BetterWealth with Caleb Guilliams

Controlling Money Is Far More Important Than Paying Interest RatesIn today's BetterWealth episode, I am joined by Dominic Rufran, our And Asset Specialist as we ask the question “Should you or should you not buy your vehicle using life insurance?” Watch as Dominic and I walk through a visual example of when buying your vehicle with life insurance would make sense and when it wouldn’t make sense. Listen as we walk through the philosophy and principles you need to consider when and how you plan on buying a car. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I want to respect money!In today's BetterWealth episode, I am joined by Brad Heart, trader, investor, author and entrepreneur. His company Make More Marbles is inspired by the game “Hungry, Hungry Hippo” and the idea that wealth isn’t about the scarcity of marbles, but rather about the ability to make more marbles. Listen as Brad shares his story of discovering the power of wealth through his Grandpa’s finances. Brad talks about his journey and experiences through finances, wealth building and masterminds. Listen as we talk about the “AND Asset,” debt and Dave Ramsey, Bitcoin/Crypto Currency, Assets & Liabilities and the wealth building mindset. We also discuss Brad’s new heart book “The 8 Minute Money Manager” be sure to check it out at https://amzn.to/3eTwsjX .#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Brad is a founding member of the Knowledge Broker Blueprint (KBB) speaking/training team led by Tony Robbins and Dean Graziosi, a self education movement which has helped tens of thousands of people to launch their own masterminds. Make More Marbles, Brad's company, is a top ten affiliate partner (#8 out of 5000 affiliates) for Tony and Dean as well. Build A Mastermind (or BAM for short) is Brad’s favorite initiative, helping entrepreneurs to add $100k+ to their businesses in profit per year with only 5-10 hours a month ongoing time commitment.  He is a graduate of Binghamton University where he received a BS in Biology and rowed on the Crew team, as well worked as an EMT. Brad grew up in New York and now lives in San Diego, California. The Make More Marbles Team and extended family of clients comprises folks from all over the world, just like you who want to generate, grow and give more money, based on your values. Guest Links: “The 8 Minute Money Manager” by Brad Hart https://amzn.to/3eTwsjX Check out more on Brad and his new book: http://8minutemastermind.com *Freebee’s offered http://8minutemoneymanager.com #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

What is the cost of paying cash?In today's BetterWealth episode, I share with you two shorter videos I did a while back that demonstrate the power of opportunity cost. It is important to understand that whatever decisions we make today, there are always short term and long term effects. When we make the decision to transfer our money to purchase something such as a car, house, coffee, clothes, etc. there are long term effects. Once you transfer that dollar you are giving up what that dollar could be doing for you the rest of your life. In this episode I show you the effect of opportunity cost as I use an example using a program called Circle of Wealth. Watch as I look at two different examples. The first video is on opportunity cost and the thousands that can be lost over time when buying a car with cash. I also share an example of three types of people, the debtor, the saver, and the wealth creator and how the purchasing mindset, as well as, the short term and long term consequences.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

L-TARIn today's BetterWealth episode, Dan shares with us the acronym that he created for BetterWealth, “L-TAR” which means Long Term Accountable Results. Listen as we discuss the mindset of why long term accountability can be so impactful, as with the model we have the ability to set a goal way into the future and with a long term mindset we use accountability to help achieve those outcomes. Most people like the short term daily accountability where they can check off the box. Listen at how Dan compares accountability to guardrails and why the mindset of long term goals is imperative to the success of reaching one’s desired lifetime goals and aspirations. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

What Would The Rockefellers Do?In today's BetterWealth episode, I bring back an interview I did with Garrett Gunderson episode #54. Listen as we revisit this very impactful episode as he shares his story and how he began at a young age to develop his philosophy of money and finances. Listen as I ask Garrett to talk about Rate of Return versus Return on Result. Listen as we talk about creating value, the stock market, speculative investing, private market, risk, loss and multiple streams of revenue. Listen as Garrett also talks about compound interest, the broken retirement system, the unchecked and unstable 401K plan. We also talk about his book “What Would The Rockefellers Do?” and the importance of overfunded whole life insurance. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: “What Would The Rockefellers Do? How the Wealthy Get And Stay That Way...And How You Can Too” by Garrett Gunderson and Michael Isom   https://amzn.to/3tXanHO Guest Bio: Garrett B. Gunderson is the author of the New York Times bestseller Killing Sacred Cows: Overcoming the Financial Myths that are Destroying Your Prosperity. He is the Chief Wealth Architect of Wealth Factory and conference speaker. Wealth Factory helps entrepreneurs and business owners keep more of their money and increase monthly cash flow without having to work harder, take on more risk, or hire a single new employee.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The true value of long term wealth potential. In today's Better Wealth episode, I want to illustrate the value of long term wealth potential by sharing a video I did 3 years ago. Be sure to join us on our BetterWealth YouTube Channel to watch the video and see my demonstration on the Truth Concepts Calculator. We are so often caught up in the short term transactions and we don’t understand how much we are actually going to make over a lifetime and what the value of that is going to be. Today I show you a video I did over 3 years ago using a calculator by Truth Concept which shows you the truth about math. What you will see is that BetterWealth has been consistent with our message. Listen as I discuss these three points. First, You are your greatest asset and the number one thing bringing money into your life is your ability to work or create value in the world. Second, I talk about how inefficiencies have a damaging effect on our financial life not just in the short term but also the long term. The final area discusses taking risk and whether taking risk is really the best way to maximize your wealth potential. Watch as I break down these three key points are worked a#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Caleb Guilliams - BetterWealth YouTube Channel: https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw Truth Concepts: Maximum Potential https://truthconcepts.com/buy-now-old/maximum-potential/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Are we hypocrites for saying our time is valuable, but not living that way?Episode Description: In today's Better Wealth Breakdown, Dan asks me a simple yet profound question “If I only had ONE hour to work on BetterWealth a day, what would I work on?” Reflecting on each point of your day and asking “is this really the best use of my time?” Most people get things done when you draw a line in the sand, but procrastination isn’t always the most efficient or best use of your time. However, listen as we discuss the importance of time and if you were to really view your life with deadlines how much more intentional would you be with your time.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

We should not let fear govern us, and instead we should be the change we want to see in the world. In today's Better Wealth episode, I had the opportunity to interview Max Borders, co-founder of Future Frontiers , founder of Social Evolution, and author of  After Collapse: The End of America and the Rebirth of Her Ideals and The Social Singularity: A Decentralist Manifesto. Max joins me today to discuss his experience in “value creation” and his 7 key breakdowns in his book 1.) Breakdown of Models and Metaphor 2.) Breakdown of Hierarchy 3.) Our belief in the Founding Ideas is Fading 4.) Breakdown of Mutual Aid in Society 5.) Collective Intelligence is Fractured 6.) Civil Discourse Is Deteriorating  7.) Financial Structure & Debt. Listen as we dive into the current belief how “debt spending doesn’t matter” and what that could mean for our future. Listen as Max shares the need for communities and individuals to begin to focus less on the big government for change and rely more on our ability as people to help, serve, grow and be the change we want to see. Listen as Max talks about his ideas of how people can begin to prepare for an economic collapse. Listen as Max gives practical steps for helping prepare for a collapse aside from gold, gardens and guns, but rather getting to know your neighbors! Finally, Max gives a very passionate and deep answer in his legacy question that is heartfelt and inspirational. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Max Borders is author of After Collapse: The End of America and the Rebirth of Her Ideals and The Social Singularity: A Decentralist Manifesto. Max is also co-founder of the event experience Future Frontiers and founder of Social Evolution, an organization dedicated to liberating humanity and solving social problems through innovation. First and foremost, Borders is a thinker and author. His two most recent books are dedicated to the blessings of decentralization. Whereas The Social Singularity focuses on redesigning the protocols for healthy human interaction (the “rules” and “tools); After Collapse focuses on redesigning the moral and cultural order around those rules and tools. Whether one is referring to decentralizing hierarchical firms or decentralizing power in society, Borders remains at the forefront of conversations about how to change our relationship to power at every sphere and scale--including relationships that begin in the deepest recesses of the human heart. Along with co-founder, Seth Blaustein, Borders helped take the Future Frontiers from its first event in 2012 through eight event cycles. The idea behind Future Frontiers has always been to paint a picture of a future in which human beings flourished. The idea has always been to let attendees draw inspiration or to kindle their imaginations, so they could go out into the world and “criticize by creating.”Guest Links: Check out Max’s Books:After Collapse - https://www.amazon.com/After-Collapse-America-Rebirth-Ideals/dp/1732039410/The Social Singularity - https://www.amazon.com/Social-Singularity-decentralization-prosperity-apocalypse/dp/1732039402/Social Evolution - https://social-evolution.com/support/#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Ohio National DemutualizationIn today's BetterWealth episode, Dan and I discuss Ohio National's decision to go from a mutual company to a stock company which is called a demutualization process. We talk about the pros and cons, as well as, discuss the details we have given to date.  What is happening?If approved, Ohio National will demutualize and become a stock-owned subsidiary of the Canadian company Constellation Insurance Holdings, Inc. Constellation will purchase Ohio National in its entirety for $1 Billion. $500 million will go to Ohio National participating policyholders to buy out their ownership interest in the companyThe remaining $500 million will be for strategic business purposesThe proposed transition requires regulatory and policy holder approvalThe ultra-low interest rate environment is something these 100+ year old companies haven’t faced at length beforeLarge old companies are generally slow to adapt to new trendsNew technology-driven companies are increasing competitionThe recent announcement suggests that this transaction will strengthen the company’s financial position, enhance its market position, and give it the necessary resources to facilitate future growth. **This does not mean other mutual companies are headed in the same direction.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Controlling your money and using it while also establishing a retirement plan and legacy plan for your children.In today's BetterWealth episode, Dan and I share a client case where Mr. Smith is powerfully utilizing the AND Asset not only to control and use his money today, but also establish a retirement plan and a legacy plan for his children and grandchildren. Listen as we break down what Mr. Smith is doing to show up powerfully today and how he is structuring his future to show up more intentionally in the lives of his children and grandchildren. Join us as we discuss the three generations of legacy from this one case! #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor