Student Loan Planner

We've added a new face to our Student Loan Planner team. Listen in as I interview Ben Nanney, CPA and CFP®, about the nitty-gritty on taxes and student loans. He'll give us the inside scoop on basic tax terms and dive into some more complex tax strategies for student loan borrowers. In today's episode, you'll find out: What drove Ben to launch his own financial planning firm Why AGI isn't as confusing as you think What is an above the line deduction The difference between a SEP IRA and Solo 401(k) Why Ben is a great addition to the consultant team How filing separate tax returns can benefit married couples What is the breadwinner loophole How to amend previous tax returns to get money back How to contact the best tax experts for student loan borrowers Why a community property state can lower your student loan payment The best tax strategies for high-income borrowers Full show notes at: http://studentloanplanner.com/60

Since it's the final day to purchase the Six-Figure Debt to Six-Figure Net Worth course, I want to share some tips from the course to give you some insight into my investing philosophy. I'll show you how you can manage your own investments and reach millionaire status with a strategy that only takes a few hours of your time each year. In today's episode, you'll find out: How the Student Loan Planner course can save you money Tips to give you a taste of my investing philosophy What to do instead of paying a financial advisor How tax-loss harvesting can save you $10,000 or more in taxes Why a new car every two years can cost an extra $500,000 The 3 keys to successful investing Why most people don't need a financial advisor How to manage your own investments with a couple of hours a year How my background as a CFA and bond trader led me to create this course Full show notes at: http://studentloanplanner.com/59

The Six Figure to Six Figure Net Worth Course is here! If you have a goal of growing your net worth and not letting your student loans run your life, you need to know more about this course. Join me in today's episode as I go into detail about how you can reach financial abundance in less than a decade. In today's episode, you'll find out: Why the Student Loan Planner Course is the best investment this year How to replace your reliance on labor for income to live The impact of different risk profiles of investment combinations How investing can shave 10 to 20 years off your working career When you should (and shouldn't) use a financial advisor Why working part time with $400,000 in student loans is okay Three tips to get the most out of real estate investing Hassle-free rules to maximize your retirement investing Full show notes at: http://studentloanplanner.com/58

When you graduate from college, you probably have a negative net worth from student loan debt. But is your negative net worth really the problem? Join me as I talk about ways to grow your assets through four proven strategies that can work no matter how high your student loan debt is. In today's episode, you'll find out: Why negative net worth isn't the problem The two types of accounts you should be investing in The minimum amount to contribute to investment accounts Why borrowers are putting more at risk by not taking risks What a rental debt snowball is and how it can grow your wealth The truth about negative net worth being a tax instead of a debt How avoiding bad business decisions can double your net worth Full show notes at: http://studentloanplanner.com/57

Saying student loan debt isn't that big a deal is a loaded statement. But it's true! In this episode, I talk about why your loans don't matter as much as you think they do. I also go over five common high-debt career paths and share strategies to make it work to your advantage, no matter what your income is. In today's episode, you'll find out: Why your student loans aren't what's holding you back A simple mindset shift to ease your anxiety Why going from chiropractor to physician assistant can be a smart financial move How owning a practice can increase your income and decrease your student loan payment The best career for making $50k a year while working just three days a week How private practice can be better than PSLF for physicians Full show notes at: http://studentloanplanner.com/56

Dr. Ben White is has been helping medical students, residents, other physicians, and everyone else manage their student loans since 2009. He's also and author, speaker, and board-certified subspecialized neuroradiologist. Today, I talk with Dr. White about PSLF and get his thoughts on controversial repayment strategies and the future of the program. In today's episode, you'll find out: Future changes Dr. White expects to see with PSLF Why a common sense approach to student loans doesn't work Why most student loan borrowers are on the wrong repayment plan Dr. White's thoughts on controversial repayment strategies The legal loophole for Parent PLUS loans Why a 1% acceptance rate for PSLF makes sense How the annual budget of NASA compares to loan forgiveness How to mitigate the opportunity cost of medical training Full show notes at: http://studentloanplanner.com/55

The holidays are fast approaching and I know what you're thinking: what should I get for the student loan borrowers on my list this year? In this episode, I go over the top 21 gifts that would make a big impact on the lives of student loan borrowers. In today's episode, you'll find out: Why the public library is one of the best places to hang out When to use the cash back from refinancing your loan to splurge How to turn the gift of cash from ho-hum to something memorable The best way to ask for a raise to put more money in your pocket Why getting married is a wonderful thing for student loan borrowers What games I play on my iPad while waiting on hold to talk to a real person How the gift of courage can change your life Full show notes at: http://studentloanplanner.com/54

Student loan debt is a growing problem and a hot topic in the media. I asked the Student Loan Planner community how they would solve the student loan crisis, and the results were not what I expected. Join me as I go into the details about how listeners feel about the growing problem of student loan debt. In today's episode, you'll find out: How important student loan reform is to voters What borrowers think student loan reform should look like The reason most people would opt for treating student loans like a tax Why lower student loan interest rates won't fix the problem How a student loan tax would affect retirement savings How the Biden Plan compares to the Trump Plan Why past student loan reform proposals failed Whether eliminating the tax bomb is sustainable Why the future of student loans depends on the private loan market Full show notes at: http://studentloanplanner.com/53

Savanna Perry is a Physician Assistant and founder of ThePAplatform.com, a site where she shares insider tips to help others navigate the journey to becoming a PA. Today, I ask Savanna how to pick the best program, what the requirements are to get in, and whether the cost of the program is worth it in the end. In today's episode, you'll find out: How being a PA can bring balance and flexibility to your life Why Savanna chose a public program over a private program How PA programs compare to med school The trick to go from $200k in student loan debt to $80k Whether private or federal student loans are better for PA school How Savanna was able to pay off your student loan debt so quickly Career opportunities and salary expectations for PAs Why becoming a PA is a great choice for a second career Full show notes at: http://studentloanplanner.com/52

Ryan Inman, the host of the Financial Residency podcast and founder of Physician Wealth Services, shares the biggest mistakes he's seen physicians make when it comes to student loan debt. I talk with Ryan about the state of PSLF and why hiring a financial planner isn't right for everyone. In today's episode, you'll find out: The trick to making PSLF work for physicians The real reason behind PSLF rejections Why worrying about whether PSLF will still be around isn't the biggest problem Why not everyone should work with a financial planner How a physician made a mistake that cost half a million dollars What the future of PSLF might look like The 10-step plan that Ryan uses in his financial planning business How hiring a financial planner is like working with a personal trainer Full show notes at: http://studentloanplanner.com/51