Radical Personal Finance

The skill of budgeting is one of the major skills that drives the level of success you achieve in life. But it's a skill that's not only applicable to money but also to other areas of life. In today's show I share with you my ideas on budgeting: How budgeting is applicable to many areas of life, not only money. The three major stages of budgeting. Big ideas on concepts that are applicable to all kinds of budgeting. Three types of budgeting tools. Enjoy the show! Joshua Do you have student loans? I recommend connecting with Jay Fleischman for a review: www.studentloanshow.com/radical Interested in writing a book? Call the Publishing Doctor: www.thepublishingdoctor.com Need a budgeting system? Try YNAB www.radicalpersonalfinance.com/YNAB and Tiller www.tillerhq.com/radical Need a time-tracking system? Try Toggl. www.toggl.com

I was honored with a very cool mention in a New York Times article yesterday (link below) and I thought it a perfect time to build on the subject of how to increase your income! In today's show, I share with you my complete framework for increasing your income. The show is heavy on strategy--you'll have to fill in the specific tactics appropriate for your situation. We cover: The only 3 ways to increase your income. Which to focus on in the short-term and which to focus on for the long-term. Specific strategies for each of the 3 ways. Enjoy the show! Joshua Links: NY Times article: Your Most Valuable Asset is You http://www.nytimes.com/2015/12/15/your-money/your-most-valuable-asset-is-yourself.html Start your search for a financial advisor here: www.radicalpersonalfinance.com/paladin Use the same budgeting software that I use: www.radicalpersonalfinance.com/YNAB Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

I enjoy YouTube. But it's tough to find a good personal finance YouTube channel! Thankfully, there's at least one! My guests today are Mike and Lauren. They are awesome personal finance and early retirement YouTube personalities. We were able to connect for an interview at #FinCon15 so that I could bring you their story. Why should you listen? Well, perhaps you'd like to know how they're on track to retire by the age of 30 even though they never made a ton of money or sold a business. It's all here! Enjoy the show! Joshua Their website: www.mikeandlauren.com YouTube channel: www.mikeandlauren.tv Have student loans? www.studentloanshow.com/radical Need a financial advisor? Go here! www.radicalpersonalfinance.com/paladin Support RPF on Patron! www.radicalpersonalfinance.com/patron

Following up on yesterday's show, I share with you today 9 myths surrounding the topic of home ownership. These are things that I used to believe and I learned (through the process of owning my own home) that I was wrong. Learn from my mistakes and consider how many of the things we commonly believe about home ownership might not be quite so true as we wish! Enjoy! Joshua Do you have student loans? I strongly recommend you sit down for a consultation with Jay Fleischman, host of the Student Loan Show. www.studentloanshow.com/radical Are you interested in publishing a book? Call my publishing coach, Patrick Snow! Start here: www.thepublishingdoctor.com or text Patrick at 206-310-1200 Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

This past Friday we closed on the sale of our house. We owned it for just under three years. When we bought it we had intended to own it for 40 years. Why did we sell? The full story is here in this episode of the show! Check it out and learn from our successes and our failures! Joshua Are you interested in working with a financial advisor? Start your search here! www.radicalpersonalfinance.com/paladin Get a budgeting plan in place before 2016 arrives! Download a free copy of YNAB: www.radicalpersonalfinance.com/YNAB Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/Patron

Many of us have made mistakes on our way to financial stability. Hopefully we've learned from those mistakes--but wouldn't it be fantastic if we could help the next generation to avoid some of those mistakes? My guest today is Rocky Lalvani. He's a long-time listener of the show, contributor, and Patron. We connected in-person at #FinCon15 and sat down for this interview! Rocky has an awesome immigrant rags-to-riches story that you'll enjoy. He also has a depth of experience in training his children to be financially strong. Enjoy! Joshua Rocky's website: http://richersoul.com/ Subscribe to my new podcast "Encouraging Christian Fathers" in iTunes! www.rpf.link/ECFiTunes Please support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/Patron

While I was in Charlotte for #FinCon15, I connected briefly with a man named Peter Polson who told me about a new tool he had built to automate the creation of financial spreadsheets. After I got home I signed up for his service and started testing it. I like it! And I think some of you will find it very useful. The Tiller service is a way to automate the import of financial data to your spreadsheets. This eliminates the most time-consuming part of creating spreadsheets and opens up a world of possibilities! Listen to the interview! And, if you'd like, try the service free for two months by using my link: www.tillerhq.com/radical Enjoy! Joshua Try Tiller free for two months! www.tillerhq.com/radical Do you have student loans? If so, you need to do a review with Jay Fleischman. Find all the details here: www.studentloanshow.com/radical Do you want to refinance your student loans to save money? If so, start with SoFi for the best deal. Get an extra $200 by using my referral link: www.radicalpersonalfinance.com/SoFi Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

Does being frugal and building financial independence mean that you can't have any fun? And, is it possible to get through college on a budget and still have fun? Today we have a fun discussion with Martin Dasko from the personal finance blog Studenomics. Martin has an awesome approach to teaching young men and women how to build financial independence without missing a party! Enjoy! Joshua Martin's site: http://studenomics.com/ Need a financial advisor? Start here: www.radicalpersonalfinance.com/paladin Interested in publishing a book? Call my publishing coach, Patrick Snow: www.thepublishingdoctor.com Text him at 206-310-1200 for a complimentary consultation. Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

It's easy to jump into holiday mode, but don't jump just yet! Let's keep our work boots on and learn just a little bit about investing today before we get into the Thanksgiving holiday. My guest today is Rick Ferri, founder of a company called Portfolio Solutions. Rick is a really great guy and a real expert at investing and portfolio construction. You'll hear his detailed background in the show and I think you'll come away from today's episode with a deeper sense of respect for what he's doing.Those of you who are commited indexers will love today's show. And those of you who aren't will have some work to do to defend your viewpoints after today's show. Enjoy! Joshua Do you have student loans? If so, you need to do a review with Jay Fleischman. Find all the details here: www.studentloanshow.com/radical Do you want to refinance your student loans to save money? If so, start with SoFi for the best deal. Get an extra $200 by using my referral link: www.radicalpersonalfinance.com/SoFi Please consider supporting the show on Patreon: www.radicalpersonalfinance.com/patron

Today on Radical Personal Finance I'm pleased to introduce you to a brand-new sponsor! And, it's a sponsor who will help you save some cash! I've been aware of SoFi for quite awhile and they were high on my list of brainstormed potential sponsors for the show. I was finally able to connect with them at #FinCon15 in Charlotte this year and to hammer out the terms of a sponsorship agreement. SoFi is a very cool new company that is bringing real innovation to the lending space. They got their start by helping people refinance student loans but now they're aggressively expanding to other areas as well. My guest today is one of the co-founders, Dan Macklin. Sit back and enjoy the story of entrepreneurship and industry-changing innovation! Joshua Refinance your student loans with Sofi: www.radicalpersonalfinance.com/SoFi Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/Patron