On The Chain - Blockchain and Cryptocurrency News + Opinion

XRP holders want to get paid, but who pays? Jeff and Chip follow the money through Firelight, the Flare-based protocol now offering onchain cover for a Kraken DeFi Earn strategy. Stakers earn rewards for backing that protection, and a confirmed covered loss can hit their stake. Firelight's Jesus Rodriguez explains why XRP, which never had a native yield, makes cheaper insurance capital for DeFi than ETH insuring ETH. Also: Flare's Hugo Philion on Flare as the blockchain for data, DriveWealth using Ripple's RLUSD on the XRP Ledger, Swell 2026 in New York, XRPL Africa turning one, why the dollar wins the stablecoin race, how hackers pick DeFi targets, and why Main Street needs insured crypto. In the back half: Spencer Pratt on America, Greta Thunberg and France's riots, Macron, and Warsaw vs Paris. Watch the show: https://youtube.com/live/y63_tL54reY Show notes and links: https://onthechain.io/podcast/xrp-holders-getting-paid/

Stripe just came for XRP. Privy, the wallet company Stripe owns, is partnering with Ripple to put embedded wallets on the XRP Ledger, so developers can drop XRP and RLUSD straight into their apps. Jeff and Chip walk through what that opens up, then connect it to a week where the big names kept lining up behind the ledger. Standard Chartered is now custodying RLUSD on the XRP Ledger through its DIFC branch.Evernorth named Ripple, Coinbase, Kraken and BitGo as execution partners to put its 473M XRP treasury to work.France is weighing a 31.4% tax on crypto-to-stablecoin conversions.An HSBC whistleblower's letter to Scott Bessent lands the same week Treasury hits Bank of America with $1.21B in penalties, and the guys run through a decade of bank fines while Elizabeth Warren keeps blaming crypto.A viewer's Japanese XRP candy gets a live taste test.Also in the back half: Blakeman vs. Hochul, Jewish voters breaking from New York Democrats, the midterm Senate map, why sitting out the election costs your crypto bag, why third parties lose, and U.S. vs. Europe innovation.

MetaLawMan, securities lawyer James Murphy, joins Jeff and Chip to answer the question XRP holders keep asking: if XRP won, why hasn't the market treated it like clarity? His answer is that the US still has no crypto law passed by Congress. XRP is well positioned after Judge Torres's ruling and the SEC's interpretive guidance naming it one of 16 tokens that are commodities, not securities, but guidance can change with the next administration. We get into why a statute beats SEC guidance, the coming courtroom irony where the SEC has to make Gensler's own argument, what's next after Clarity stalled, the exchange protections Democrats voted down, and how the banks shaped the bill. Also: Deaton vs. Markey debate clips, including Markey's Siri-or-Claude answer on AI, and why MetaLawMan is all in on John Deaton. Guest: MetaLawMan - https://www.metalawman.io/ - https://x.com/metalawman Watch on YouTube: https://www.youtube.com/watch?v=kop27ReIw4w

A bug that sat in the XRP Ledger's payment engine for about 10 years could have minted 18 trillion XRP out of nothing, against a fixed supply of 100 billion. Jeff and Chip break down how it worked, who found it, why the fix skipped the usual validator vote, and why it lands right as Evernorth's XRPN is expected to open on the Nasdaq Monday. Plus the $250,000 bug bounty fight, AI guardrails and pen testing, Bitcoin, Ether and Solana ETF outflows, and in the back half: James Carville's meltdown, Bessent's letter to Elizabeth Warren, Europe's migration and military service push, and the UK digital ID fight. Watch the show: https://youtube.com/live/aiPbhQtB4eY Show notes: https://onthechain.io/podcast/they-almost-printed-trillions-of-xrp/

Ripple is now collecting fees from Wall Street’s leveraged-ETF business, and Jeff and Chip spend the morning on the question every holder is asking: when Ripple gets paid, where does that leave XRP? Their answer: Ripple’s revenue belongs to Ripple, and XRP holders benefit indirectly, through more builders and more activity on the XRP Ledger. Ripple Prime on Wall Street: The Wall Street Journal reports Ripple Prime is financing leveraged ETFs through swap deals, a category of 593 U.S. funds holding more than $256 billion, and it just signed hedge fund Brevan Howard for prime brokerage, clearing and financing. Company vs. asset: Jeff argues Ripple’s job is Ripple’s profitability, and banks will reach for RLUSD before a volatile asset. Chip says XRP’s role is liquidity, and that ETFs are what move the price. Evernorth: XRPN is expected to start trading on Nasdaq Monday with about 473 million XRP. There is no pre-sale, no airdrop and no early-access link. Batch is live on the XRP Ledger: up to 8 transactions can settle as one, which opens the door to delivery-versus-payment and OTC trades without an escrow agent. Ripple’s other moves: Ripple Custody 1.43 adds Canton Network support, Jack McDonald explains the Notabene investment, and Chip lays out why Ripple has no reason to go public. Also in the back half: a hardware-wallet supply-chain warning (buy direct from the maker), the H-1B visa fight and India’s IT outsourcers, the Michigan Senate debate between Mike Rogers and Abdul El-Sayed, and Marco Rubio on sanctioning the International Criminal Court.

XRP is being sold at the worst possible time: three red days in a row, in the same stretch that a $35 billion hedge fund signed with Ripple Prime, Paxos switched on XRP trading, and Ripple's president put a $30 billion target on the XRP Ledger. Here is what the sellers missed. Brevan Howard picks Ripple Prime for multi-asset prime brokerage, clearing and financing. Monica Long's 2027 targets at XRP Seoul: $30 billion in tokenized real-world assets on the XRP Ledger (about $6 billion today) and 100 million+ AI agent transactions. Spot XRP ETFs hold about $1.7 billion but took in about $4 million last week. Evernorth's Nasdaq debut (XRPN, about 473 million XRP) moves to October 12. Also tonight: AI agents on the XRP Ledger with t54, Coinbase and Citi on stablecoins, Grape's XRP Man game, iTrustCapital's Q, a live reaction to Founders episode 3, Rubio in Athens, CNN's new owners, Quebec's separatist win, Canada's assisted-dying law, France's school protests, and the UK's arrests over online posts.

Wall Street, Korean banks and AI agents are all reaching for XRP at the same time, and there is only so much of it. Evernorth is expected to hit the Nasdaq on October 8 (ticker XRPN) with about 473 million XRP, and that's the small number: US spot XRP ETFs already hold 1.19 billion XRP. Four Korean financial institutions took the stage at XRP Seoul in front of 5,000+ people, XRPL validators are voting on the LendingProtocolV1_1 amendment, and the XRP Ledger passed 10 million x402 AI agent payments. Also today: XRP Asia launches, Ripple's RLUSD insurance pilot in Uganda, RLUSD ranks #2 in Q3 stablecoin growth, Ripple Swell in New York, the federal noncitizen voting ruling, Trump's Oklahoma rally, the school riots in France, and Canada's trade fight. 🔴 LIVE every Sunday 8 PM ET · Wednesday 8 PM ET · Saturday 8 AM ET ⏱ CHAPTERS 00:00 Cold open (full chapters added after the show) ☕ SUPPORT Badassery Coffee https://badasserycoffee.com OTC Mint https://otc.one/mint OTC Merch https://onthechain.shop Support On The Chain on Ko-fi https://ko-fi.com/onthechain 🔗 ON THE CHAIN Website https://onthechain.io Subscribe https://onthechain.io/subscribe/ X https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip ⚠️ DISCLAIMER The information contained in this video is for informational and entertainment purposes only and should not be considered financial, investment, legal, or tax advice. The opinions expressed are those of the hosts and guests and do not necessarily reflect the views of On The Chain. Always do your own research and consult with a qualified professional before making financial decisions. #XRP #XRPL #Ripple #Evernorth #Crypto

Big money is coming for XRP. The XRP Ledger added $2.4 billion in tokenized real-world assets this year, one of the top three chains for RWA growth. US spot XRP ETFs added 34 million XRP this week and now hold 1.16 billion XRP. And on October 5, XRPL's Permission Delegation upgrade is scheduled to go live, letting an XRP account hand specific permissions to another account (including one run by an AI agent) without ever sharing its keys. Also on this episode: FXRP turns one on Flare, Brian Armstrong on AI agents as the new API users, the CLARITY Act fallout, the 49-50 Senate vote on the Iran war, the arrests near RAF Fairford, and Iran's 74-lash sentence for a singer. LIVE every Sunday 8 PM ET, Wednesday 8 PM ET, Saturday 8 AM ET on YouTube: https://www.youtube.com/@OnTheChainLIVE Badassery Coffee: https://badasserycoffee.com OTC Merch: https://onthechain.shop Support On The Chain: https://ko-fi.com/onthechain Website: https://onthechain.io X: https://x.com/On_The_Chain | Jeff https://x.com/Jeff_OnTheChain | Chip https://x.com/stephenchip The information in this episode is for informational and entertainment purposes only and is not financial, investment, legal, or tax advice. Always do your own research.

On October 5, XRP goes to war, and the weapon isn't a price pump. It's a key. The XRP Ledger's Permission Delegation upgrade has entered its 14-day activation countdown and could go live October 5 if validator support holds. Master keys stay locked in the vault. Delegates get a badge instead: up to ten specific permissions, and never the keys. Jeff and Chip break down why that's the feature compliance departments, stablecoin issuers and AI agents have been waiting for, while XRP sits at $1.50 and everybody else stares at red candles. Also on the show: Amazon Web Services joins the XRP Ledger Hackathon with Amazon Bedrock AgentCore; the XRPL AI Starter Kit adds the Open Wallet Standard, MPP from Tempo and Stripe, and x402; Evernorth teams up with The Bear Champ; RLUSD and the APAC stablecoin map; BlackRock's "tokens" chart; the ECB's digital euro pilot; the FOUNDERS sitcom parody; and in the back half, Trump vs. Biden at the UN, Milei, Rubio and Cuba, the Denmark–Greenland deal, and Around the World. Watch the show: https://www.youtube.com/watch?v=tSjeFZVOI0s Show notes and links: https://onthechain.io/podcast/xrp-goes-to-war-on-october-5/ ☕ Badassery Coffee: https://badasserycoffee.com | OTC Merch: https://onthechain.shop | Support On The Chain: https://ko-fi.com/onthechain X: @On_The_Chain | Jeff: @Jeff_OnTheChain | Chip: @stephenchip The information in this episode is for informational and entertainment purposes only and should not be considered financial, investment, legal, or tax advice. Always do your own research.

XRP spot ETFs now hold 1.13 billion XRP and $1.46 billion in assets, after another 6.3 million XRP of inflows this week and 645.3 million XRP walking off exchanges. Every part of the bullish mechanism fired at once, and XRP sat at $1.43. Jeff walks the Week 38 supply report line by line, and Chip puts beside it the number nobody else quotes: the ETFs and index funds hold 1.129% of total supply, while exchange wallets hold roughly 21%. The ETF bid is real. It is not yet large enough to see. Also in this episode: the Fed's unanimous 12-0 hike to 3.75%-4.00% and why XRP didn't blink; where all 100 billion XRP actually lives; Ripple Treasury and the trapped-cash problem; XRP and RLUSD landing in Stripe and Tempo's AI payments kit; Stuart Alderoty on why politics beat policy on CLARITY; wallet security and the dead-phone cold storage protocol; and the Greenland agreement that Trump calls permanent American control while Denmark's own statement calls sovereignty preserved. Full show notes, every article we covered, and the video: https://onthechain.io SUPPORT ON THE CHAIN Badassery Coffee https://badasserycoffee.com Mint a Badass Yeti https://otc.one/mint OTC Merch https://otc.one/shop Subscribe https://onthechain.io/subscribe/ Buy Us a Coffee https://buymeacoffee.com/onthechain FOLLOW On The Chain https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip DISCLAIMER - The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions.