George Kamel

📙 Order my book, Breaking Free From Broke or get it on audiobook.   In this episode, I took calls from real people asking the question, “Should I buy it?” See what Ihad to say about some of these purchases, plus, learn five easy questions to ask that will help you spend smarter.   Next Steps: • 🎥 Watch my video 17 Things Frugal People REFUSE to Buy. • 💰 Beat debt and build wealth faster with Financial Peace University. • 🛍️ Fill out the “Should I Buy It?” submission form. • 🧈 Get the electric butter spreader from Target. • 💵 Start your free budget today. Download the EveryDollar app!  • 📈Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors:  • Get 20% off when you join DeleteMe.  • Learn more about opening a high-yield savings account with Laurel Road.  • Get up to 40% off Cozy Earth with code GEORGE.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover the eight essential types of insurance that everyone needs to secure their financial future. The discussion covers mandatory auto and health insurance, along with renters and home coverage. Learn about the importance of disability and long-term care insurance, especially for those over 60. Digital safety tips highlight the necessity of protecting personal information and consider the rising threat of identity theft. Practical advice on coverage details ensures you are well-informed in safeguarding your finances.

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Just because something sounds smart doesn’t mean it won’t wreck your finances. In this episode, find out seven money moves that seem smart but are low-key wealth killers.    Next Steps:  • 🎥 Watch my video ⁠5 Money Mistakes People Constantly Make!⁠ • 📙 Order my book, ⁠Breaking Free From Broke⁠, or get it on ⁠audiobook⁠.  • 💵 ⁠Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  ⁠ ⁠• Get 20% off when you join⁠ DeleteMe⁠. • Learn more about opening a high-yield savings account with ⁠Laurel Road⁠. • Get up to 40% off ⁠Cozy Earth⁠ with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Get Ramsey’s Complete Guide to Investing for free. You don’t have to work on Wall Street to understand mutual funds. In this episode, find out what they are, how they work, and the four types of mutual funds that will help you build some serious wealth.  Next Steps: • 🎥 Watch my video ⁠Investing for Beginners⁠. • 📈 ⁠Are you on track with the Baby Steps? Get a free personalized plan. ⁠ • ⁠💵⁠ ⁠Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • Get 20% off when you join⁠ DeleteMe⁠. • Learn more about opening a high-yield savings account with⁠ Laurel Road⁠. • Get up to 40% off at ⁠Cozy Earth⁠ with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Bankruptcy filings are surging, yet many are clueless about the process. Discover the harsh realities behind this supposed quick fix and the potential cost to your assets. The discussion covers the nuances of Chapter 7 and Chapter 13, revealing how they affect credit scores. Practical alternatives to bankruptcy are laid out, offering listeners useful strategies for managing debt more effectively. Tune in to grasp what nobody seems to understand until it's too late!

💰 Get Ramsey’s Complete Guide to Investing for free.   Remember back in April when Trump announced tariffs and the stock market plummeted? Wellin this episode, you’re going to find out what actually happened, plus what smart investors do when the market takes a dip. Next Steps: • 🎥 Watch my video How Much You Should Have in Your 401(k)—by Age. • 📖 Read The National Study of Millionaires. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Order my hardcover book, Breaking Free From Broke, or listen to the audiobook. Are you smarter than the average American when it comes to money? In this episode, I’mtackling three of the hardest questions from a personal finance quiz (so test your knowledge byplaying along)! Next Steps: • 🎥 Watch my video 9 Ways You’re Losing Money Without Realizing It. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Listen to my audiobook, Breaking Free From Broke. Think you’re living the frugal life? In this episode, I’ll share 11 places frugal people avoid and how to tell if it’s time to rethink your money habits. Next Steps: • 🎥 Watch my video ⁠12 Rules for (a Frugal) Life⁠. • 📈 ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠ • ⁠💵⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠•  Connect With Our Sponsors: 🔒 Get 20% off when you join ⁠DeleteMe⁠. • 💸 Learn more about opening a high-yield savings account with ⁠Laurel Road⁠. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Find out your earning potential with the Investment Calculator.  TikTok is full of free money advice—proceed with caution, folks. In this episode, I react to the latest roundup of personal finance content sweeping the internet. Next Steps: • 🎥 Watch my video 21 Things Broke People Waste Money On. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover the 11 financial milestones that indicate you're making significant progress toward your money goals. From cutting credit cards to achieving debt freedom, celebrate your wins! Dive into the rising trend of American debt and learn how saving for a car and owning a home can enhance financial stability. Explore the importance of building an emergency fund and the benefits of early mortgage payoff as you work toward millionaire status. Your financial journey is worth recognizing and celebrating!