

Radical Personal Finance
Joshua Sheats
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Episodes
Mentioned books

Nov 7, 2014 • 1h 4min
Friday Q and A: I Doubled My Income, Now What? How Do I Retire With No Money? Is Insurance a Good Investment? RPF0098
It’s Friday! Time for another Q&A show! I was able to answer a total of three questions: I basically doubled my income from $100,000 to $190,000. I’m spending $30,000 per year. How do I invest all the extra money? My parents want to retire but they only have $150,000 of home equity and Social Security. What […]

Nov 6, 2014 • 1h 23min
An Ordinary Pursuit of Financial Independence: Interview with Eat The Financial Elephant RPF0097
Sometimes it’s easy to think that financial independence is accessible only to “extreme” people. That’s simply not the case. You don’t have to live in a tent in the woods in order to gain financial independence. Certainly, you might be able to do it faster by living in a tent, but if you don’t want […]

Nov 5, 2014 • 1h 29min
Financial Independence via Dividend Investing: Interview with Jason from Dividend Mantra RPF0096
Many of you have asked me to do a show on dividends and dividend investing. I decided to do it with an interview format instead of on my own. Today, we talk with Jason from DividendMantra.com about his path to financial independence. Jason woke up financially at the age of 27 to realize that he was […]

Nov 4, 2014 • 2h 9min
Early Retirement FAQs: Should I Pay Off Debt First or Should I Invest? An Interview with Joe, AKA Arebelspy RPF0095
Today, we continue the Early Retirement FAQs series with Arebelspy, one of the lead moderators in the Mr. Money Mustache forums. We tackle the question of “Should I pay off debt first or invest first?” from every angle we can think of. This show is packed with ideas and perspectives, many of which I’ll bet […]

Nov 3, 2014 • 1h 9min
How to Save Money on Baby Costs: Frugal Tips with Mrs. RPF Herself! RPF0094
Babies are expensive! Right? Well, Mrs. RPF and I haven’t found it to be so. Today, I’d like to introduce you to my wife and we’ll share with you some of the strategies we’ve found useful in raising our son. General themes: Kids will cost you exactly as much money as you have. Or as much as […]

Oct 31, 2014 • 59min
Friday Q and A: What to Do With $200k of Student Loans, Starting Multiple Businesses, and a Cash Flow Statement Win! RPF0093
It’s Friday! That means it’s time for Q&A! Today, I take one comment from a listener and two questions: A listener did their cash flow statement “Joshua’s way” and discovered taxes are the biggest item in their budget!!! How many different business entities do I need if I want to start some sideline businesses? Should […]

Oct 30, 2014 • 1h 54min
The Business of Financial Advice: Opening the Curtain on The History, Present State, and Future of Financial Advice with Michael Kitces RPF0092
I’m constantly asked about the topic of hiring and working with a financial advisor. I’m asked how to find a good advisor, what makes a good advisor, and how to know if you have a good one. I’m also asked how anyone with morals or scruples could ever be a financial advisor, why anyone would ever […]

Oct 29, 2014 • 1h 13min
Do I Need Insurance? A Mental Model to Analyze Methods of Dealing With Risk RPF0091
Many of us have had exposure to various forms of insurance throughout our lives. But how do you make the initial decision whether insurance is appropriate for you? Today, I share with you a framework for considering various risks that you face and various ways to deal with those risks. Enjoy! Joshua Terms from today’s show: […]

Oct 29, 2014 • 52min
The Lost Tools of Learning by Dorothy Sayers (audio version)
This is an audio recording of Dorothy Sayers‘ well-known essay entitled “The Lost Tools of Learning.” The Lost Tools of Learning Dorothy Sayers That I, whose experience of teaching is extremely limited, should presume to discuss education is a matter, surely, that calls for no apology. It is a kind of behavior to which the […]

Oct 28, 2014 • 58min
The Untold History of School That You Probably Don't Know (2 of 2): Interview with Brett Veinotte, Founder of the School Sucks Project RPF0090
Today we have Part 2 of my interview with Brett Veinotte on the history of school. If you haven’t heard it yet, start with yesterday’s show! Joshua Links: Brett’s website: www.schoolsucksproject.com Gatto’s book: An Underground History of American Education Dorothy Sayers: The Lost Tools of Learning The Story of Two Buses


