gen z money

Are you wondering how to save for a house deposit while interest rates are so low? Azaria, in this episode, explains all you need to know about the First Home Super Saver scheme (FHSS) and how it may work for you. She touches on:👉🏾 how the first home super saver scheme (FHSS) works👉🏻 some of the common misconceptions about the scheme👉🏼 what the pros and cons are👉 how it may help you save on tax 🤑👉🏽 the rules involved and the penalties that can apply 😬Here's a link to the ATO's explanation of the FHSS that Azaria mentioned: https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/Chat with us! Use #genzmoney in the my millennial money FB group: facebook.com/groups/mymillennialmoneyNeed a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: https://www.mymillennial.money/spending-planFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/genz-shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Is day trading the modern day get-rich-quick scheme or is it a legitimate way to make money? In this episode, Azaria breaks down everything you'll want to know about day trading, like: 👉🏽 what actually is day trading👉🏼 what is involved in day trading👉🏻 what the stats say about how much money day traders make👉 the risks that come with day tradingChat with us! Use #genzmoney in the my millennial money FB group: facebook.com/groups/mymillennialmoneyNeed a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: https://www.mymillennial.money/spending-plan For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/genz-shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Ever heard the term FIRE and wondered what it meant? Azaria chats with Glen about the FIRE movement which has taken the money world by storm. They touch on:👉🏾what FIRE is (financial independence retire early)👉🏿is FIRE actually possible👉🏻Glen's lifestyle of LOOT (life on own terms)👉the pros and cons to living by FIRE👉🏼Glen's new book👉🏽finding what your definition of success isGrab your copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedCheck out the meaningful money cards Azaria mentioned: https://www.mymillennial.money/shop/meaningful-money-cardsChat with us! Use #genzmoney in the my millennial money FB group: facebook.com/groups/mymillennialmoneyNeed a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: https://www.mymillennial.money/spending-planFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/genz-shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Ever heard that there's good money in mining and wondered what the job was really like? Nami's been a FIFO worker in the mines for 5 years and chats with Azaria about the job. He shares:👉🏼his story about getting into the job👉what his work schedule is like👉🏽some of perks and challenges of the FIFO lifestyle👉🏿how much workers can make on average👉🏻what soft skills will help someone considering mining👉🏾and some tips and encouragement for anyone keen to get their foot in the doorChat with us! Use #genzmoney in the my millennial money FB group: facebook.com/groups/mymillennialmoneyNeed a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: https://www.mymillennial.money/spending-planFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/genz-shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Do you enjoy working with numbers and helping people? Both are key skills to have as a mortgage broker. Azaria chats with Youeil about his job and what someone who is interested in the role can do to get started. They touch on:👉some of his story about getting into the industry and working his way up into the role👉🏿what the job entails👉🏼insights into going out on your own and becoming a self-employed mortgage broker👉🏾how much mortgage brokers might expect to make👉some of the ways to get business👉🏽advice for anyone thinking of getting into the jobChat with us! Use #genzmoney in the my millennial money FB group: facebook.com/groups/mymillennialmoneyNeed a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: https://www.mymillennial.money/spending-planFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/genz-shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Kid lovers, this one’s for you! Lauren is in her first year of teaching and chats with Azaria about the ins and outs of becoming and being a primary school teacher. They touch on:👉🏾the pathways to becoming a teacher and how placement works 👉her experience with finding a job out of uni and the reapplication process for new grads that some people might not be aware of 👉🏼what a normal day in the job looks like 👉🏻some of the challenging and rewarding parts of the job - if you love it, it makes the workload easier! 👉🏿the soft skills that will help you do your job well 👉🏽a tip for those considering or studying to be a primary school teacher 👉how to find out what salary to expect Chat with us! Use #genzmoney in the my millennial money FB group: facebook.com/groups/mymillennialmoneyNeed a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: https://www.mymillennial.money/spending-planFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/genz-shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Allegra has such a cool job and story about how she landed it (no uni was involved!). She chats with Azaria about what it’s like to work in fraud operations at a bank, touching on:👉🏽how she ended up working for a major bank without the qualifications and despite thinking she would never have what it takes to work in finance👉the role she started with and how it led her into the work she does now👉🏻what the job involves + the difference between dealing with a fraud vs a scam👉🏿the very real challenge of dealing with imposter syndrome because of her age and being the only female on her team👉🏾what someone in her role or in similar work might expect to get paid👉🏽a big financial goal she’s been able to achieve👉some of the soft skills required for her job👉🏼her encouragement and career tips for any high schoolers listeningChat with us! Use #genzmoney in the my millennial money FB group: facebook.com/groups/mymillennialmoneyNeed a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: https://education.mymillennial.money/courses/the-glen-james-spending-planFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/genz-shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

We’re finding out what gen z’s do for work! Azaria chats with Pearce who co-owns a photography and videography business. In this chat they touch on:👉🏽a bit about the business and how he got into wedding photography👉🏻what he enjoys about being self-employed👉🏿what a typical shoot day looks like + the day to day👉some marketing tips that have helped him spread the word and get bookings👉🏾a couple of tips for aspiring pro photographers👉the best parts about the job and the challenges👉🏽how much wedding photographers make👉🏻what he does for extra income while the business growsCheck out The Story Co on insta: https://www.instagram.com/thestoryco_ and https://www.thestoryco.com.auChat with us and send us your questions! Use #genzmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyNeed a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: https://education.mymillennial.money/courses/the-glen-james-spending-planFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/genz-shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Asking for a raise can be daunting, but Azaria is here to help you prepare so you can have the best shot at getting the salary you want. This ep touches on:👉when to make the ask 👉🏽how to put together your case - repeat after us, preparation 👏 is 👏 key! 👉🏻how to have the convo 👉🏿negotiating your salary (be mindful of how super plays into the amount you ask for) 👉🏾some dos, don'ts and a few hot tips P.S. Go you good thing! We're cheering you on.You can compare your pay to others in similar roles to you using tools like Glassdoor https://www.glassdoor.com.au or PayScale https://www.payscale.com.Send us your questions! Email questions@mymillennial.money with the podcast you want your question answered on as the subject.Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/genz-shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Should you or shouldn't you? Azaria chats with host of my millennial money, Glen James, about making extra contributions to your superannuation, including:👉how to add to your super👉🏻employer contributions vs personal contributions👉🏼the pros and cons👉🏽when it might make sense to👉🏾when it might not make sense to👉🏿some other things you might do with your moneySee if you're eligible for the Government co-contribution here: https://www.ato.gov.au/individuals/super/in-detail/growing-your-super/super-co-contributionHere's the youtube video where Glen and Vince Scully from Lifesherpa explain the first home super saver scheme (FHSS): https://www.youtube.com/watch?v=rDFXb_AcuU0Glen's book Sort Your Money Out & Get Invested comes out later in the year and is available for pre-order here: https://booktopia.kh4ffx.net/Xx1M7yThanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: https://link.up.com.au/GENZMONEY. Product & offer T&Cs @ up.com.au/terms. Up accounts issuer Bendigo & Adelaide Bank.Send us your questions! Email questions@mymillennial.money with the podcast you want your question answered on as the subject.Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/genz-shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.