Radical Personal Finance
Joshua Sheats
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Episodes
Mentioned books
May 18, 2020 • 49min
726-How to Lower the Emotional Risk of a New Venture
Watch this episode on YouTube: https://youtu.be/BQtrLx0EELw
May 15, 2020 • 1h 42min
725-Friday Q&A: Future of the USA, Bank on Yourself, Master's Degree, How to Meet Smart People
It's Friday! Today we cover: 1:30 - What does Joshua think about the long-term future of the USA? 25:08 - Is Bank on Yourself / Infinite Banking a good idea? 56:13 - Should I get a Master's Degree right now or a job? 1:13:00 - How can I start a forum to meet smart people? Joshua P.S. To join me on next week's Q&A show, join me on Patreon: https://patreon.com/radicalpersonalfinance
May 11, 2020 • 49min
724-The Biggest Lifestyle Improvement Opportunity Available to You Right Now!
You have an incredible opportunity available to you right now. Don't miss it! Watch this episode on YouTube: https://youtu.be/cvFLUsmlMWI
May 6, 2020 • 40min
723-Seven Rings of Freedom: What Do You Do When You're Free?
Watch this episode on YouTube: https://youtu.be/xBThQszqk4E
May 4, 2020 • 1h 10min
722-Why I Don't Miss Investing in the Stock Market
Watch this episode on YouTube: https://youtu.be/3KiE5BOwM9E
May 1, 2020 • 1h 9min
721-Friday Q&A: Stock Market Volatility, For-Profit Schools, Personal Self-Confidence, HELOCs, Etc.
Watch this episode on YouTube: https://youtu.be/36fIApfStZM 1:30 - Stock market volatility - are total stock index funds a safe bet? 14:12 - How can I build self-confidence with public speaking? 18:54 - How can I start a for-profit daycare or school? 35:35 - How should I use this time to learn more about money? Other important topics? How can I invest wisely at age 28? 46:00 - Should I take out a HELOC and use it to invest in a rental property? 53:00 - How can we decide whether my wife or I stay home with my son? 1:00:25 - Thoughts and strategies for working at home? 1:05:10 - Update on carnivore dieting?
May 1, 2020 • 24min
720-Commit to Growth, Exercise Courage, Develop Capability, Find Confidence
Apr 21, 2020 • 1h 5min
719-How to Have a Low-Cost Adventure in the Midst of a Financial Depression
Think you can't have a traveling adventure simply because you don't have any money? Well, if you think you can or you think you can't, you're right. If you'll adjust your mindset a bit, you can head out on a traveling adventure right now.
Apr 17, 2020 • 1h 25min
718-Friday Q&A: Credit Card Annual Fees, Like-Kind Exchanges, What to Do Next After Debt, Side Businesses, etc.
It's Friday! On today's live Q&A show we discuss: 1:10 Should I keep a credit card with an annual fee because it helps my credit score? 5:22 Should I pay off my mortgage right now or wait so I can invest in rental real estate? 10:59 Will the rental market be in demand again in the future? 12:22 Should I refinance my 15-year mortgage to a 30-year in order to have more cashflow? 15:20 What should a Radical Personal Finance live event look like? 23:47 Should I do a like-kind exchange right now or sell the property, pay the tax, and wait for the market to decline? 41:43 I'm 28 and just got out of debt. What should I do next? 59:26 How should I start a side business while simultaneously working a high-profit day job?
Apr 10, 2020 • 1h 59min
717-Friday Q&A: HELOCs, Deferring Mortgage, Investing for 18-Year-Olds, Moving to the Country, Voluntary Furloughs, Etc.
It's Friday! On today's Q&A we cover: 1:23 - Should I take the HELOC money out and put it into my bank account? 4:57 - Should I defer my mortgage payments if possible? 6:30 - How does this economic crisis affect my FIRE plans? 16:52 - What should an 18-year-old do with $56,000 in his bank? 32:49 - Should we leave our high-income job to fulfill our dream of moving to the country? 48:24 - How should I give away $40,000 to $50,000 per year effectively? 1:19:20 - Should I take a voluntary furlough from my job? 1:24:12 - How should I set up my new business structure? 1:40:45 - How do I choose between two good job offers?
