Retirement Planning Education, with Andy Panko

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Bill Stevenson, a married military retiree currently living in Hawaii.  They talk about a wide array of retirement planning topics such as when Bill started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions, how the GI Bill helped pay for Bill's daughters' colleges and more!Links in this episode:Bill's favorite retirement planning resources:Jane Bryant Quinn books and other resources - hereWade Pfau's book, Retirement Planning GuidebookThe podcast, The Retirement & IRA ShowTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Andy chats with fellow retirement planner Brian Tegtmeyer, CFP®, from Truly Prosper Financial Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more!Links in this episode:Brian's company's website - Truly Prosper Financial PlanningThe Michael Kitces website/blog - hereEd Slott website/blog - hereNatalie Choate's book - Life and Death Planning for Retirement BenefitsMoney Quotient life planning tools - hereGeorge Kinder financial life planning resources - hereMitch Anthony financial life planning resources - hereReid Stone's non-financial and life planning solutions - hereFritz Gilbert's blog - The Retirement ManifestoRoger Whitney's podcast - The Retirement Answer ManMitch Anthony's book - The New RetirementalityTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Explanation of target date retirement funds and how they work, what their fees are, when they can make sense, pros and cons, etc.Links in this episode:Episode #060 of the Retirement Planning Education podcast about mutual fundsTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Listener Q&A where Andy talks about: For those who have solo 401(k) plans, when having to file Form 5500EZ is requiredWhat's tax gain harvesting and when it's beneficialHow to select between online banks that offer high yield savings accountsBonds vs bonds funds and what should be considered when figuring out how to invest the bond portion of your portfolioLinks in this episode:My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with David Folts, a married retiree in Ohio.  They talk about a wide array of retirement planning topics such as when David started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions, long-term care and more!Links in this episode:David's favorite books:A Whack on the Side of the Head, by Roger Von OechA Kick in the Seat of the Pants, by Roger Von OechThe Debt Squeeze, by Ron BlueDavid's favorite YouTube channels:Retirement Planning Education, by Andy PankoMeasure Twice Planners, by Cody GarrettApproach Financial, by Justin PritchardTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Andy chats with fellow retirement planner Larry Pershing, CFP®, RMA® from Optimum Retirement Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more!Links in this episode:Larry's company's website - Optimum Retirement PlanningLarry's Facebook group - Roth Conversions and RetirementLarry's YouTube channel - 2 Minute Retirement PlanningThe Early Retirement Now website/blog - hereThe Michael Kitces website/blog - hereTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Summary of the December 29, 2023 The Wall Street Journal article, To Lower Your Taxes in 2024, Make These Moves Now. The article gives a handful of tips on how to reduce your taxes (not actually  just in 2024; the tips in the article can apply to ANY year)Links in this episode:Tenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comRetirement Planning Education podcast Episode 27 about MAGI & AGIRetirement Planning Education podcast Episode 71 about the capital gain exclusion on selling your primary residenceRetirement Planning Education podcast Episode 75 about Qualified Charitable Distributions ("QCDs")Retirement Planning Education YouTube video about Estimated Taxes, Tax Withholdings and Underpayment Penalties

You read that right...the Retirement Planning Education podcast is BACK!  :-)New weekly episodes will begin Thursday, January 4th 2024. Be there or be square.Links in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comRetirement Planning Insights newsletter - www.TenonFinancial.com/newsletter

Retirement Planning Education is going on hiatus. But hopefully I'll be back at making episodes again in the not too distant future!-AndyLinks in this episode:The Retirement & IRA Show - https://www.theretirementandirashow.com/Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comMy company newsletter - https://tenonfinancial.com/newsletter

Retirement coach Kevin Lyles discusses non-financial aspects of retirement planning, including creating a deceleration plan, traits of a successful retirement, positive relationships, building social connections, and benefits of joining the Rock Retirement Club. Emphasis on emotional preparedness and finding meaning and fulfillment in retirement.