

The Higher Standard
Chris Naghibi & Saied Omar
Welcome to the Higher Standard Podcast, where we give you ultra-premium, unfiltered truth when it comes to building your wealth and curating the lifestyle of your dreams. Your hosts; Chris Naghibi and Saied Omar here to help you distill the immense amount of information and disinformation out there on the interwebs and give you the opportunity to choose a higher standard for yourself. Sit back, relax your mind and get ready for a different kind of podcast where we elevate your baseline with crispy high-resolution audio. This isn't a different standard. It's the higher standard.
Episodes
Mentioned books

Jun 11, 2024 • 1h 11min
How Much Home Can You ACTUALLY Afford
In episode 233 of "The Higher Standard," Chris, Saied and Haroon dive into the crucial topic of home affordability, exploring how much house you can actually afford without breaking the bank or sacrificing your prized Pokémon collection. ➡️ They delve into the latest housing market trends, discussing the surge in new single-family homes for sale as highlighted by The Kobeissi Letter and the rising listings in the US housing market noted by Mohamed A. El-Erian. Lance Lambert’s insights on housing affordability also get the spotlight, while the trio adds their unique commentary on job market shifts, Trump’s trial verdict, and the postponement of the Mike Tyson vs. Jake Paul fight.💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:The number of NEW single-family houses for sale has surged (The Kobeissi Letter via X)The US housing market is finally starting to see listings rise (Mohamed A. El-Erian via X).Housing affordability is the story (Lance Lambert via X).Job openings fall to lowest level since February 2021 (Yahoo! Finance).Trump trial: After guilty verdict (NBC News).Mike Tyson vs. Jake Paul fight postponed (NBC News)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Jun 4, 2024 • 1h 4min
The Get Dynasty Origin Story
In this episode of The Higher Standard podcast, hosts Chris, Saied, and Haroon engage in an insightful conversation with Alessandro Chesser, co-founder of GetDynasty. GetDynasty is revolutionizing estate planning by offering a platform that allows users to create and manage living trusts entirely online. This innovative approach helps protect assets, avoid probate, and ensure seamless inheritance. Highlighted in the discussion are Dynasty's notable investors, including Bill Ackman, Henry Ward, and Jerry Murdock, underscoring the company's strong backing and potential impact on democratizing wealth management. ➡️ If Alessandro looks strikingly handsome, you can chalk that up to good genetics as he also happens to be the cousin of the one and only Sal Di Stefano, who is partially responsible for The Higher Standard podcast's creation. Learn More Here: https://www.getdynasty.com📌 Get Dynasty On:https://www.youtube.com/@GetDynastyhttps://www.instagram.com/getdynastyhttps://www.tiktok.com/@getdynastyhttps://www.facebook.com/getdynastycom https://x.com/getdynasty_comhttps://www.linkedin.com/company/getdynasty/💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Mind Pump Media (Mind Pump's Website)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

May 28, 2024 • 1h 21min
Shelter Is Propping Up Inflation
Sometimes the title says it all. Shelter is actually propping up inflation and Chris, Saied and Haroon have the data to prove it. ➡️ Specifically, shelter accounts for approximately 33% of the total CPI and approximately 40% of core inflation. With this much weighting, you can't hit the Fed's 2% target without a decrease in shelter costs.💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Inflation cools off in April (Yahoo! Finance via Instagram)Inflation has not fallen in a single month since January 2021, according to Zerohedge (Kobeissi Letter via X)U.S. Rental vacancy (Kobeissi Letter via X)Housing Market Data (Redfin)Total US household debt increased by $190 billion in Q1 2024 (Kobessi Letter via X)U.S. Household debt climbs to a record $17.69 trillion (Yahoo! Finance via X)US credit card delinquency rates jumped to 8.9% in Q1 2024 (Kobessi Letter via X)U.S. jobless claims jump to highest level in eight months (Yahoo! Finance)In New York City, rents grew more than seven times faster than wages last year (Unusual whales via X)Fed Governor Waller wants ‘several months’ of good inflation data before lowering rates (CNBC)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

May 21, 2024 • 1h 27min
A Conversation With Fridays Founders
It's been a while since the boys have had a guest on and they thought why not keep it in the family. Saied's cousin, Weiss Surkhabi, MD and his co-founder, Dr. Sina Arham join us to talk about their journey in building their company "Fridays." Fridays aims to provide patients with weight loss solutions that fit their biology and their budget. They believe in a patient's right to fair and equitable medical treatment to achieve their healthiest weight. Essentially treating obesity as a disease before someone's health deteriorates in to so many of the conditions that tend to develop afterward. ➡️ If you have followed the show, you already know that Chris is a big fan of peptides and what they mean for longevity and preventative care. So naturally it made sense to speak to two subject matter experts on some of the more popular variants and the nuances of how and when they are prescribed. Of course, it wouldn't be The Higher Standard podcast if we didn't get in to the nuances of how the business was started, the challenges that needed to be overcome and the lessons learned along the way. Learn More Here: https://www.joinfridays.com📌 Join Fridays On:Instagram: https://www.instagram.com/joinfridays/TikTok: https://www.tiktok.com/@joinfridays Facebook: https://www.facebook.com/joinfridaysLinkedIn: https://www.linkedin.com/company/joinfridays💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Breakdown of all lifestyle (Dave Pascoe's Website)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

May 14, 2024 • 1h 32min
The Most Important Lessons In Investing
Okay, look, we admit it. We are a tiny bit older than 20 years-old and sure, that makes us the "old guys." But, it does mean we have lived through some good and bad decisions. Particularly when it comes to investing. Chris, Saied and Haroon open the show by breaking down their most important lessons in investing. Some have lead to big wins and some have lead to big losses. We hope they help you decide whether or not you are will to take the risk and invest on your own. ➡️ After a prolongated trip down memory lane, the boys dive right in to the week's important data and what yo should watch out for, Neel Kashkari is doing Neel Kashkari things again and rental vacancy for apartments is at its highest level in 4 years. Then, just after the hour mark, they pivot to Haroon's pop culture segment which includes all the things you should know from the past week. We got rap beefs, met galas and artificial intelligence. 💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Notable data this week (Chris Naghibi via X)Fed may need to hold rates steady all year, Kashkari says (Reuters)U.S. Rental vacancy (Kobeissi Letter via X)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

May 7, 2024 • 1h 24min
How To Value Real Estate Like The Pros
So many people use Zillow or Redfin to determine the value of their home, but should they? Even if you get a value, how do you have confidence that it is the right one and not skewed by the wrong data? Realtors would tell you to leave it to the professionals, but a fun fact is that Realtors are not licensed to value homes, but rather only to sell them. Chris, Saied and Haroon are going to tell you how to value your home like a licensed real estate appraiser. ➡️ The great real estate professionals use this same methodology when they try to figure out what value to sell your home for or what the offer price should be of a home you are looking to buy. It's time you knew how to do it too. 💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Notable data this week (Chris Naghibi via X)Consumer confidence hits lowest level since July 2022 (Yahoo! Finance via Instagram)U.S. Economic grows slower than expected in first Quarter (Yahoo! Finance via Instagram)Avg. 30-year fixed mortgage rate is 51 bps below the cycle high (Lance Lambert via X)Mortgage rates rise further above 7% (Yahoo! Finance via Instagram)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Apr 30, 2024 • 1h 34min
How To Begin Investing In Real Estate
If you have ever wondered if you can ask a question and be a guest on the show, the answer is absolutely... yes! Episode 227 of The Higher Standard podcast brings us a long time listener and first time caller, Vache. The young father-to-be sent a direct message to Chris about how to begin real estate investing and plan for his future. Saied, Chris and Haroon thought it would make a wonderful segment that would provide value to all. So we hope you like this analytical breakdown and personalized approach. If you have any questions or would like to be on the show, please do not hesitate to reach out. ➡️ Should the target inflation rate be 2%? The Fed is going to keep rates higher for longer after all. And, some interesting side hustle data that we thought would be compelling enough to share. Of course, no show would be complete without Haroon's growing pop culture segment. 💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: https://thspodcast.myshopify.com🔗 Resources:Inflation will likely be above the Fed's 2% inflation target for the rest of 2024 (The Kobeissi Letter via X)The Fed is keeping interest rates higher for longer than normal (Yahoo! Finance via Instagram)This Flexible Side Hustle Is Helping Millions Earn Extra Cash — and Might Be 'More Attractive' Than an Office Job (Entrepreneur)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Apr 23, 2024 • 1h 15min
You Need To Do This Before You Build A Business
Do I need a corporation? Do I need an LLC? What the hell is an "S" corporation and a "C" corporation? We have been asked this question so many times that it became obvious we needed to provide some insight in to what you need to know and do before you build a business. Chris, Saied and Haroon are here to help you get your business started with the right foundation in episode 226 of The Higher Standard. ➡️ Inflation also came in super hot and layoffs are happening in the market with some of the largest companies in business today. We also have an extra sexy dose of pop culture coming your way with commentary on Coachella, Caitlin Clark, Joe Rogan, Max Holloway, UFC and more. 💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: https://thspodcast.myshopify.com🔗 Resources:Inflation comes in hotter than expected in March (Yahoo! Finance)Where inflation is… and isn’t (Yahoo! Finance via Instagram)Powell Dials Back Expectations on Rate Cuts (Wall Street Journal)Credit card delinquency rates are still on the rise (Yahoo! Finance via Instagram)Apple will lay off over 600 employees in California (CNET via Instagram)Tesla plans to lay off more than 10% of workforce as sales slump (CBS News via Instagram)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Apr 16, 2024 • 1h 13min
Before You Buy A Property, Recession Warning & The Perfect Wife
The hosts cover property buying tips, recession warnings, and financial literacy. They discuss the challenges of financing properties and negotiating deals. The episode also delves into the importance of financial education in schools and predictions about the US economy. Light-hearted banter and discussions on NCAA championships and listener engagement make for an entertaining listen.

Apr 9, 2024 • 1h 12min
Four Paths To Millions, Lots Of Data & Kashkari Gets It
Years after reading an article on CNBC titled "There are 4 main paths to becoming a millionaire—and this is the easiest one, says money expert" Chris still feels like the salient points are still very much relevant to this day. Chris, Saied and Haroon kick off the show with Rich Corley's 4 paths to becoming a millionaire from his book titled "Rich Habits." ➡️ Episode 224 then pivots to a breakdown of Jerome Powell's love for Neel Kashkari, some fresh perspective on the FOMC's thoughts and methodology on what may happen next and an 800,000 payroll mistake. 💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP🔗 Resources:There are 4 main paths to becoming a millionaire—and this is the easiest one, says money expert (CNBC)Remarks from Chair Jerome H. Powell at the Macroeconomics and Monetary Policy Conference (Federal Reserve Bank of San Francisco)We now have…Higher for longer back? (Kobeissi Letter via X)The Fed’s preferred inflation measure rises to 2.5% (Kobeissi Letter via X)Philadelphia Fed Admits US Payrolls Overstated By At Least 800,000 (Zero Hedge)Corporate Profits reach new highs & profit margins hover at historic highs (Yahoo! Finance)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.


