The Candy Valentino Show

Candy Valentino | Cumulus Podcast Network
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Oct 17, 2025 • 2min

Your Money Minute: Plug the Money Leak and Save Thousands With These Simple Steps

This week, Candy reveals the hidden money leaks that may be draining your bank account without you even realizing it. From unused app subscriptions to bloated phone plans, these small expenses can add up to a staggering $1,200 a year for the average American. Candy shares actionable steps to identify and plug these leaks, including auditing your subscriptions, negotiating with your phone carrier, and redirecting savings into investments. Start making your money work for you today! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Oct 10, 2025 • 2min

Your Money Minute: Binge Save to Transform Your Finances

Candy introduces the transformative concept of the "No Spend October" challenge. Learn how taking a month off from non-essential purchases can significantly enhance your financial health. Candy shares practical steps to identify spending leaks and offers alternatives for those who find a complete no-spend daunting. Tune in to discover how to take control of your finances and set yourself up for success before the holiday season! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Oct 3, 2025 • 3min

Your Money Minute: Stop "Spaving" and Keep More of Your Money

In this edition of Your Money Minute, Candy tackles the often-overlooked topic of wealth habits and introduces the concept of "spaving"—spending money to save money. Candy shares three key steps to avoid falling into this financial trap. Tune in to learn how to reassess your spending habits and prioritize your financial goals for a more secure future! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Sep 26, 2025 • 3min

Your Money Minute: How Your Freedom Number Leads to Financial Security

In this edition of Money Minute, Candy explores the concept of financial security and the psychological perceptions surrounding wealth. Drawing from a study by Charles Schwab, she reveals that many Americans believe they need around $840,000 to feel financially comfortable and $2.3 million to feel wealthy. However, the median net worth for those nearing retirement is only about $409,000. Candy emphasizes the importance of finding your own 'freedom number'—the amount you need to cover your lifestyle expenses instead of adhering to societal definitions of wealth. Listen in to learn how to calculate your freedom number and take actionable steps toward financial independence! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Sep 19, 2025 • 3min

Your Money Minute: How to Reverse Engineer Your Dreams

In this edition of Your Money Minute, Candy introduces a powerful tool called Reversed Engineered Outcomes (REO) to help you achieve your financial and life goals. She breaks down five essential steps to clarify your desired outcomes, focus on solutions, acknowledge your strengths, commit to your decisions, and take actionable steps. If you're ready to take control of your financial future with intention, this episode is definitely for you. Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Sep 12, 2025 • 2min

Your Money Minute: The New 529 is More Than Just College Savings

In this edition Your Money Minute, Candy discusses the recent upgrades to the 529 plan, which now offers families greater flexibility and options for saving. Discover how the new changes allow for expanded use of funds for K-12 education, career training, and even the ability to roll over unused money into a Roth IRA. This episode is packed with valuable insights that can help you leverage the 529 plan as a powerful wealth-building tool! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Sep 5, 2025 • 2min

Your Money Minute: Why You Should Own a Business

In this edition of Your Money Minute, Candy shares crucial insights on wealth-building beyond the traditional advice of working hard and saving. She emphasizes the importance of building assets, particularly through business ownership, which can lead to greater cash flow, tax advantages, and asset creation. Candy encourages listeners to take intentional steps towards wealth by starting their investments, real estate portfolios, or businesses today. Tune in to learn more. Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Aug 29, 2025 • 2min

Your Money Minute: The Smart Way to Save for College

In this edition of Your Money Minute, Candy tackles the daunting financial challenge of paying for college. She shares insights from T. Rowe Price's recently released college savings roadmap, emphasizing the need for families to save approximately $105,000 by the time their child turns 18. Candy breaks down the recommended savings milestones and highlights the importance of starting a 529 plan early. She also stresses the necessity of setting clear expectations with children regarding financial responsibilities, promoting resilience as a key life skill. Listen in for more key advice on navigating college savings! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Aug 22, 2025 • 3min

Your Money Minute: The Foundation for Your Kids' Future

In this edition of Your Money Minute, Candy shares her insights on building a financial foundation for children that goes beyond monetary wealth. Candy emphasizes the importance of teaching kids about budgeting, saving, and investing while also instilling values and habits that promote overall life success. Listen in to discover her practical strategies, including starting a custodial Roth IRA and implementing the 50/25/25 rule for earnings. Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Aug 18, 2025 • 20min

Master Your Money Part 4: Setting Your Financial Targets

In today's episode, we continue our transformative Master Your Money series with Part 4, where we tackle the most crucial steps to achieving financial freedom. Join Candy as she explores the importance of setting a financial target, understanding passive income, and the necessity of a contingency plan. This episode is packed with practical advice on making logical financial decisions and developing a structured plan to create wealth. Don't miss this essential guide to mastering your money! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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