The Rachel Cruze Show

Yes, you can create a life you love without keeping up with the Joneses. Contrary to popular opinion (and your Instagram feed), more stuff does not always equal more happiness. Today, I’ll share my best tips and habits to help you save money and keep things simple. What you get in this episode: ·      Should You Choose a Career vs. Children? ·      Can You Be Minimal With Kids? ·      Can You Have a Social Life Without Going Broke?  Helpful Resources: ·      Carly Jean Los Angeles with code “Rachel”·      Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to a money mess, a budget is your best friend. A budget is simply a plan to pay off debt and ditch money stress for good. It’s not as hard as you think, and I’m going to walk you through it. Plus, Dr. John Delony stops by to talk about what to do if you think you may be a “shopaholic.” What you get in this episode: ·      How I Would Budget $7,000/Month ·      100 People Reveal Their Debt Amount (My Reaction) ·      Signs You’re Addicted to Shopping with Dr. John Delony  Helpful Resources: ·      EveryDollar·      Follow Dr. John Delony on Instagram or on Youtube·      Christian Healthcare Ministries ·      Carly Jean Los Angeles with code “Rachel”Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Carly Jean Los Angeles and Zander Insurance.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you afford a home in this economy? You can . . . if you have a plan for your money (aka a budget). In this episode, I’ll share six reasons why I, a spender at heart, love my budget. Plus, we’ll go over the best time for you to buy a home and a few tips to make moving easier.What you get in this episode:·      6 Reasons You Should Start a Budget Today·      Moving Stressors No One Talks About (with George Kamel)·      Is It Possible to Afford a Home in Our Economy?Helpful Resources:EveryDollarChristian Healthcare MinistriesCarly Jean Los Angeles with code “Rachel” Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Some people blame all their financial troubles on the government, others get stuck in a shame cycle trying to cope with money stress. The truth is, lots of factors affect your money—some are in your control, and some are not. Here’s what you can do to make sure your future is financially stable.What You Get in this Episode:  How Credit Cards Keep You Broke 3 Mistakes That Sabotage Your Finances Do You Still Qualify as Middle Class in America?  Helpful Resources:Christian Healthcare MinistriesCarly Jean Los Angeles With Code “Rachel”EveryDollar                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to handling money, a lot of us just want to know what’s “normal.” But the truth is, normal isn’t always what’s best. Here’s what you can do to move forward and finally achieve the money goals you always hoped were possible.What You Get in This Episode: Which Generation Feels Financially Trapped? Do You Feel Behind Financially? (With Minimal Mom) “How College Students Spend $100” (My Reaction)  Helpful Resources:Christian Healthcare MinistriesCarly Jean Los Angeles with code “Rachel”EveryDollarEnter The Ramsey Cash Giveaway for a chance at $3,000!                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s episode is all about choosing your spending habits wisely. I’m talking about where to invest your money when you want to build wealth, how to stay on budget during and after buying a home, and how to know when it’s worth it to splurge on products.What You Get in this Episode: 3 Places You Should Intentionally Invest 5 Things I Said No to Before I Paid Off My Home Luxury Products I Think Are Totally Worth It Helpful Resources:Christian Healthcare MinistriesCarly Jean Los Angeles with code “Rachel”EveryDollarEnter The Ramsey Cash Giveaway for a chance at $3,000!                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Budgeting and saving and teaching, oh my! We’re going to talk about some smart money habits you should put into place . . . and how to pass them on to the next generation. Plus, I’m sharing tips for cleaning up your budget, elevating your savings game, and teaching your kids how to do the same.What You Get in This Episode: 16 Ways to Stay on Budget (Even When It’s Hard) How to Double Your Savings Fast Money Skills You Should’ve Learned as a Kid Helpful Resources:Christian Healthcare MinistriesCarly Jean Los Angeles with code “Rachel”EveryDollarEnter The Ramsey Cash Giveaway for a chance at $3,000!                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Boundaries in certain areas create margin in others, so today we’re covering everything from minimalism to paid-for vacations. Learn what to stop doing, start doing, and keep doing when it comes to your spending.What you get in this episode: Is Revenge Spending Wrecking Your Budget? Life-Changing Lessons I’ve Learned From Minimalists How to Cash Flow an Unforgettable Vacation in 90 Days Helpful Resources:Christian Healthcare MinistriesCarly Jean Los Angeles with code “Rachel”EveryDollarEnter The Ramsey Cash Giveaway for a chance at $3,000!                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re feeling weighed down with money woes, like minimum payments, retirement savings or investment uncertainty, today’s episode is a must-listen! I’m debunking common myths about living with long-term debt, the state of the economy, and a potential retirement crisis on the horizon.What You Get in this Episode: The Ugly Truth About Minimum Payments Are We Still in a Recession? Why 75% of Americans Will Never Retire Helpful Resources:Christian Healthcare MinistriesCarly Jean Los Angeles with code “Rachel”EveryDollarEnter The Ramsey Cash Giveaway for a chance at $3,000!                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s episode is all about the biggest financial asset most of us have: our home. We’ll start by covering how to figure out how much your home is worth. After that, I’ll share proven ways to boost your home’s value, as well as which upgrades aren’t worth the money. What you get in this episode:·      How to Actually Determine the Value of Your Home·      Proven Ways to Boost Your Home’s Value·      9 Home Upgrades That Aren't Worth Your MoneyHelpful Resources:Christian Healthcare MinistriesCarly Jean with code “Rachel”EveryDollar                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices