Radical Personal Finance

I've decided--after many, many requests--to offer paid phone consulting to you, the audience. If you would like to consult with me on any topic of your choice, I'm now available to you! (Just use this link: https://radicalpersonalfinance.com/phonecall ) I think you'll be interested in the backstory of why I've gone back and forth on offering this service. A new technology offering is what has made the difference. Listen to the show for details. Oh, and by the way...I want you to copy me! For some of you, this might be a sweet little business idea for you! Joshua Book a consulting call with me here: https://radicalpersonalfinance.com/phonecall

Ever wondered what the actual practice models are for financial advisors? Today, I've invited Sean Kernan on the show to talk about the inside business of financial advice. Sean is a financial advisor who started his career at the large wirehouses and later transitioned to be independent. Since then, he's started a website and podcast to help other advisors called "How to Go Independent." If you'd like to listen in on two financial advisors discussing what the industry is actually like on the inside, enjoy this show! Joshua Sean's site: http://howtogoindependent.com/ Support RPF on Patreon! www.radicalpersonalfinance.com/patron

Today on RPF, I answer your questions: How to Lower Work-Culture Costs Without Being Perceived as a Grinch? Should I Take Out a TSP Loan or Student Loans for Grad School? Should I Take a Year Off To Try a Business or Go Directly to Grad School? How To Profitably Invest Paternity Leave? Enjoy the show! Joshua Do you need a financial advisor? Start here! www.radicalpersonalfinance.com/paladin Support RPF on Patreon! www.radicalpersonalfinance.com/patron

Today on RPF, I answer your questions! How to Sell Whole Life Insurance to Buy Term & Invest the Difference People How to Help People Get Experience So They Know What Kind of Work to Do Joshua's System of Marginalia Savoring Books vs. Gulping Books Enjoy the show! Joshua Support Radical Personal Finance on Patreon: www.radicalpersonalfinance.com/patron You Need a Budget! Try the same software I use: www.radicalpersonalfinance.com/YNAB

My guest today is Chad Carson. Chad is a real estate investor and financial freedom pursuer. I've invited him on today's show to share his story of how he began investing in real estate with no money and how he's built his empire to a place of financial freedom today. Enjoy! Chad's site: www.coachcarson.com Support RPF on Patreon: www.radicalpersonalfinance.com/patron

Today on Radical Personal Finance we dig into the topics of living cheap and well! My guest is quite the radical guy and he's here to share with us what he's learned regarding: figuring out how to live a great life on very little money figuring out how to build an income from selling things through an online shop Enjoy the show! Joshua Support Radical Personal Finance! www.radicalpersonalfinance.com/patron

Marketplace lending (a.k.a. peer-to-peer lending) is steadilyadvancing in impact and popularity. Although it's certainly not yeta dominant form of cashflow for borrowers nor is it a dominantinvestment choice for investors, it is on the steady growth and itsimpact is being felt. My guest today is a front-seat commentator and active investorin this marketplace. Peter Renton is the founder of LendAcademy.com and the LendItconference. He's here today to bring us up to speed on the peer-to-peermarketplace! Enjoy! Joshua www.lendacademy.com Support RPF on Patreon: www.radicalpersonalfinance.com/patron

On Fridays, we do a live Q&A call. If you'd like to join the call, sign up here: www.radicalpersonalfinance.com/patron Today we discuss: The Language of Marginal Tax Deductions Volunteering as an Income Tax Preparer for Low Income People Are Cash Value Life Insurance Policies a Good Place for an Emergency Fund Enjoy! Joshua

Medical expenses represent a large percentage of our lifetime expenditures. But do they need to? My guest today is a practicing physician and he's here to share with us where we can rationally cut back and scrimp and save when it comes to medical expenses. This area of thought is one of the most taboo areas when it comes to frugality. Many people who are otherwise quite frugal have an immediate, visceral reaction of condemnation when someone announces they're making different medical decisions in order to save money. But is this the correct reaction? Or can someone rationally think for themselves and pick and choose the medical care that's right for them? You be the judge of that! Joshua Please support RPF on Patreon! www.radicalpersonalfinance.com/patron

Immigrants to the United States are much more likely to become millionaires than are natural-born citizens. And although my guest today lives in Canada, the parallel is clear. Dan Lok had a challenging beginning to his career, not the least of which was that he had to begin with learning and improving his English language skills! His foray into the world of employment came as a 16-year-old earning minimum wage. He quickly realized that he needed to go into business for himself and he hasn't looked back. Today, he is a multi-millionaire and owner of multiple, highly profitable businesses. I've invited Dan on to today's show to learn from his experiences and insights. Enjoy this unique look into an entrepreneur's story and lessons learned! Joshua Dan's website: www.DanLok.com Support RPF on Patreon! www.radicalpersonalfinance.com/patron