Ensombl Advice Australia

Michael is a Certified Financial Planner at Wealth Market and an AFCA Panel member. Michael returns to the XY Podcast to talk about his reports on the AFCA (Australian Financial Complaints Authority) determinations, the Zoe Miller Award, and his upcoming book "Ethics in Professional Practice". Michael Miller XY: https://www1.xyadviser.com/members/2456122 Wealth Market Website: www.wealthmarket.com Michael Miller Website: https://www.michaelmiller.help/ Zoe Miller Award: https://zoemiller.info/ This episode is proudly sponsored by HUB24. https://www.hub24.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Today we cover the RBA minutes, US bond yields, the Bank of England commentary, Sandfire, and the continuing Evergrande saga. This market highlight is proudly brought to by Milford https://milfordasset.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Amanda is a Director at Wealth Planning Partners. She joins Fraser to talk about how to spot the red flags of financial abuse, what inspired her to pen her book "Financial Secrets Revealed" and why she's turning it into a podcast. Amanda Cassar LinkedIn: https://www.linkedin.com/in/amandacassar/ Wealth Planning Partners Website: https://www.wealthplanningpartners.com.au/ Financial Secrets Revealed Book: https://amandacassar.com.au/my-book/ This episode is proudly sponsored by HUB24. https://www.hub24.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Neil is the Head of Wholesale Partnerships at Russell Investments. He returns to the XY Podcast to discuss the "2021 Value of an Advisor Study", and break down the elements of "The Value of an Advisor formula". Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/ Russell Investments Website: https://russellinvestments.com/au Value of an Advisor Study: https://russellinvestments.com/us/resources/financial-professionals/value-of-advisor This episode is proudly sponsored by HUB24. https://www.hub24.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Today we cover Australian Employment Data, US Inflation data, Evergrande's impact on iron, and the Telstra Strategy Day. This market highlight is proudly brought to by Milford https://milfordasset.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

In this final episode we wrap up the series by discussing supply and demand, and should we be worried about diversification across markets and sectors in this area, or is it too small? Russell Investments aims to reflect what matters most to you and your investment goals. Whether you're driven by personal or stakeholder values, you aim to mitigate risk or simply need to comply with regulation, our approach to responsible investment integrates with what matters most. Visit www.russellinvestments.com.au Philip Moffitt Co-Founder Beckon Capital, Director at Aware Super and Director at Green Road Consulting Philip Moffitt LinkedIn: https://www.linkedin.com/in/philip-moffitt-43112a71/ Beckon Capital Website: https://beckon.capital/ Aware Super Website: https://aware.com.au/ Elizabeth Hatton Director at Viva Finanical Planning Elizabeth Hatton LinkedIn: https://www.linkedin.com/in/elizabethhatton/ Viva Financial Planning Website: https://www.vivafp.com.au/ Paul Garner Senior Financial Adviser at Novo Wealth and Board Member of the Ethical Advisers Co-operative Paul Garner XY: https://www1.xyadviser.com/members/2987399 Novo Wealth Website: https://novowealth.com.au/ Ethical Advisers Co-operative Website: https://www.ethicaladviserscoop.org/ Alexandra Brown Founder of Invest with Ethics, Head of Research at Altiorem and Board Member of the Ethical Advisers Co-operative Alexandra Brown XY: https://www1.xyadviser.com/members/4925056 Invest with Ethics Website: https://www.investwithethics.com/ Altiorem Website: https://altiorem.org/ James Harwood Senior Portfolio Manager at Russell Investments James Harwood LinkedIn: https://www.linkedin.com/in/jamesharwood1/ Russell Investments Website: https://russellinvestments.com/au Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

In this episode we dive deeper into what’s underneath E, S and G and how clients can prioritise what’s important to them. Russell Investments aims to reflect what matters most to you and your investment goals. Whether you're driven by personal or stakeholder values, you aim to mitigate risk or simply need to comply with regulation, our approach to responsible investment integrates with what matters most. Visit www.russellinvestments.com.au Philip Moffitt Co-Founder Beckon Capital, Director at Aware Super and Director at Green Road Consulting Philip Moffitt LinkedIn: https://www.linkedin.com/in/philip-moffitt-43112a71/ Beckon Capital Website: https://beckon.capital/ Aware Super Website: https://aware.com.au/ Elizabeth Hatton Director at Viva Finanical Planning Elizabeth Hatton LinkedIn: https://www.linkedin.com/in/elizabethhatton/ Viva Financial Planning Website: https://www.vivafp.com.au/ Paul Garner Senior Financial Adviser at Novo Wealth and Board Member of the Ethical Advisers Co-operative Paul Garner XY: https://www1.xyadviser.com/members/2987399 Novo Wealth Website: https://novowealth.com.au/ Ethical Advisers Co-operative Website: https://www.ethicaladviserscoop.org/ Alexandra Brown Founder of Invest with Ethics, Head of Research at Altiorem and Board Member of the Ethical Advisers Co-operative Alexandra Brown XY: https://www1.xyadviser.com/members/4925056 Invest with Ethics Website: https://www.investwithethics.com/ Altiorem Website: https://altiorem.org/ James Harwood Senior Portfolio Manager at Russell Investments James Harwood LinkedIn: https://www.linkedin.com/in/jamesharwood1/ Russell Investments Website: https://russellinvestments.com/au Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Today we cover the US PPI index, the Uranium spot price, the results of the RBA monthly meeting, PayPal's acquisition of Paidy, and the Santos and Oil Search Merger. This market highlight is proudly brought to by Milford https://milfordasset.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

In this episode we talk all about the "50 Shades of Green". Russell Investments aims to reflect what matters most to you and your investment goals. Whether you're driven by personal or stakeholder values, you aim to mitigate risk or simply need to comply with regulation, our approach to responsible investment integrates with what matters most. Visit www.russellinvestments.com.au Philip Moffitt Co-Founder Beckon Capital, Director at Aware Super and Director at Green Road Consulting Philip Moffitt LinkedIn: https://www.linkedin.com/in/philip-moffitt-43112a71/ Beckon Capital Website: https://beckon.capital/ Aware Super Website: https://aware.com.au/ Elizabeth Hatton Director at Viva Finanical Planning Elizabeth Hatton LinkedIn: https://www.linkedin.com/in/elizabethhatton/ Viva Financial Planning Website: https://www.vivafp.com.au/ Paul Garner Senior Financial Adviser at Novo Wealth and Board Member of the Ethical Advisers Co-operative Paul Garner XY: https://www1.xyadviser.com/members/2987399 Novo Wealth Website: https://novowealth.com.au/ Ethical Advisers Co-operative Website: https://www.ethicaladviserscoop.org/ Alexandra Brown Founder of Invest with Ethics, Head of Research at Altiorem and Board Member of the Ethical Advisers Co-operative Alexandra Brown XY: https://www1.xyadviser.com/members/4925056 Invest with Ethics Website: https://www.investwithethics.com/ Altiorem Website: https://altiorem.org/ James Harwood Senior Portfolio Manager at Russell Investments James Harwood LinkedIn: https://www.linkedin.com/in/jamesharwood1/ Russell Investments Website: https://russellinvestments.com/au Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

In this episode we discuss if there's “actually” a need for ESG investing, and why it's a thing in the first place. Russell Investments aims to reflect what matters most to you and your investment goals. Whether you're driven by personal or stakeholder values, you aim to mitigate risk or simply need to comply with regulation, our approach to responsible investment integrates with what matters most. Visit www.russellinvestments.com.au Philip Moffitt Co-Founder Beckon Capital, Director at Aware Super and Director at Green Road Consulting Philip Moffitt LinkedIn: https://www.linkedin.com/in/philip-moffitt-43112a71/ Beckon Capital Website: https://beckon.capital/ Aware Super Website: https://aware.com.au/ Elizabeth Hatton Director at Viva Finanical Planning Elizabeth Hatton LinkedIn: https://www.linkedin.com/in/elizabethhatton/ Viva Financial Planning Website: https://www.vivafp.com.au/ Paul Garner Senior Financial Adviser at Novo Wealth and Board Member of the Ethical Advisers Co-operative Paul Garner XY: https://www1.xyadviser.com/members/2987399 Novo Wealth Website: https://novowealth.com.au/ Ethical Advisers Co-operative Website: https://www.ethicaladviserscoop.org/ Alexandra Brown Founder of Invest with Ethics, Head of Research at Altiorem and Board Member of the Ethical Advisers Co-operative Alexandra Brown XY: https://www1.xyadviser.com/members/4925056 Invest with Ethics Website: https://www.investwithethics.com/ Altiorem Website: https://altiorem.org/ James Harwood Senior Portfolio Manager at Russell Investments James Harwood LinkedIn: https://www.linkedin.com/in/jamesharwood1/ Russell Investments Website: https://russellinvestments.com/au Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/