BetterWealth with Caleb Guilliams

I had the privilege to sit down with Steve Parisi, who is the President of IBC Global. Steve and his team are experts in the field of whole life insurance and have helped thousands of individuals understand this complex topic. Caleb and Steve answer many of the hard pressing questions people ask about whole life insurance and give real data behind it.In 2015, Steve began an independent venture and started his company, IBC Global Inc.Starting out in a garage with two desks and one part-time assistant, he was focused on helping individuals set up High Cash Value policies. He quickly discovered a need in the industry that more agents are essential who are interested in helping their clients, instead of gaining a high commission. Due to his tireless determination, the company produced $115,000 in revenue that year. IBC Global Inc. has grown into a full-functioning professional office with over 40 W-2 employees. The company continues to hold the same high standards of education, prompt and thorough service, and of a follow-up process second to none.Guest LinksEducational Site: WhyCashValueLife.comCompany Site: ibcglobalinc.comYouTube Channel: youtube.com/c/IBCGlobalInc #BetterWealth Free 15 Minute Clarity Call: https://bttr.ly/ytclarity The And Asset Book: https://bttr.ly/book BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset BetterWealth Youtube - https://bttr.ly/bwyoutube Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I had the opportunity to sit down with the king of frameworks and digital marketing expert, Dennis Yu. We discuss many of the frameworks that have led to his success and journey to creating 1 million jobs. Dennis shares stories and pieces of wisdom throughout his time working with Yahoo!, The Golden State Warriors, and many different social media celebrities.Guest BioDennis has been building brands and teaching marketing for over 13 years. He specializes in helping young adults grow into leaders of tomorrow by confidently developing their marketing skills through training programs and seminars with enterprise clients like The Golden State Warriors, Nike, and Rosetta Stone. #BetterWealth Free 15 Minute Clarity Call: https://bttr.ly/ytclarity The And Asset Book: https://bttr.ly/book BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset BetterWealth Youtube - https://bttr.ly/bwyoutube Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Jason Duff the founder and CEO of Small Nation, a team of small business owners that develop places, spaces, and dreams for small towns and entrepreneurs. Jason shares his inspiring story and mindset of how he put Bellefontaine, Ohio and other small towns on the map in a big way. His work has affected thousands of people and has been recognized by the country's biggest leaders in business.Guest BioJason Duff is the Founder of Small Nation which encompasses a group of companies, leaders and investors who develop places, spaces and dreams for small towns and small-town entrepreneurs across the county. Jason and his team at Small Nation have completely revitalized the town of Bellefontaine, Ohio. In 10 short years, they have turned a dying town and helped make it a Best-in-State destination. Jason and his team can be credited with renovating more than 56 historic buildings and storefronts, starting or recruiting over 24 new businesses that have created over 190 new downtown jobs, renovating 34 new loft apartments, and they continue to lead and inspire in making towns and communities strong. Jason serves on the Small Business Advisory Council for US Chamber, is a regular contributor to Forbes, Entrepreneur & Inc Magazine, has been recognized by the White House as Top 100 Entrepreneurs in 2013 and 2015, and was recently named Heritage Ohio’s 2019 Young Preservationist of the Year. Connect with Jason and his work:website: https://smallnationstrong.com/Downtown Bellefontaine revitalization:https://smallnationstrong.com/case_study/six-hundred-downtown/Brewfontaine, award-winning craft beer bar: https://smallnationstrong.com/case_study/brewfontaine-2/The Flying Pepper Cantina: https://www.flyingpeppercantina.com/BUILD Cowork + Space: https://buildcowork.com/The Historic Opera Block: https://smallnationstrong.com/2021/04/07/small-nation-purchases-historic-opera-empire-block-buildings-in-downtown-bellefontaine/ Governing Magazine article: https://www.governing.com/community/big-ideas-for-small-town-revival#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In this episode, I sit down with the multi-talented Chris Hanna to discuss his life as a professional Jack Black player to now coaching UFC fighters on their finances. This episode is jam-packed with great financial tips, interesting stories, and unique perspectives.Guest Bio: Less than 24 hours after graduating college, Chris began counting cards as a professional blackjack player. With a new degree in finance and economics and internships at a multi-billion dollar hedge fund, he was offered a job on Wall Street but turned it down to the disappointment of his parents.Two years later, Chris worked 5 simultaneous gig-jobs to continue pursuing his dreams as an entrepreneur, train Brazilian jiu jitsu, and avoid a regular job at all costs. Eventually, mental and physical exhaustion forced him to reevaluate everything he thought he knew about money and personal finance.In time, Chris learned to master his own money and he began working with UFC fighters to help them do the same. Today, he brings all his experiences to financial coaching. Chris helps people manage their money to gain peace of mind, spend more time doing what they love, and build wealth with confidence.Connect with Chris Hanna:Website - https://www.chrisallenhanna.com/TikTok - https://www.tiktok.com/@chrisallenhanna_#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Harry Stout, author, and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Today we are discussing high-performing assets in a low-yielding market. We’ll learn about lots of alternative assets that carry a high rate of return on your investment. Floating Rate Assets, Business development corporations, and so much more!#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. In this episode we go in depth about 7 drawbacks of annuities you need to know.Episode Links and resourcesThe FinancialVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. This episode is being recorded just as Russia has invaded Ukraine. This event has the stock markets reeling, commodity prices soaring and energy costs on the rise. So the question for you is – What Actions Should You Take to Better Manage Your Money in Uncertain Times?1. Stay relaxed but increase your focus on money matters. Events like this have happened in the past and will in the future. You need to manage through them.2. Implement better digital hygiene. A cyberattack could happen. You should revisit your passwords and use of multi-factor authentication to protect your digital presence.3. Lock your credit reports to keep them accurate and free from tampering.4. Inflation is likely to increase – take a careful look at your living expenses to see where you can reduce the impact of this silent tax.5. Look to better manage your consumption of energy. Energy costs will likely spike in the short-term and increase in the long-term as the transition from carbon fuels takes place.6. Revisit your investing and saving risk appetite and adjust your holdings accordingly. For example, bitcoin has lost 50% of its value since its November 2021 high. Do you want to stay the course?7. Keep investing – dollar cost averaging works.8. Be sure your emergency fund is adequately funded. Adjust is needed.9. Validate all your insurance coverages to make sure they are up to date. Adjust coverage amounts, deductibles and coinsurance amounts consistent with your emergency fund assumptions.Be sure to check out Harry’s podcast or buy a book:The FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry shares with us about health insurance, medicare and medicaid and how to be strategic about being covered. What’s The Difference Between Medicare and Medicaid?1. Although both are government-run health care programs, the similarities end there.2. Medicaid is available if you have low income, while Medicare eligibility kicks in when you turn 65 or have a qualifying disability.3. If you meet the income eligibility thresholds, Medicaid can be an essential resource for covering health care expenses that Medicare does not. But not everyone can qualify for Medicaid, so you should enroll in Medicare when you reach retirement age.4. Both programs are designed to offset the costs of healthcare services. Medicaid offers additional coverages that Medicare does not. If you’re “dual-eligible,” based on your income status, you can qualify for Medicaid and Medicare and get coverage from both. Is Medicare the Same Thing as Medicaid?1. Although they sound similar, Medicare and Medicaid aren’t the same. The only similarityis that both government programs help cover health care costs for Americans.2. Medicaid doesn’t have an age requirement, so adults of all ages and dependent childrencan enroll. In 2021, there were 75.4 million people covered with Medicaid. Medicaidplans are administered by the states but funded jointly by the state and federalgovernment.3. Medicare is a federal program managed by the United States Centers for Medicare andMedicaid Services (CMS). The U.S. Social Security Administration (SSA) handlesMedicare enrollment and premium payments. It has an age requirement (65) unlessyou’ve been on disability for 24 months or have specific medical conditions.Episode links and resourcesThe FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today’s interview I had the privilege of sitting down with Kim Daly, a franchise consultant for over two decades and the top franchise consultant in the country. Today Kim talks with us about how you can start a franchise, the pros and cons, and some of the best ways to profit from the start. Guest Bio:For the past 20 years Kim Daly has been helping people realize their dreams of business ownership through franchising. While helping thousands of other people to live their dreams of business ownership, she has been living her own. Today, she is recognized as one of America’s top franchise consultants. She is an international best-selling co-author of Franchising Freedom and the founder and host of KimDaly.tv. Before becoming a franchise consultant, she was an entrepreneur and highly sought-after consultant in the health and fitness industry working with brands such as Denise Austin, Dr. Denis Waitley, Gold’s Gym and eDiets.com. She is the creator of “The Daly Plan” – a millionaire mindset coaching program that enabled her to build the largest franchise consulting business in the history of franchise consulting in 2012. She aspires to be the most influential and motivational voice in the franchise industry. Kim is a mom of two teenage boys. She is passionate about fitness and nutrition. She loves to workout and ski, and she lives on the beach in southern New Hampshire.Check out Kim’s YouTube Channel: https://www.youtube.com/channel/UCUJB6d4Efu5-DUFXraRdAIA #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry shares with us The Great Resignation and the 6 things people need to do to plan for a job change.1. Make an accounting of how much cash and other financial resources you have to tide you over until you get a new job. Look before you leap.2. On the other hand, it is easier to find a job if you still have one. This is the old, but still correct adage, that for most people they should not quit their current job unless you have a new one.3. Be sure to determine if you will lose any stock options, 401(k) employer contribution vesting or other forms of compensation that are tied to your length of service with your current employer before quitting.4. Research your new employer to make sure you know what kind of organization you are joining and that it matches your values and workstyle.5. Nail down all the details of the new position including job description, compensation, benefits and the dates all benefits start. Ask for a copy of the employee handbook to do your research as part of the hiring process. In particular, determine when any new health and vacation benefits accrue and can be used.6. Don’t forget about your old 401(k) as you change jobs. Plan to move the assets to an individual IRA or into your new employer’s plan to keep these assets working for you.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor