Ensombl Advice Australia

Joel is CEO and Head of Enterprise Sales at Fourth Line. He and James discuss his work with Fourth Line, a compliance monitoring platform, his exam preparation program for advisers, and the evolving landscape of advice, including trends in technology, regulation, and professional development. Joel Ronchi LinkedIn: https://www.linkedin.com/in/joel-ronchi/ Fourth Line Website: https://fourth-line.com.au/ To learn more about Paradino & Athena, view our Solutions Showcase on Ensombl here: https://app.ensombl.com/posts/solutions-showcase-paradino General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Neil Rogan is joined by Alex Cousley, Strategist and Portfolio Manager at Russell Investments, to unpack the drivers of recent market movements, what Australia’s US beef import announcement signals about tariff diplomacy, and why the recent NVIDIA-China development could reshape strategic investment narratives. Alex also shares his outlook on interest rates, inflation, and the Australian dollar, providing a sharp, timely update for financial advisers navigating shifting macro conditions. Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/ Alexander Cousley LinkedIn: https://www.linkedin.com/in/alexander-cousley-cfa-a10b81109/ Russell Investments Website: https://russellinvestments.com/ Recognise real-world learning as CPD: https://ensombl.com/cpd/ General Disclaimer – https://www.ensombl.com/disclaimer/

When the market noise is deafening, how do you help clients stay calm and focused?  In this episode, host James Whelan speaks with Bhanu Singh (DFA Australia) and David Andrew (Capital Partners) about equipping clients to ride out volatility. From using 'fire-drill conversations' to build resilience, to rebalancing discipline, anchoring back to plans, and demystifying sensationalist headlines, this episode is packed with strategies for cutting through noise, managing behaviour, and helping clients stay focused and invested in portfolios that are built to withstand uncertainty. Bhanu Singh LinkedIn: https://www.linkedin.com/in/bhanu-singh-5b09602/ David Andrew LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/ Capital Partners Website: https://capital-partners.com.au/ James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/ For more information on Dimensional reach out to our team or visit our website: https://ensombl.com/go/20250728/ General Disclaimer – https://www.ensombl.com/disclaimer/

This week, Pat is joined by Leong Tang, Partner, Financial Adviser (CFP®) at Callaghans. They discuss the importance of process-driven technology adoption, leveraging tools like ClickUp and AI to enhance client service and operational efficiency. Leong Tang LinkedIn: https://www.linkedin.com/in/chih-leong-tang-b393296a/ Callaghans Website: https://www.callaghans.com.au/ Pricing Guide: https://www.callaghans.com.au/pricing-guide/ A world of client data awaits you at Netwealth: https://ensombl.com/go/20250725 General Disclaimer – https://www.ensombl.com/disclaimer/

Marcus is an Associate Financial Adviser at Rising Tide Financial. He and James discuss his career transition from a family office investment professional to an adviser at Rising Tide, driven by a desire for personal fulfillment and helping clients align their financial strategies with their life goals. Marcus Boadle LinkedIn: https://www.linkedin.com/in/marcus-boadle-b5a26a249/ Rising Tide Financial Website: https://risingtidefinancial.com.au/ To learn more about Paradino & Athena, view our Solutions Showcase on Ensombl here: https://app.ensombl.com/posts/solutions-showcase-paradino General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Pat speaks with Stephen Handley, Founder and CEO at Fin365. They discuss the platform's evolution, focusing on Microsoft-powered technology solutions for advice firms, data-driven automation, AI integration, and the recent Qwrk acquisition to provide scalable tech consulting services. Stephen Handley LinkedIn: https://www.linkedin.com/in/stephenhandley42/ Fin365 Website: https://fin365.com.au/ Form Fill Assist: https://www.linkedin.com/posts/stephenhandley42_fin365-dynamics365-copilot-activity-7331395742911111168-sMjj?utm_source=share&utm_medium=member_desktop&rcm=ACoAAC5K0ycBUeHjPGA9ok6tVgsSrW0CXeXCmC4 A world of client data awaits you at Netwealth: https://ensombl.com/go/20250718 General Disclaimer – https://www.ensombl.com/disclaimer/

Natasha is a Financial Planning Assistant at Vista Financial Group. She shares her journey from working in Sri Lanka to pursuing her professional year at Vista Financial Group, driven by her passion for helping clients achieve their financial goals. Natasha Warnakula LinkedIn: https://www.linkedin.com/in/natasha-warnakula-a24454268/ Vista Financial Group Website: https://www.vistafinancial.com.au/ To learn more about Paradino & Athena, view our Solutions Showcase on Ensombl here: https://app.ensombl.com/posts/solutions-showcase-paradino General Disclaimer – https://www.ensombl.com/disclaimer/

This week, Pat is joined by Shehan Alwis and Tim Rogers from Adviceflo. They discuss how Adviceflo can transforms static advice documents into dynamic, interactive, and visually engaging presentations, making client communication more effective and accessible across various professional services. Shehan Alwis LinkedIn: https://www.linkedin.com/in/shehanmarkalwis Tim Rogers LinkedIn: https://www.linkedin.com/in/tim-rogers-23560119/ Adviceflo Website: https://adviceflo.com.au/ A world of client data awaits you at Netwealth: https://ensombl.com/go/20250711 General Disclaimer – https://www.ensombl.com/disclaimer/

What if everything you thought about risk was wrong? In this episode of the Ensombl lnvestment podcast, host James Whelan is joined by Dan Miles from Innova Asset Management to challenge the old obsession with volatility and offer a sharper, goals-based view of risk as it relates to a client's lifestyle. Together, they flip the script on risk, diving into longevity, sequencing risk, flawed profiling tools, and where AI fits (and where it doesn’t). Whether it’s constructing smarter portfolios or having better client conversations, this episode arms advisers with fresh - more client centric - ways to understand and assess risk. Dan Miles LinkedIn: https://www.linkedin.com/in/dan-miles-b264358a/ James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/ Explore Innova's behavioural investing approach at https://ensombl.com/go/20250707/ General Disclaimer – https://www.ensombl.com/disclaimer/

This week, Pat is joined by Natallia Smith, Founder of TruWealth Advice. They discuss her tech stack focused on serving single women over 50, using user-friendly tools like Microsoft Dynamics, Fin 365, Typeform, and AI technologies to create an efficient, empathetic client experience. Natallia Smith LinkedIn: https://www.linkedin.com/in/natalliasmith/ TruWealth Advice Website: https://www.truwealthadvice.com.au/ Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/ A world of client data awaits you at Netwealth: https://ensombl.com/go/20250704 General Disclaimer – https://www.ensombl.com/disclaimer/