

The Jesse Mecham Show
Jesse Mecham
Money shouldn't be this hard - and it isn't! Join YNAB founder Jesse Mecham each week as he dives into spendfulness, a mindset that will help you stop second-guessing, spend more confidently, and live the life you want.
Episodes
Mentioned books

Dec 2, 2019 • 7min
Handling Wildly Variable Income
Some of you may be thinking, YNAB sounds great, but what if I don't get a regular paycheck? How am I supposed to budget with that? Well, first off, you definitely need a budget! Planning to fund your expenses in future months becomes more critical the more variable your income is. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Nov 25, 2019 • 3min
A Business Podcast?
Jesse is thinking about launching a separate podcast to discuss small business, internet marketing, and how you can use YNAB to manage your business cash flow, and he wants to know what you think! Would you be interested in a business-focused podcast? What kind of topics would you like to hear about? Email Jesse at podcast@youneedabudget.com and share your thoughts! Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Nov 18, 2019 • 4min
Why?
Jesse asks the most important question about your reasons for getting out of debt, saving money, and achieving your financial goals. Why? Why do you do it? What's the reason behind the goals? If you could write a mission statement for your life, what would it say? Answering the simple question "Why?" might be the most important thing you do after you complete the blocking and tackling of paying off debt and building an emergency fund. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Nov 11, 2019 • 9min
Sowing the Seeds of FI
"FI" is an acronym that has steadily grown in popularity over the last decade, though the concept is much older than that. It stands for financial independence -- some people call it early retirement (the longer acronym FIRE stands for financial independence, retire early) -- but the idea is simple. Live below your means, drastically increase your savings rate and accumulate enough wealth to "retire" or perhaps better said, until you can do what you want to do. Time and savings rate are the key components of financial independence. What if you could save half of everything you make? What if you started doing that from the beginning? Jesse shares some lessons he's trying to instill in his kids as they take their first steps toward financial independence. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Nov 4, 2019 • 6min
Arbitrary Milestones
Explore the concept of setting arbitrary milestones in financial goals to drive progress and celebrate achievements. Learn how changing your milestones can make fiscal responsibility more enjoyable and effective. Harness the power of small victories and consistent budgeting for long-term financial success.

Oct 28, 2019 • 6min
Categories Below the Line
Learn how to strategically order your budget categories for financial clarity and prioritize expenses by distinguishing between 'above the line' necessities and 'below the line' items. Discover ways to eliminate non-essential costs and align your budget with your priorities for more conscious spending.

Oct 21, 2019 • 5min
Nickeled and Dimed
Why do we become desensitized to the upticks in price of just about everything? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Oct 14, 2019 • 6min
Sure We Could. If We Had To
"We could spend less if we wanted to." Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Oct 7, 2019 • 4min
2FA FTW
New feature alert: two factor authentication Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Sep 30, 2019 • 5min
Everyone's a Lender
Everyone is getting into the lending money game. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com


