your Model, and Get Great Financial Coaching!#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Unlocking intentional living with three generations of the AND Asset. In today's Better Wealth Episode, I had the pleasure of interviewing David Shirkey, CFO and Director of Strategy of Orbitform, and serves as a project manager, engineer, and regional sales manager.  Listen as David talks about his personal journey in 2017 of financial education when he begins to learn about tax efficiency, cash flow investing, leverage, bank using life insurance, control and his discovery of the power of the AND Asset.  David describes his initial “luke warm” feelings about his own family life insurance policies and how the mindset changed from “just a protection” asset to a power tool that went beyond protection, but Unlocked beer abilities to use, control, compound and develop an incredible legacy.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Becoming Your Own Banker: Unlocking the Infinite Banking Concept by Nelson NashThe Secret Asset by David D’ArcangeloGuest Bio: David Shirkey has worked at Orbitform for over 15 years in capacities including CFO, project manager, engineer, and regional sales manager.  He currently serves as Orbitform’s Director of Strategy, where he leads growth initiatives including new products, new services, acquisitions, and/or other investments.Prior to joining Orbitform, David worked at Chrysler as a manufacturing engineer and production supervisor in several Chrysler facilities around the USA.  David also leads the Shirkey family office.  As part of the family’s second generation, his role with the family office includes; identifying and researching investment opportunities, tracking investments, financial reporting to the family, organizing family events, and keeping mom/grandma happy.David received his MBA from the University of Colorado in Boulder, CO and his BS/MS in Mechanical Engineering from Oakland University in Rochester, MI.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Why work towards being more efficient if it doesn’t matter?In today's Better Wealth Breakdown, Dan and I discuss the concept about how you spend your time, because this moment right now you will never get this time back!  How does the theory of “Life is Short” impact intentional living? For everything we say “yes” to we ultimately are also saying “no” to something else.  Listen as Dan and I discuss how we reflect and take an audit of the people we surround ourselves with, how to evaluate our time, and the reason we plan to live more intentionally as we put 2020 behind us and move into 2021! #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Efficiency is when you can maximize your distribution and cover your assets!In today's Better Wealth Episode, I will be talking about the Covered Asset Strategy inspired by Wealth Building Cornerstones. If you have an AND Asset at the foundation the Covered Asset Strategy or an annuity is one distribution strategy to discuss, especially if you do not feel comfortable placing your money in the market. Companies with annuity strategies might give you the ability to take out more than 4% at retirement if set-up and used properly, however the big downfall is that you are tying up capital and if something happens to you that money could go away. Listen as I discuss the pros and cons of annuities, why some people select joint annuities, the actuarial math, and why exploring multiple strategies and options for retirement helps with efficiencies in retirement.  #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #259: The Volatility Buffer StrategyEpisode #254: The 4% Rule and Sequence of Return Risk

I am joined by my fiance, April Disher!In today's Better Wealth Episode, I introduce you to one of the newest members to the BetterWealth Team April Disher, who is also my fiance. Listen as April and I talk about how we met, why she originally dumped me, our core values, the non-negotiables, and what we are looking forward to in the future! I also highlight April’s passion in heath and her new position here in the company. Be sure to check out more about April and her BetterHeath Podcast!  #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources:  The BetterHeath Podcast with April#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The AND Asset Handbook Chapter 9: #1 AssetIn today's Better Wealth Episode, I am joined by Aaron Diemer as we walk through the AND Asset Handbook Chapter-by-Chapter. In this episode Aaron will be reading Chapter 9: #1 Asset, while I add some commentary at the end. This is your final chapter of the Handbook so if you haven’t yet listened to the other episodes be sure to go back and listen. Get your own copy of our new updated “AND Asset Handbook” and follow along with us as we read and discuss this powerful resource. If you have any questions or feedback please reach out by emailing info@betterwealth.com or booking your Free AND Asset Clarity Call!#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Get your copy of the “AND Asset Handbook”More Questions? Book your Free AND Asset Clarity CallEpisode #264: The AND Asset Handbook Chapter 1Episode #265: The AND Asset Handbook Chapter 2Episode #266: The AND Asset Handbook Chapter 3Episode #267: The AND Asset Handbook Chapter 4Episode #268: The AND Asset Handbook Chapter 5Episode #269: The AND Asset Handbook Chapter 6Episode #270: The AND Asset Handbook Chapter 7Episode #271: The AND Asset Handbook Chapter 8#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor