The Higher Standard

Chris, Saied, and Haroon kick off this episode of The Higher Standard podcast with a look in to dive deep into what was once the hype around the Bilt credit card program. The Flashy Rent Credit Card was backed by Wells Fargo Bank and is costing them $10 million a month thanks to some poor business decisions. Sometimes when something sounds too good to be true, it is. And yes, even big, sophisticated banks can make bad decisions sometimes. ➡️ Even though Chris forgot his introduction in this week's show and Saied stole the show closing, they still managed to provide some economic insights on the Fed holding rates unchanged, what the CPI report means for you and what could potentially be the "mother of all layoffs." 💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Wells Fargo Bet on a Flashy Rent Credit Card. It Is Costing the Bank Dearly. (Wall Street Journal)Another more-of-the-same report on CPI rent (and OER) (Jay Parsons via X) The mother of all mass layoffs is coming (ZeroHedge via X) Buying conditions in the US housing market have collapsed (Game of Trades via X) ⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

In this episode of The Higher Standard podcast, Chris, Saied, and Haroon dive deep into the essential economic data impacting today's market. They kick off with the critical information you need to understand about GDP and CPI, highlighting the significance of the latest CPI print. ➡️ The discussion then moves to the US yield curve problem, including its record-breaking inversion of 702 days. The hosts explore the longest streaks of low unemployment, the surge in people working multiple jobs, and the dramatic 47.1% rise in US home prices since 2020. arket shifts, Trump’s trial verdict, and the postponement of the Mike Tyson vs. Jake Paul fight.💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Tomorrow's CPI inflation data is HUGE (Kobeissi Letter via X)The US Yield Curve (Charlie Bilello via X)The US Treasury yield curve has been inverted for 702 days, the longest streak in bond market history (Kobeissi Letter via X)This is one of the longest streaks of low unemployment ever (Investopedia)The number of people working multiple jobs in the US hit a near-record of 8.4 million in May 2024 (Kobeissi Letter via X)Home prices in the US are up 47.1% since 2020 (Kobeissi Letter via X)CEO of Reventure’s interpretation of Realtor.com data (Nick Gerli via X)Market backs off on hopes for interest rate cuts following strong jobs report (CNBC)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

In episode 233 of "The Higher Standard," Chris, Saied and Haroon dive into the crucial topic of home affordability, exploring how much house you can actually afford without breaking the bank or sacrificing your prized Pokémon collection. ➡️ They delve into the latest housing market trends, discussing the surge in new single-family homes for sale as highlighted by The Kobeissi Letter and the rising listings in the US housing market noted by Mohamed A. El-Erian. Lance Lambert’s insights on housing affordability also get the spotlight, while the trio adds their unique commentary on job market shifts, Trump’s trial verdict, and the postponement of the Mike Tyson vs. Jake Paul fight.💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:The number of NEW single-family houses for sale has surged (The Kobeissi Letter via X)The US housing market is finally starting to see listings rise (Mohamed A. El-Erian via X).Housing affordability is the story (Lance Lambert via X).Job openings fall to lowest level since February 2021 (Yahoo! Finance).Trump trial: After guilty verdict (NBC News).Mike Tyson vs. Jake Paul fight postponed (NBC News)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

In this episode of The Higher Standard podcast, hosts Chris, Saied, and Haroon engage in an insightful conversation with Alessandro Chesser, co-founder of GetDynasty. GetDynasty is revolutionizing estate planning by offering a platform that allows users to create and manage living trusts entirely online. This innovative approach helps protect assets, avoid probate, and ensure seamless inheritance. Highlighted in the discussion are Dynasty's notable investors, including Bill Ackman, Henry Ward, and Jerry Murdock, underscoring the company's strong backing and potential impact on democratizing wealth management. ➡️ If Alessandro looks strikingly handsome, you can chalk that up to good genetics as he also happens to be the cousin of the one and only Sal Di Stefano, who is partially responsible for The Higher Standard podcast's creation. Learn More Here: https://www.getdynasty.com📌 Get Dynasty On:https://www.youtube.com/@GetDynastyhttps://www.instagram.com/getdynastyhttps://www.tiktok.com/@getdynastyhttps://www.facebook.com/getdynastycom https://x.com/getdynasty_comhttps://www.linkedin.com/company/getdynasty/💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Mind Pump Media (Mind Pump's Website)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Sometimes the title says it all. Shelter is actually propping up inflation and Chris, Saied and Haroon have the data to prove it. ➡️ Specifically, shelter accounts for approximately 33% of the total CPI and approximately 40% of core inflation. With this much weighting, you can't hit the Fed's 2% target without a decrease in shelter costs.💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Inflation cools off in April (Yahoo! Finance via Instagram)Inflation has not fallen in a single month since January 2021, according to Zerohedge (Kobeissi Letter via X)U.S. Rental vacancy (Kobeissi Letter via X)Housing Market Data (Redfin)Total US household debt increased by $190 billion in Q1 2024 (Kobessi Letter via X)U.S. Household debt climbs to a record $17.69 trillion (Yahoo! Finance via X)US credit card delinquency rates jumped to 8.9% in Q1 2024 (Kobessi Letter via X)U.S. jobless claims jump to highest level in eight months (Yahoo! Finance)In New York City, rents grew more than seven times faster than wages last year (Unusual whales via X)Fed Governor Waller wants ‘several months’ of good inflation data before lowering rates (CNBC)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

It's been a while since the boys have had a guest on and they thought why not keep it in the family. Saied's cousin, Weiss Surkhabi, MD and his co-founder, Dr. Sina Arham join us to talk about their journey in building their company "Fridays." Fridays aims to provide patients with weight loss solutions that fit their biology and their budget. They believe in a patient's right to fair and equitable medical treatment to achieve their healthiest weight. Essentially treating obesity as a disease before someone's health deteriorates in to so many of the conditions that tend to develop afterward. ➡️ If you have followed the show, you already know that Chris is a big fan of peptides and what they mean for longevity and preventative care. So naturally it made sense to speak to two subject matter experts on some of the more popular variants and the nuances of how and when they are prescribed. Of course, it wouldn't be The Higher Standard podcast if we didn't get in to the nuances of how the business was started, the challenges that needed to be overcome and the lessons learned along the way. Learn More Here: https://www.joinfridays.com📌 Join Fridays On:Instagram: https://www.instagram.com/joinfridays/TikTok: https://www.tiktok.com/@joinfridays Facebook: https://www.facebook.com/joinfridaysLinkedIn: https://www.linkedin.com/company/joinfridays💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Breakdown of all lifestyle (Dave Pascoe's Website)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Okay, look, we admit it. We are a tiny bit older than 20 years-old and sure, that makes us the "old guys." But, it does mean we have lived through some good and bad decisions. Particularly when it comes to investing. Chris, Saied and Haroon open the show by breaking down their most important lessons in investing. Some have lead to big wins and some have lead to big losses. We hope they help you decide whether or not you are will to take the risk and invest on your own. ➡️ After a prolongated trip down memory lane, the boys dive right in to the week's important data and what yo should watch out for, Neel Kashkari is doing Neel Kashkari things again and rental vacancy for apartments is at its highest level in 4 years. Then, just after the hour mark, they pivot to Haroon's pop culture segment which includes all the things you should know from the past week. We got rap beefs, met galas and artificial intelligence. 💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Notable data this week (Chris Naghibi via X)Fed may need to hold rates steady all year, Kashkari says (Reuters)U.S. Rental vacancy (Kobeissi Letter via X)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

So many people use Zillow or Redfin to determine the value of their home, but should they? Even if you get a value, how do you have confidence that it is the right one and not skewed by the wrong data? Realtors would tell you to leave it to the professionals, but a fun fact is that Realtors are not licensed to value homes, but rather only to sell them. Chris, Saied and Haroon are going to tell you how to value your home like a licensed real estate appraiser. ➡️ The great real estate professionals use this same methodology when they try to figure out what value to sell your home for or what the offer price should be of a home you are looking to buy. It's time you knew how to do it too. 💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: http://www.thspod.com🔗 Resources:Notable data this week (Chris Naghibi via X)Consumer confidence hits lowest level since July 2022 (Yahoo! Finance via Instagram)U.S. Economic grows slower than expected in first Quarter (Yahoo! Finance via Instagram)Avg. 30-year fixed mortgage rate is 51 bps below the cycle high (Lance Lambert via X)Mortgage rates rise further above 7% (Yahoo! Finance via Instagram)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

If you have ever wondered if you can ask a question and be a guest on the show, the answer is absolutely... yes! Episode 227 of The Higher Standard podcast brings us a long time listener and first time caller, Vache. The young father-to-be sent a direct message to Chris about how to begin real estate investing and plan for his future. Saied, Chris and Haroon thought it would make a wonderful segment that would provide value to all. So we hope you like this analytical breakdown and personalized approach. If you have any questions or would like to be on the show, please do not hesitate to reach out. ➡️ Should the target inflation rate be 2%? The Fed is going to keep rates higher for longer after all. And, some interesting side hustle data that we thought would be compelling enough to share. Of course, no show would be complete without Haroon's growing pop culture segment. 💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: https://thspodcast.myshopify.com🔗 Resources:Inflation will likely be above the Fed's 2% inflation target for the rest of 2024 (The Kobeissi Letter via X)The Fed is keeping interest rates higher for longer than normal (Yahoo! Finance via Instagram)This Flexible Side Hustle Is Helping Millions Earn Extra Cash — and Might Be 'More Attractive' Than an Office Job (Entrepreneur)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Do I need a corporation? Do I need an LLC? What the hell is an "S" corporation and a "C" corporation? We have been asked this question so many times that it became obvious we needed to provide some insight in to what you need to know and do before you build a business. Chris, Saied and Haroon are here to help you get your business started with the right foundation in episode 226 of The Higher Standard. ➡️ Inflation also came in super hot and layoffs are happening in the market with some of the largest companies in business today. We also have an extra sexy dose of pop culture coming your way with commentary on Coachella, Caitlin Clark, Joe Rogan, Max Holloway, UFC and more. 💥 Have you left your "honest ⭐️⭐️⭐️⭐️⭐️" review? 🏆 Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. ✔️ Click the link and start today: http://www.transcendcompany.com/THSP👕 THS MERCH: https://thspodcast.myshopify.com🔗 Resources:Inflation comes in hotter than expected in March (Yahoo! Finance)Where inflation is… and isn’t (Yahoo! Finance via Instagram)Powell Dials Back Expectations on Rate Cuts (Wall Street Journal)Credit card delinquency rates are still on the rise (Yahoo! Finance via Instagram)Apple will lay off over 600 employees in California (CNET via Instagram)Tesla plans to lay off more than 10% of workforce as sales slump (CBS News via Instagram)⚠️ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.