Radical Personal Finance
Joshua Sheats
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Episodes
Mentioned books
Aug 12, 2014 • 1h 25min
Making $80k on 1/3 Acre With an Urban Farm Without Owning Land? Yes, Please! Interview With Curtis Stone. RPF0040
I think you’ll love today’s show! Today, we talk with Curtis Stone, Founder of Green City Acres, an urban farm in Kelowna, British Columbia. Curtis was a musician who decided he wanted a different life. He started his urban farm with a $7,000 investment and without buying any land. (That means no debt!) His first […]
Aug 12, 2014 • 48min
What Can We Learn From the 400 Highest Income Tax Returns? Profits Are Better Than Wages! RPF0039
Exploring the wealth accumulation of the top earners with a focus on profits over wages. Discussing entrepreneurship as a key to sustainable wealth and the benefits of owning a business. Highlighting the contrast between capitalism and communism in building wealth through profits
Aug 8, 2014 • 1h 17min
Would You Be Willing to Live in a Van While in College to Avoid Student Loans? Interview with Ken Ilgunas RPF0038
My guest on today’s program is Ken Ilgunas, author of Walden on Wheels. Ken paid off a “crushing $32,000 of student debt” from his undergraduate education by working odd jobs all across the country and vowed not to go into debt again. While pursing his graduate degree, Ken gained a bit of national notoriety when […]
Aug 7, 2014 • 1h 30min
Interview with Trevor Van Hemert of Pedal to Petal About His Composting Business, Entrepreneurship, SPIN Farming, Financial Independence, and Cryptocurrencies RPF0037
Today’s show is an interview with a listener who is far outside the mainstream finance world. Trevor Van Hemert is an entrepreneur, blogger, and financial independence advocate. Most importantly, he now makes his entire living online with a very short workweek. Join us for today’s interview as we discuss: Starting a business for a total […]
Aug 6, 2014 • 1h 10min
Major Tax Planning Strategy #1 — Adjusting the Timing of Income for Maximum Effect RPF0036
Explore key tax planning strategies such as timing, shifting, and conversion, emphasizing the importance of adjusting income for maximum effect. Learn about optimizing tax outcomes through timing of income and expenses, and how individuals over 50 can strategically plan for taxes. The podcast provides practical examples and insights on financial decision-making, compound interest, and the significance of personalized financial planning.
Aug 5, 2014 • 2h 50min
Saving Money on Communications Bills with the Tech Meshugana and Much, Much More! RPF0035
Today’s show is a reprise of RPF Episode 4 – How to Save Money on Communications Bills with update information–or at least that’s what it was intended to be! The interview wound up going in some other directions! I.P. Daley, the Tech Meshugana has the best guide on the internet for how to save money on communications expenses […]
Aug 5, 2014 • 1h 32min
Monday Roundup: Economists vs. Politicians, Americans in Debt, Minimum Wages and Unemployment, Lessons from Psychology, Etc. RPF0034
On Monday’s shows I bring you a variety show with news articles that have stood out to me from this past week. Today, we cover a lot of ground! “A Tax Plan That Economists Love (And Politicians Hate)” from NPR’s Morning Edition Episode 387 of Planet Money: The No-Brainer Economic Platform One out of three […]
Aug 1, 2014 • 1h 20min
What Can We Learn About Finance from Dumpster Divers, Freegans, Vagabonds and Hobos? RPF0033
Let’s get a bit radical today, eh? How about some finance lessons from homeless people? I’ve been doing some reading lately on the radical side…books written by homeless people and vagabonds to see what I can learn. Today, I share some of the lessons I’ve been learning in hopes of inspiring you with some out-of-the-box […]
Jul 31, 2014 • 59min
In What Order Should I Pay Off My Debts? A Rational Guide to the Debt Snowball, Debt Avalanche, and Other Considerations RPF0032
One of the biggest debates in the personal finance space is about which order to use to pay off my debts. Opinions vary, experiences vary, and tempers flare when this subject is brought up. I think the debate is helpful in some ways but rather silly in other ways. I think it’s a lot easier […]
Jul 30, 2014 • 33min
31: Basic First Steps to Starting a Business
The podcast discusses the daunting nature of starting a business and provides tips for entrepreneurs, including thinking like a business person, writing out business proposals, and creating a plan. It also covers tracking income and expenses, separating personal and business finances, and the importance of keeping a business journal for tax purposes and evaluating success.
