The Curve

We’re kicking off 2025 with a deep dive into what lies ahead - and taking a moment to look back at the year that was. First, we reflect on 2024’s incredible market performance, from the S&P 500’s stellar 25% return to the tech sector’s role as the ultimate overachiever. Then, it’s all about the future: Soph shares her New Year productivity hacks (spoiler: vision boards make an appearance), and Vic talks financial transparency and how her emergency fund came to the rescue when she needed it most. We also put our crystal balls to work, predicting whether AI will keep driving the stock market, which companies will dominate the S&P 500, and if Bitcoin will hit $200K. Oh, and don’t forget about the wildcards - we’re throwing out some seriously rogue guesses (Netflix merging with Spotify, anyone?). But we want to hear from you too! What are your predictions for 2025? Which companies will crush it, and what trends do you think we’ll see? Drop your thoughts in the Spotify comments or send us a DM - we might feature your ideas in an upcoming episode. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

It’s been a YEAR, hasn’t it? From navigating the wild world of personal finances to growing The Curve into a full-on business with staff (yep, we’re bosses now), we’re reflecting on it all. In this episode, we're unpacking the lessons learned in 2024 - like how your personal money habits spill into business, why an emergency fund is your BFF, and the unexpected highs (and lows) of startup life. Expect serious reflections, a few lightbulb moments, and some truly honest chats about what we’ve achieved, where we’ve tripped up, and what’s next. Thank you for being the heart of this journey - your support, shares, and listens make it all possible, and we couldn’t do it without you! See you in 2025 <3 Watch this episode on YouTube. Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Today we're kicking things off with a stock market glow-up as the S&P 500 soars 30% - but will the good vibes last? We throw out our bold predictions for next year and weigh in on what the experts are saying. Then, it’s time to talk AI - who’s building it, why it matters, and how it’s tied to the gender pay gap. Spoiler: women need to step up and join the AI revolution! Next, Walmart's 80% stock surge has everyone buzzing. Is a recession looming? A quirky new economic indicator pits luxury shoppers against Walmart warriors, and we ask: “Is interest the Viagra of the economy?”  We also dive into the growing power of women, who are set to control a jaw-dropping $34 trillion by 2030. From high-paying jobs to generational wealth shifts, this rise is changing the game - and philanthropy may never be the same. Finally, we celebrate Taylor Swift’s Eras Tour, which wrapped up as the biggest wealth-generating concert of all time (yes, $2 billion just in ticket sales!). Oh, and before we say goodbye, we humbly ask for your votes at South by Southwest in London... To vote, click here: https://sxswlondon.awardsplatform.com/ Thank you!! Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

'Tis the season to be jolly... and broke? Not on our watch! This week, with the help of Dani (our FAB commercial director), we unwrap all things holiday finance, from battling the December spending spree to navigating the post-Christmas credit card hangover. We dish out practical tips on setting budgets, finding thoughtful gifts (spoiler: no kimchi, please), and even regifting with flair. Plus, Danielle reveals how planning ahead saved her £260, Vic champions the art of thoughtful gifting, and Sophie learns the power of actually starting in October. If Christmas has you feeling frazzled, join us for a laugh, a lesson, and maybe a plan for a less stressful silly season next year. Your wallet will thank you! Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Ever felt the sting of financial FOMO? We’ve been there - cashing out too soon and watching those stocks skyrocket. But don’t worry, we’re here to talk about how to move on and make better money moves. December means one thing in the finance world: the Santa Rally! What is it, how does it affect us, and how does it compare to the rest of the year? We break it all down. Next, we’re bringing the holiday spirit to smart gifting! Learn how to be the cool godmother or aunt with a long-term flair - just like a savvy investor. We’re also spilling the tea on Uber’s latest troubles, tackling the slowdown in luxury markets (yep, diamonds aren’t always forever), and diving into Elon Musk’s $56 billion Tesla bet. Will he come out on top, or will the courts call the shots? Watch this episode on YouTube. Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

What if the secret to building wealth isn't just saving - but borrowing smartly? In this episode, we sat down with Sam Rosenberg, founder of the fintech platform Belong, about flipping the script on investing. From leveraging loans to make your money work harder, to unraveling why our brains love hoarding cash like dragons, this convo is packed with lightbulb moments. Sam also spills on what behavioural economics taught her about our quirky financial habits and how Belong is designed to tackle them head-on. Oh, and she may or may not have revolutionised the concept of a mortgage for the stock market. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

The price of coffee is on the rise, thanks to climate change giving Brazil’s beans a rough ride. Meanwhile, New Zealand’s interest rates are dropping faster than our willpower in the snacks aisle, but is that actually good news? Spoiler: it’s complicated. We also dive into emerging markets, which are currently in the bargain bin of the global economy. Why? And could this be your next investment move? (Hint: cycles aren’t just for spin classes.) Plus, Sophie shares as she embarks on buying property with a friend - because who needs a man? All that, and some witty banter about inflation-proofing your cash and the sneaky supermarket tactics designed to empty your wallet. Pour yourself a (pricey) coffee and listen in - your wallet will thank you. Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Ready for some serious penny-drop moments? In this throwback episode, we dive into why keeping your money in the bank might feel safe - but is actually costing you big time thanks to inflation. From redefining what "long-term investing" means (spoiler: it's not just 2 years) to sharing personal finance mishaps, this chat is packed with wisdom, laughs, and practical tips. If phrases like "markets go up to the right" or "bucket investing" have you scratching your head, you’ll leave this episode feeling like a pro. Plus, discover why investing now is way better than waiting for that “perfect” moment. It’s time to stop letting your savings collect dust and start making your money work for you! For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Hey NZ, we’ve got a little treat for you! Sign up to ShopBack with our code CURVE10 and pocket a $10 bonus - just in time to crush those Black Friday Cyber Monday deals. Think of it as cashback magic for your wallet! Did you know Black Friday sales account for over $9 billion in online spending each year? This episode breaks down how to spot genuinely good discounts, and why making a list might save your wallet (and your sanity). Plus, we’re sharing a cashback hack that could make your holiday shopping even sweeter! After Black Friday, we dive into the finance world’s latest buzz: Netflix’s first foray into live streaming, featuring a boxing match that packed a punch but also some major tech hiccups. And in big tech drama, Google faces the possibility of being forced to sell off Chrome and Search - what does this mean for investors? Finally, the ice cream business gets political as Ben & Jerry’s squares off against Unilever. Tune in for all the juicy details and a surprise birthday moment you won’t want to miss! Watch this episode on YouTube. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Once dismissed as frivolous splurges, luxury handbags are now being eyed as smart investments. Could that Chanel or Hermes in your closet be worth more than stocks? In this episode, auction expert Meg Randell takes us through the booming market of designer bags, where brands like Chanel and Hermes see annual price hikes that outpace many traditional investments. From spotting valuable styles to the high-stakes game of “Birkin Bait,” discover the secrets to buying bags that hold - and even grow - their value. Learn how to navigate authenticity checks, spot rare finds, and make your love for fashion pay off. If you've ever thought about the financial power of your favourite accessories, this episode is your insider’s guide to stylish returns. The Bonhams Luxury Gift sale runs November 22nd – December 3rd 2024 and features a beautiful array of luxury pieces from Chanel, Hermes, Dior and more, just in time for Christmas. Browse the catalogue and bid online via their website. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.