Retirement Planning Education, with Andy Panko
Andy Panko
Teaching you all about IRAs & Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning and much more!
Episodes
Mentioned books
Apr 14, 2022 • 32min
#018 - What is Monte Carlo simulation?
Explanation of Monte Carlo simulation in retirement planningLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Apr 7, 2022 • 30min
#017 - What are the alternatives to bonds and bond funds?
Discussion of the pros and cons of possible alternatives to using bonds or bond funds in your portfolioLinks in this episode:My YouTube video about fixed indexed annuities - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Mar 31, 2022 • 34min
#016 - What are bonds and bond funds?
Explanation of bonds and bond funds; how they work, what risks they have, what their purpose is, etc.Links in this episode:My YouTube video about bonds and bond funds - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Mar 24, 2022 • 35min
#015 - What do all of the letters mean after financial advisors' names?
Explanation of some of the various letters and professional designations often seen after financial advisors' namesLinks in this episode:Rock Retirement Club - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Mar 17, 2022 • 32min
#014 - How to do your own tax return or find a preparer
Summary of the ways to do and file your own tax return, or how to find a paid tax return preparerLinks in this episode:IRS forms and schedules search tool - hereIRS PTIN and "credentialed" return preparer directory - hereIRS VITA and TCE info and locator tool - hereAARP Tax-Aide info and locator tool - hereIRS "Free File" and "Free Fillable Forms" info - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Mar 10, 2022 • 34min
#013 - What are all of the forms in a retiree's tax return?
Explanation of the various forms and schedules commonly used in retiree tax returnsLinks in this episode:IRS forms and schedules search tool - hereMy YouTube video - Overview of Federal Income TaxationMy YouTube video - Understanding a Retiree Tax ReturnPDF of the tax return discussed in the above video - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Mar 3, 2022 • 30min
#012 - What are mutual fund capital gain distributions?
Explanation of mutual fund capital gain distributions, and why 2021 was a unique year for large (and taxable) distributionsLinks in this episode:Wall Street Journal article about a particular fund company's large capital gain distributions in their target date retirement funds - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Feb 24, 2022 • 36min
#011 - How do financial advisors get paid?
Explanation of how financial advisors get paid, including the differences in compensation structure between investment managers, securities salespeople and insurance salespeopleLinks in this episode:My three-part video series about how to find a financial advisor - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Feb 17, 2022 • 34min
#010 - When do I have to take distributions from inherited retirement accounts?
Summary of the Required Minimum Distribution ("RMD") rules around inherited retirement accountsLinks in this episode:"Free Stuff" (including the IRS Uniform Lifetime table and flowcharts) - hereIRS Joint Life and Last Survivor Expectancy table - hereMy detailed video about RMDs from inherited accounts - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Feb 10, 2022 • 32min
#009 - What are Required Minimum Distributions, and when do I have to take them?
Summary of Required Minimum Distributions or "RMDs"Links in this episode:"Free Stuff" (including the IRS Uniform Lifetime table) - hereIRS Joint Life and Last Survivor Expectancy table - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
