In his state of the union address, President Biden announced he is “taking on junk fees” which are the hidden fees involved with many of the services we purchase. Hidden fees and terms have been around a long time.  The old adage of, “Read the fine print,” is timeless advice.  I love the quote by Pete Seeger, American folk singer, “Do you know the difference between education and experience?  Education is what you get when you read the fine print; experience is what you get when you don’t.”  Let’s talk about those experiences.A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

What can you and your children do to assure your financial plan won’t be sabotaged by family money scripts?  There are a number of steps to take and all require dealing with you and your children's emotional vulnerabilities.  Find out five specific steps that can guard against your financial plan going of the rails and sacrificing your emotional and financial wellbeing in your last years. A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

What is the biggest risk to a senior parent that has just lost their spouse?  Even if they have a well-designed financial plan and the best financial planner possible in their corner, there is one factor that can deal them a knockout blow, their kids. Understand why your kids can pose one of the greatest threats to your final years.  A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Is investing in the stock market akin to gambling?  Certainly, investing in stock markets carry a reasonable amount of risk.  Unlike what some contend, that investing in the market is gambling, done correctly it is not remotely gambling.  The operative word is “done correctly.”  To understand this we need to understand the emotional differences between investing (done correctly) and speculating (done incorrectly).Mixed & Edited by Next Day Podcast.A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Rick talks with his guest, Debra Kaplan, about their collaboration that resulted in them writing, “Coupleship Inc: From Financial Conflict to Financial Intimacy.” They dive into some of the elements of a financially intimate coupleship and their unique perspectives that help couples successfully resolve their financial conflicts. This episode highlights topics such as Internal Family Systems (IFS)/parts work, money scripts, and money behaviors.A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Often, the most logical and beneficial financial solutions are the absolutely most difficult to make, especially when there is a large emotionally charged component to them.  There are millions whose budgets are strained, they live paycheck to pay check, they are not saving money for retirement, and stress around money is an everyday occurrence.  In many of these situations, a simple move to a city like Rapid City, can increase a person’s lifestyle by 100% over living in San Diego. Yet most won’t even consider it.A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

My son, Davin, age 21 recently asked me, “So what do you think about Modern Monetary Theory now?”  MMT has come under a lot of criticism recently given the huge spending bills, So why is MMT under fire by some as the primary cause of the high inflation rates?  Many politicians incorrectly interpret MMT as favoring the printing of currency with abandon by a government, with the notion that deficits don’t matter. Understanding MMT ties directly into reducing financial anxiety. Find out why. A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Rick takes a look back at the origins of the Financial Therapy Podcast, going behind the scenes as to how it came about, its format, some statistics, and considers what may be next. A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Join a conversation on couples therapy with an emphasis on IFIO, IFS, and Narcissism with a former GGU student Louis Wellmeier, a former attorney whose role was adversarial, to an integrated financial planner whose role is to collaborate with his clients to make their lives better.  The session was taped as a part of my monthly “Talking Financial Therapy with Rick Kahler” office hours session.  If you would like to join a free session with "Talking Financial Therapy with Rick Kahler", check out https://advanced-wellbeing.com/events/A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

I’ve often repeated Jacob Needleman’s quote that money won’t give you meaning, but it’s impossible to find meaning without money.  In this segment, Bari brings this to life and will give you the path to connecting your money with your values and then the three steps to how to make good money decisions.  This segment is worth the price of admission, LOL!!A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.