
The Rachel Cruze Show
Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.
Latest episodes

Jan 10, 2025 • 12min
How to Invest the Right Way in 2025
💵 Start your free budget today. Download the EveryDollar app! Investing is one of the best ways to set yourself up for the future, but how do you start? In this episode, find out how to invest the right way and make the most of your money in 2025. Next Steps:
🎥 Watch my video My Annual Investment Routine.
💸 Connect with a SmartVestor Pro for free.
Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 8, 2025 • 11min
Reacting to the Top 5 Money Predictions for 2025
💵 Start your free budget today. Download the EveryDollar app! In today’s episode, I’ll react to the top five money predictions for 2025 and share my thoughts on what they mean for you. Next Steps: 🎥 Watch my video 5 Numbers You Must Track to Build Wealth. Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 6, 2025 • 33min
Money Habits You Need to Change Right Now (with Dave Ramsey)
Dave Ramsey, a renowned financial expert and author, joins the conversation to share essential money habits to adopt now. He emphasizes the importance of budgeting as the cornerstone of financial well-being and advocates for saving 15% of income. Ramsey also warns against comparing personal finances due to social media influences. He discusses the necessity of establishing an emergency fund and instilling frugality and generosity in children. The talk wraps up with a call to embrace selflessness and engage in proactive health choices, promoting overall well-being.

Jan 3, 2025 • 8min
28% of Credit Card Users Have This Problem
💵 Start your free budget today. Download the EveryDollar app! If you went overboard during the holidays and you’re carrying debt into the new year, it’s time to get busy! Find out three steps to ditch debt fast, plus how to avoid it for good in the future. Next Steps: 🎥 Watch my video 5 Ways to Get Out of Debt Faster. Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 1, 2025 • 8min
Why You Shouldn’t Make New Year's Resolutions This Year
💵 Start your free budget today. Download the EveryDollar app! Tired of giving up on your New Year’s Resolutions three weeks into every year? Well, you’re in luck because there’s actually a better way to reach your goals. In this episode, learn how to make real progress on your money goals in 2025. Next Steps: 🎥 Watch my video This Habit Is Keeping You Broke. Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 30, 2024 • 10min
How Do Your Monthly Expenses Compare to the Average American’s?
💵 Start your free budget today. Download the EveryDollar app! Did you know the average American spends over $1,000 a month just on transportation? Find out how the rest of your monthly spending categories compares to those of the average American. Plus, learn three ways you can create margin in your budget. Next Steps: 🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss. Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Listen to More From the Ramsey Show: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 27, 2024 • 12min
The 7 Stages of Wealth Building (Where Do You Fall?)
💵 Start your free budget today. Download the EveryDollar app. Wealth building is a journey. Let’s talk about the seven stages of wealth building that consistently take people from broke to millionaire so you can see exactly where you’re at and what’s next. Next Steps:
🎥 Watch my video to find out How I Would Budget $7,000 a Month.
💸 Learn how to build wealth with Financial Peace University.
Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 25, 2024 • 9min
FINISH THE LYRICS: Popular Christmas Songs Quiz
💵 Start your free budget today. Download the EveryDollar app! Play along as I find out whether I really know the words to these classic Christmas hits. Plus, stick around for my number one tip on how to have a successful Christmas. Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 23, 2024 • 12min
45% of Americans Are Taking On Debt for THIS?
💵 Start your free budget today. Download the EveryDollar app! Are amazing experiences worth going into debt? Find out if you’re falling for one of the four myths that lead people to choose fun over financial peace. Next Steps: 🎥 Watch my video to find out The Right Way to Do a Monthly Budget. Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 20, 2024 • 11min
How Luxury Brands Are Getting You to Spend More
💵 Start your free budget today. Download the EveryDollar app! Having nice things isn’t bad, but too much of a good thing can become a problem. Find out how luxury brands are getting you to spend more. Plus, get practical tips for spotting these marketing schemes. Next Steps: 🎥 Watch my video How Do You Compare Financially to the Average American? Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices