The Financial Therapy Podcast - It's Not Just About The Money

Rick Kahler unpacks a recent article in The Jerusalem Post that mistakenly equated financial well-being with financial independence, highlighting why the two are not the same. Drawing on research and his experience in financial therapy, he explains how financial wellness is about more than income or net worth—it’s about meeting obligations, feeling secure, and having choices. Just as importantly, he distinguishes between financial well-being and emotional well-being, showing why confusing the two can undermine both. Rick’s insights offer a clear reminder that true wellness requires attention to both the numbers and the emotions behind them. #RickKahler #FinancialWellBeing #FinancialIndependence #FinancialTherapy #FinancialWellness #EmotionalWellBeing #MoneyAndEmotions #FinancialSecurity #FinancialEducation #PersonalFinance #MoneyMindset #FinancialLiteracy #WealthManagement #FinancialPlanning #FinancialPsychology A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..

In this powerful episode, Rick Kahler and Joetta Johnson go beyond theory and guide listeners through a live hypnosis experience centered on connecting with their 80-year-old future self. Joetta explains how this practice, rooted in both hypnosis and Internal Family Systems (IFS), allows individuals to revisit painful financial memories, reframe limiting beliefs, and receive wisdom from their imagined elder self. Through symbols, sensations, and repeated affirmations, clients can rewrite the internal scripts that shape money behavior. The session emphasizes the emotional and neurological power of imagery, repetition, and felt safety, offering listeners not just insight but a tool they can use to create real, lasting change. A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..

In this insightful column, Rick Kahler explores how clinical hypnosis offers a profound yet underutilized method for transforming financial behavior. Drawing from Joetta Johnson’s expertise, he explains how hypnosis accesses the brain’s emotional memory systems—often the true source of irrational money behaviors like avoidance, overspending, or shutdown. Unlike logic-based approaches, hypnosis works by gently revisiting the subconscious beliefs formed in childhood, then updating them through emotional contradiction. This method, rooted in memory reconsolidation and aligned with Internal Family Systems (IFS), creates real, lasting change without bypassing client autonomy. For those stuck in financial patterns that defy strategy, hypnosis may be the bridge between awareness and transformation.#MoneyAndMindset, #FinancialHealing, #MoneyHypnosis, #WealthTransformation, #MindsetShift, #SubconsciousRewiring, #MoneyPatterns, #FinancialBehavior, #WealthMindset, #MoneyBeliefs, #BreakMoneyBlocks, #InnerWealth, #HypnosisForChange, #MoneyHealingJourney, #TransformYourMoneyStory, #EmotionalWealth, #MoneyMindsetMatters, #FinancialEmpowerment, #WealthGrowthMindset, #MoneyAndSelfWorth A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..

Joetta Johnson returns with Rick Kahler to dive deep into the emotional and subconscious roots of underearning. Sharing her personal transformation and the development of her “Earning Power” program, Joetta unpacks how limiting beliefs, especially those rooted in authority figures, time scarcity, and undervaluing oneself, can sabotage financial progress, even after income increases. She challenges the hustle narrative, emphasizing that true earning power includes the capacity to hold, not just generate, money. Through tools like hypnosis and time-mapping, Joetta helps clients rewire the subconscious mind to support sustainable financial growth. Her work bridges self-worth, wealth accumulation, and the emotional healing necessary to break free from old money patterns. #UnderearningRecovery, #EarningPower, #MoneyMindset, #WealthHealing, #BreakMoneyPatterns, #FinancialEmpowerment, #MoneyBeliefs, #SelfWorthAndWealth, #AbundanceMindset, #MoneyHealing, #WealthBuildingJourney, #RewriteYourMoneyStory, #FinancialGrowth, #MindsetAndMoney, #WealthMindsetCoach, #MoneyAndSelfWorth, #TransformYourEarnings, #SubconsciousRewiring, #MoneyMindsetMatters, #HealYourMoneyStory A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..

Rick Kahler sits down with Joetta Johnson to explore how designing a career around how you want your life to feel can lead to deeper fulfillment and authenticity. From her early days at Deloitte to becoming a pioneer in conscious financial coaching, Joetta’s story is a powerful reminder that clarity doesn’t always start with a job title—it starts with values. This inspiring conversation dives into how aligning your work with your inner life can reshape your relationship with money, purpose, and the path ahead.#CareerDesign, #FinancialWellness, #MoneyAndMeaning, #JoettaJohnson, #ConsciousFinance, #LifeAlignment, #FinancialTherapy, #PurposeDrivenCareer, #MoneyMindset, #RickKahlerA podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..

Have you ever had a breakthrough about money that felt like it changed everything—only to find yourself slipping right back into the same patterns days later? You’re not alone. In this video, Rick Kahler shares why those “aha” moments don’t always stick and what the latest brain science reveals about making lasting change. Drawing on insights from Unlocking the Emotional Brain, Rick explains how memory reconsolidation works and why slowing down after a breakthrough can help your brain actually rewrite old emotional money stories. Whether you tend to overspend, avoid financial conversations, or get stuck in anxiety, this is a practical invitation to protect those insights and give them space to take root.A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..

Rick Kahler and Partha Iyengar dive into a heartfelt conversation about creating brave spaces to explore money, culture, and personal growth. From Mumbai to the world, Partha shares powerful insights about financial freedom, the contradictions in money worship, and the emotional stories that shape our financial behaviors. With passion, a big heart, and boundless energy, Partha inspires us to think deeper about the role of money in our lives and how understanding our money scripts can lead to true independence and security. A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..

Long before he became a miser, Scrooge was a lonely boy left behind at boarding school—forgotten, unwanted, and emotionally starved. In this IFS-informed exploration, Rick traces how those early wounds formed exiled parts burdened with shame and abandonment, which in turn gave rise to the controlling, isolated adult we meet in A Christmas Carol. Scrooge’s obsession with money, his cold demeanor, and his rejection of connection weren’t signs of greed—they were survival strategies. Through this lens, Dickens’ story becomes more than a tale of redemption—it’s a powerful look at how childhood trauma shapes adult financial behavior and how healing begins when we finally turn toward those long-forgotten parts.A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..

In this episode, Rick dives into the evolving and sometimes murky intersection of Internal Family Systems (IFS) and financial coaching, raising critical questions about where the line is drawn between coaching and therapy. He explores the growing interest in using IFS-informed language and concepts—like parts work—in coaching settings, even as concerns mount about untrained coaches inadvertently wading into therapeutic territory. With transparency about the current shifts in IFS training access, Rick offers a thoughtful look at both the promise and pitfalls of this integration. Whether you’re a coach, therapist, or simply IFS-curious, this episode sheds light on how the language of parts can deepen financial conversations—while reminding us that healing exiles may require more than curiosity alone.A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..

Merging finances as a couple isn’t just about numbers—it’s about navigating emotions, values, and long-held money beliefs. Many financial planners aren’t trained to handle the dynamics of couples’ financial decision-making, which can lead to unresolved conflicts and misaligned goals. But some advisors are embracing skills from financial therapy and conflict resolution to better support couples in making shared financial choices. Rick Kahler shares insights from his own journey, including training designed for couples therapists, to help couples find an advisor who truly understands their unique challenges. The right planner can help both partners feel heard, reduce money conflicts, and create a financial plan that works for both.A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..