American Banker Podcast

Dan O'Malley, who until very recently ran the fintech incubator at Eastern Bank (and before that was at Capital One), now has a startup called Numerated Growth Technologies and software that he says can process loans in five minutes. O'Malley explains how it all works in this podcast.

To teach artificial intelligence to responsibly execute human goals, like driverless driving and automated loan decisions, there's a need to build bridges between human thought and language computers can understand, Stephen Wolfram, founder and CEO of Wolfram Research, explains in this week's episode of Breaking Banks.

Some of the biggest risks facing any large bank come from within, such as human error or mischievous traders. Andrew Waxman, a risk management consultant and author of the new book, Rogues of Wall Street, discusses how cognitive psychology and augmented intelligence offer help.

American Banker reporter Brian Eha shares stories and thoughts from his new book, "How Money Got Free: Bitcoin and the Fight for the Future of Finance," and two fintech leaders explain why Charlotte is destined to be the next big fintech hub.

A new survey finds that 14% of small and medium-size businesses switched banks last year and 18% are considering switching this year. Having an appealing mobile app is critical to keeping small business owners happy, according to Doug Brown, senior vice president of FIS. He explains why, and also shares some of the study's observations about millennials.

There is no question that AI presents exciting new solutions and happy additions to our lives. But in order for us to truly take advantage and prepare for a future when cars are not privately owned and are self-driving, energy is green, abundant, and cheap, and robots replace workers at a dramatic rate, changing the nature of work forever. To talk about this future and how fundamental "fintech" principles are to it, Brett is hosting thought leaders – JoAnn Barefoot of Barefoot Innovation, Greg Cross of Soulmachines, and Tony Seba, Author of "Clean Disruption of Energy and Transportation"

David McLaughlin, founder and CEO of QuantaVerse, discusses how artificial intelligence can improve anti-money-laundering compliance; the problems of de-risking and "defensive filing" of suspicious activity reports; the Clearing House's proposal to reduce banks' AML costs; and more.

How do we get money to small businesses that make the economy work for most people around the world? What kind of systems do we need to create? And how do we make them flexible so multiple cultures can utilize them? Today, Sam Maule hosts Chris Rentner from Akouba Credit and Viola Lewellyn from Ovamba to discuss the different strategies they have created to help address the needs from small communities in North America to African Continent.

Philadelphia Federal Reserve Bank President Patrick Harker sat down with American Banker to talk fintech, financial regulation and the economy.

MIT professor Maria Loumioti has studied loans made strictly using hard data and loans where a loan officer clearly was influenced by personal connections or feelings about a borrower. The results, which she shared with American Banker editors Bonnie McGeer and Penny Crosman, shed light on the value and limitations of "soft" information.