Student Loan Planner

Nicole Hatcher is a physician assistant and the personal finance expert behind Frugal Chic Life. She shares her story of becoming a PA and her experiences with racism and bias as a professional. We also talk about degree creep as a hurdle for Black people getting a college education and how to make healthcare professions more accessible to minorities.   In today’s episode, you'll find out:   Why Nicole chose to go into the medical field Why she decided to become a PA instead of a doctor The ways being a PA is more flexible than being a doctor Where the PA profession got its start How much PA school costs The average student debt of a PA The earning potential of a PA right out of school How systemic racism shows up in healthcare Nicole’s experiences with racism as a professional How degree creep is widening the racial wealth gap How Nicole is promoting financial literacy   Full show notes at: http://studentloanplanner.com/84   Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

The student loan interest freeze is set to expire on September 30. Even if Congress passes a bill to extend the relief, you’ll have to start repaying your loans eventually. But there’s an election coming that could change the future of student loan refinancing. Join me as I talk about what refinancing might look like after the pandemic and how the election could impact your decision to refinance your federal loans. In today’s episode, you'll find out: Why common student loan repayment strategy is bad advice 3 criteria you must meet before refinancing your student loans My thoughts on whether Congress will extend the student loan payment freeze Why you should wait to refinance federal loans How to get the best interest rate now if you want to refinance later The impact of Biden’s plan vs. Trump’s plan on student loan refinancing Why your student loan debt is not a death sentence Plus, answers to listener’s questions about student loan repayment
 Full show notes at: http://studentloanplanner.com/83   Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Lauryn Williams, CFP, CSLP, shares why investing in real estate might be more work than you think, how to grow passive income streams with alternative investments and tips for student loan borrowers that want to invest in real estate. In today’s episode, you'll find out: How Lauryn became an accidental landlord What she learned about owning a rental property Costs people forget to include in the rental price Lauryn’s bad experience with selling her rental home What return Lauryn got in 16 years of being a landlord Why people are drawn to investing in real estate The best way to grow your net worth according to Lauryn Whether student loan borrowers should invest in real estate


 Full show notes at: http://studentloanplanner.com/82 
Links mentioned: 
 • Coach Carson • Bigger Pockets • Passive Income M.D. • Semi-Retired M.D.
   Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Meagan Landress, CSLP and owner of Financial Coach Meagan, shares the best way to plan for the cost of undergrad and grad school, the importance of understanding how the federal student loan system works, and why you don’t have to feel embarrassed or sad about how much you borrow. In today’s episode, you'll find out: Meagan’s advice to find the true cost of attendance What loans you can get for undergraduate school How your dependency status impacts your borrowing limit Meagan’s thoughts about when to take out a private student loan Where to go to find scholarships to help pay for college How your parents can retire 2 years earlier How paying for grad school is different from an undergrad degree How your payment can be the same no matter how much you borrow Why a pre-debt plan can save you 5 and 6 figures Full show notes at: http://studentloanplanner.com/81   Links mentioned: 
 The Scholarship System Pre-Debt Student Loan Consultation
   Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Lauryn Williams, CFP®, is one of our student loan consultants and the owner of financial planning firm Worth Winning. In this episode, we talk about the racial wealth gap, the impact it has on communities of color, and how black people are disproportionately impacted by student loan debt. Williams also shares her thoughts about how to make the financial industry more welcoming to black communities.   In today’s episode, you'll find out: Who Lauryn Williams is How Williams became aware of race and gender What it’s like to be a black woman in the financial industry What the racial wealth gap is Why there’s a gap in student loan borrowing between races Williams advice on how to closing the racial wealth gap What you can do to be more welcoming to people of color Full show notes at: http://studentloanplanner.com/80  Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Many student loan borrowers struggle with their mental health. If you’ve ever felt stress, anxiety or worry about your student loan debt, you’re not alone. Student loan debt shouldn’t stop you from living your best life. I can’t wave a magic wand and make it all go away but, in this episode, I share some tools to help.    In today’s episode, you'll find out:   Results of our recent student loan mental health study Why 90% of our listeners have severe student loan anxiety The top 6 things borrowers worry about because of their student loans Why borrowers are more stressed about student loans than COVID-19 How to change your outlook on student loans to reach financial milestones Why student loan interest doesn’t matter Why I don’t think forgiveness will go away How to buy a house with student loan debt Why you shouldn’t wait to have kids because of student loans My thoughts on what the next stimulus bill will include Full show notes at: http://studentloanplanner.com/79 Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

One of the weirdest student loan repayment loopholes that I know of is the double debt loophole. It only works for married couples, but it can change the way you think about your student loan debt. In this episode, I talk about that and 7 other loopholes we use to save you money on your student loans. In today’s episode, you'll find out: What is the double debt loophole and how does it work Why the loophole doesn’t work with all repayment plans Examples of the double debt loophole in action The #1 thing I tell our consultants about student loan planning Why federal student loan interest will be so low for fall 2020 and spring 2021 The 7 other loopholes our consultants use to lower your monthly payment How to know if you need a professional to analyze your student loans Full show notes at: http://studentloanplanner.com/78   Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

As practice owners struggle to get through this tough time, I sat down with Tom Bodin, CFA, CFP®, and a Practice Integration Advisor for Buckingham Strategic Wealth. He shares how business owners can best address financial planning amid the pandemic.   In this episode, you'll find out: How Bodin’s background in legislative analysis helps his financial planning clients Roadblocks dentists, optometrists, veterinarians, and lawyers are facing because of COVID-19 Best ways to maximize tax savings to lower your AGI How practice owners can put away six-figures for retirement annually The importance of a cash balance plan in practice ownership Cash preservation techniques for business owners How wealth planning can help even if you’re just thinking about a practice purchase Full show notes at: http://studentloanplanner.com/77   Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Most financial experts are telling you to pay extra on your student loans right now because of the 0% interest rate through the end of September. But I think that’s terrible advice! Find out why and what I think the unintended consequences will be of Congress trying to rescue borrowers amid the coronavirus outbreak. In today’s episode, you'll find out: Why you should pay nothing on your student loans How you could be a victim of a strategic layoff How to lower your payment if you have private student loans Why it’s okay to borrow the max amount of student loans What Congress did to make me think the tax bomb will disappear Some good news about student loan interest rates for next year What matters the most when it comes to student loan repayment Full show notes at: http://studentloanplanner.com/76

To help combat the doom and gloom that is the coronavirus, I’m bringing you some positive energy. Today, I talk with Meagan Landress, Certified Student Loan Professional™ and founder of Financial Coach Meagan, about some good news regarding student loans. In today’s episode, you'll find out: How Landress has been handling social distancing The repayment plan that cut a couple’s payment in half The trick to free up cash flow on student loans A strategy for student loans specifically for people nearing retirement age Why federal student loans aren’t like any other type of debt How a recent grad saved $1,000 per month on her monthly payment Full show notes at: http://studentloanplanner.com/75