BetterWealth with Caleb Guilliams

Insurance agencies can give you a better plan when you “update” your health with a better health rating. In today's Better Wealth Breakdown, Dan and I discuss a common way our clients are inspired by intentional living by re-applying for better health rating. Most health ratings have motivated and fired up several of our clients to take a stand, make health choices, and then they get better health ratings allowing their policy to become cheaper or more efficient for a whole life/AND Asset policy. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Overfunded Whole Life Insurance when set up and used properly will be you AND Asset not your OR Asset. In today's Better Wealth, I continue the asset analyzer series where I look at different places where you can put your money by comparing them to the 11 attributes to the perfect asset. In today’s podcast I evaluate whether you should put your money into Overfunded Whole Life Insurance. In this series we have been taking a step back and not getting emotional about a product but really asking ourselves what is the outcome of what we want and will this asset help me move forward in reaching that outcome. Listen as I talk about the largest issue we face is when people look at Overfunded Whole Life Insurance (AND Asset) as an investment only, a place to grow money and they miss out on all the other benefits. Join me on our BetteWealth YouTube Channel to see how I have structured my AND Asset and how it functions and works for me as an AND Asset and not an OR Asset. Safe (Low Risk): Your money suffers little to no risk of loss.Liquidity: Your money is accessible for emergencies or opportunities.Growth: Your money multiples at a competitive rate of return.Passive Cash-Flow: Your money produces income on it’s own. Leverageable: You can use your money as collateral.Private: Your money grows without restrictions and has creditor protection.Tax Deductible:You can subtract any money you put into the account from your taxable income.Grows Tax-Free: Your money grows without being taxed.Tax-Free Distribution: You can access your money without paying taxes on it.  Protection/Legacy: You are provided for in the event of tragedy and are self completing. No Contribution Limits: You have no limits on how much you can fund in the asset. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's Better Wealth Live episode I am joined by Dominic Rufran for a late night Q&A. Listen as we answer several questions about the AND Asset and different aspects of Overfunded Whole Life Insurance. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The model allows peace and reassurance as you test and vet life situations that would otherwise cause a burden. In today's Better Wealth Episode of From the Frontlines, Jereme and I talk about a case that has greatly impacted our community and become one of our favorite stories to share that inspires and reminds us of intentional living. Listen as Jereme discusses Mrs. Smith who signed up for unlimited and in the process of waiting for her first meeting had her husband suddenly pass away. By using the model Jereme describes the peace and reassurance that was given to Mrs. Smith about being financially balanced not just now, but for a long long time. Listen at how Jereme was able to honor the memory of Mr. Smith and the legacy he left his family. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Live intentionally and take risks on purpose!In today's Better Wealth Episode, I had the pleasure of interviewing Nicholas Abts, a practicing attorney in the Wisconsin area who happens to be both a dear friend and client. Nick introduced me to Tesla and we share a bit of our love for Tesla on the show. Nick discusses with us his story, his business, how he moves and gives his money more than one job. He also discusses risk management, wills, living trusts, real estate, and more. Listen as Nick shares great wisdom on educating yourself, how to seek out professionals and why protection can be an important aspect of life and business.  Guest Bio: Nicholas ("Nick") Abts has been a practicing attorney in Wisconsin since 2009. He is originally from Green Bay and has lived in Wisconsin his entire life. After graduating from UW-Madison with B.A. in Psychology and English in 2005 and his juris doctorate in 2008, he practiced in Madison until 2014 before moving north to his current home in Wisconsin Rapids. As principal owner of Abts Law LLC, Nick has experience running a small business. He also has a background in the insurance and investment industries and has held Series 6, 63 and 65 licenses in the past as well as a life and health insurance license. The financial and sales knowledge he has accumulated gives him a rare combination of skills that few lawyers possess and allows him to work with clients to address a variety of needs. Nick currently focuses on estate planning and business law but maintains a significant family law practice as well, operating on the premise that risk management requires understanding of a wide range of legal issues that his clients may have to face throughout the course of their lives. In his spare time, Nick spends time with his wife and two children. He is also involved with Wisconsin Public Radio, the Wisconsin Rapids Family Center and various personal business and creative ventures.Guest Links: Abts Law LLC#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Your investment strategy should be based on value creation and not media popularity in meme culture.In today's Better Wealth Breakdown, Dan and I discuss “Meme Investing” and what it looks like to get caught up in “media hype.” Now because of a popular hype we discuss why you should consider how your emotions might be getting in the way of a wise investment strategy. Listen as Dan and I discuss money value vs the hype culture. We evaluate why some recent investment hypes have caused unwise investing decisions. Listen as we discuss the difference between Amazon’s  Type One and Type Two decision making strategy and why they should be an important aspect of how you make decisions in finances and investing. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

There needs to be the proper truth in the marketplace when we talk about money. In today's Better Wealth Episode, I have been asked to give my response to "Meet Kevin" On Infinite Banking and Life Insurance where I discuss the video "The Truth about Life Insurance  with The CEO of Ladder Life" that was published on the YouTube Channel Meet Kevin. See the video here: The Truth about Life Insurance  with The CEO of Ladder Life: https://www.youtube.com/watch?v=guyRrDOoKY4#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Welcome Jonathan to the BetterWealth team!In today's Better Wealth, I have both the privilege and honor of officially welcoming Jonathan Kreidt to the BetterWealth Team. Listen as Jonathan shares his story of how we met and the inspiration behind his position on the team. I have been waiting months for this official welcome because Jonathan is joining with me in starting BetterWealth Capital our very own RIA. Listen as Jonathan and I discuss the principles, the philosophy and the approach we are taking to serve clients in this financial area.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

A large amount of money in very few cases will ever trump cash flow, because cash flow is king!In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. We are continuing our Mr. & Mrs. Smith Family edition. In today’s case study we discuss how we model Mr. and Mrs. Smith’s family economy with one salary and future income increases. Jereme describes how important it is to be able to model something as accurately as we can when looking at a financial life. Listen as we describe how we are able to model a raise and what it would look like to add more income without increasing consumption. Listen as we talk about heloc and velocity banking to pay off high interest debt and to free up more cash flow and save well. As a result of increasing their cash flow the result was that they were able to find a tool that would give them more leveragability to save money in the AND Asset. With their diligence with thinking with the end in mind Mr. and Mrs. Smith has a model moving towards balance while also impacting their family and community. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

As a business owner do you know your numbers?In today's Better Wealth, I had the privilege of interviewing Tim Francis, CEO of the company called Profit Factory, a company dedicated to helping parents know their internals numbers. Tim shares his story of the humbling experience of being broke and unable to walk. Listen as his whole world changed to the idea of truth and mastery in the pursuit of entrepreneurship. Tim shares the difficulty of having a successful business that never kept any money, and his journey of discovering how to truly understand the numbers and keep his success.  Knowing numbers is not completely only about math and equations, but rather the ability really to make decisions. Being a business that doesn’t know your numbers is a dangerous place. Tim discusses the biggest problem for entrepreneurs is chasing the next shiny object yet not internally knowing what is going on with their business. Knowing your numbers is the process of prioritizing and making decisions. Listen as Tim shares authentically his passion behind developing truly successful companies that are making money, keeping money, prioritizing, and making good decisions! Check out more about Profit Factory: Know Your Number’s Workshop!#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Tim Francis is the Founder of Profit Factory and is based in Austin, TX.  Tim teaches the Know Your Numbers workshop, which helps Entrepreneurs who hate Accounting to get their Financials under control. Tim draws from years of experience doing private consulting where he’s helped find millions in profit for clients, and also from his role participating in over 140 Board meetings. Tim is also the Founder of Great Assistant, a team which has helped hire over 300 Executive Assistants for Entrepreneurs across the US and Canada.   Tim’s been a guest lecturer at NYU in New York City, and has appeared on the websites of Forbes and Inc magazine.  Tim is the inventor of The 5 Levels of 80/20 and co-presented The 80/20 Summit with Perry Marshall in both 2016 and 2017.Guest Links: Profit Factory: Know Your Number’s Workshop#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor