Student Loan Planner

It’s 2022, and there’s no better year to kickstart your journey to financial independence! One of the keys to making this a reality is a solid investment strategy alongside your student loan strategy. After two years of living in a culture of fear, people are craving for freedom—for autonomy and choice. This could be the year you finally get a taste of that freedom. Listen in as I reflect on the turbulence of the economy over the past two years and offer my thoughts on what to look out for when investing in 2022.   In today’s episode, you'll find out: How the economy evolved over the past two years Why we need to get past the fear culture with our finances How to invest alongside your student loan debt The key to investing even if you’re living paycheck to paycheck Three positives for investing in 2022 Three caution signs for investing in 2022 The best way to act on your craving for freedom How to not let the ups and downs of the market stop you from investing   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Having six figures of student debt to pay off can often make you feel like you’re in bad shape, and for good reason. But as SLP consultants Rob Bertman, CFA, CFP®, and Lauryn Williams, CFP®, CSLP®, explain, you may be doing better than you think. Listen in for a positive, upbeat message and learn how to change your paradigm around your student loans and the various opportunities available right now to help you accomplish your goals. In today’s episode, you'll find out: How a simple shift in perspective can help you see that you’re closer than you think to paying off your student loans Why an income-driven plan gives you an incredible amount of flexibility in how you design your life and career The power of a positive attitude to overcome significant challenges How to face your fears and finally tackle your student loans The best way to pay as little as possible and eventually take advantage of student loan forgiveness Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Just announced! President Biden extends the pause on student loan payments to May 1, 2022.   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

I reflect on how my wife and I would have approached her student loan strategy differently if given a second chance. Listen as I pick apart a 2015-version of me (who had just started dating my then-girlfriend-now-wife) and the conversations we had around her $124,000 med school loan, and how a seemingly straight path to forgiveness led to a string of complications. Then, I dive into my thoughts on the ongoing negotiations around Temporary Expanded PSLF and how to go about refinancing your loans in the next couple of months. In today’s episode, you'll find out: A flashback to my experience with student loans in 2015 How my wife and I lost $200,000 on student loans How to avoid wasting tens if not hundreds of thousands on sub-optimal student loan strategies How the best investment strategies can be more powerful than perfect student loan cancellation or forgiveness What to expect out of Temporary Expanded PSLF in the coming months Who in the government is most likely to uphold their end of the ongoing negotiations to expand PSLF Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

From the PSLF Waiver to the EICR plan to the debt mindset, there’s a lot we need to cover regarding student loans and loan forgiveness in 2022 and beyond. Join me as I answer a few listener questions you asked us via our podcast voicemail! I talk about recertification, why it’s so hard for undergrads to get student loan forgiveness, how to not feel so trapped by your debt, and more. Let’s all take a deep breath and get some answers! In today’s episode, you'll find out: How to navigate the Public Service Loan Forgiveness (PSLF) Waiver Program: Two of my six student loans were forgiven under the PSLF waiver, but why weren’t the other four forgiven when they should’ve all been qualified? How long will my $0 FedLoan payments last? How do I know when to recertify? What you need to know about the new Expanded Income-Contingent Repayment (EICR) Plan: How will it impact me? Is it only for undergraduate student loans? Why it’s so hard for undergrads to get student loan forgiveness. Why does debt make people feel trapped? & How to shift your mindset to feel less trapped by student loans. And more!   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Join Student Loan Planner consultants Lauryn Williams, CFP®, CSLP®, and Meagan Landress, CSLP®, to discover what’s new and exciting about the PSLF Waiver and the servicer changes. They’re sharing what they’re seeing “on the ground” with real-life scenarios of the PSLF Waiver and servicer changes happening for borrowers. In today’s episode, you'll find out: What’s happening to PSLF folks that have moved from FedLoan to Mohela What is the PSLF Waiver and how does it work? How to know if you qualify for PSLF Waiver How temporary is the PSLF Waiver loan forgiveness opportunity? When do you sign up for it? Everything you need to know about the PSLF Help Tool & How to use it to sign up for the waiver What the PSLF recertification process looks like Why would a loan servicer call me? & A real story of this happening to one of our clients Listener Q&A to learn about FFEL loans, forgiveness, recertifying income, and more Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Inflation is the hot topic of the day. Is it here to stay? And does inflation mean income-driven repayment programs are a bad idea? Listen in as I unpack the inflation conundrum as well as the latest news around the PSLF waiver along with updated guidance from the Department of Education. In today’s episode, you'll find out: How inflation impacts student loan borrowers The gold standard, inflation, and deflation, and what it means A brief history of inflation and how we got to where we are today The role farmers played in inflation over time What’s going on with consumer’s balance sheets amid inflation What to expect with IBR when inflation happens Why borrowers who refinance like inflation What you sacrifice in the long-term by aggressively paying off your debt in the short-term Who benefits from inflation Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

The Department of Education recently forgave around $700 million in student loans in a single day. I talk about how the new PSLF Waiver played into that, what it means for student loan forgiveness, and what it means for you and your finances. I also sit down with Ben Martinek, EA, CSLP®, CFP®, of Student Loan Tax Experts. He shares his experience helping student loan borrowers with their taxes and how you and your spouse may be able to save some cash through amended returns. In today’s episode, you'll find out: Who the Department of Education is giving forgiveness to and when How to make the right student loan decisions based on your finances and your personality The problem with the tax-bomb after student loan forgiveness and why I think the tax-bomb won’t actually happen Why refinancing student loans to a lower interest rate isn’t right for everyone The important of planning for unpredictable events in your finances How the current administration decides on student loan policy How to save money by amending tax returns with a three-year lookback period Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

We could see a new student loan repayment plan for borrowers. The old IBR and the new IBR have been around for a while — now, the Biden administration is poised to create a new new IBR tentatively called The Expanded Income-Contingent Repayment (EICR) Plan. Confused? You’re not alone. A lot is happening in the world of student loans, and a lot more will continue to happen come 2022 and beyond. Listen in as I cover the ins-and-outs of the EICR Plan, a brief history of how today’s set of IBR programs came to be, and what borrowers can do to prepare for potential developments regarding IBR in the near future. In today’s episode, you'll find out: A recap of recent student loan-related legislations and executive actions Why the PSLF waiver has a deadline Why I expect a lot of changes in student loans in the next 2 years Why you shouldn’t worry about repayment programs going away How the current mess of IBR programs came about What the EICR Plan is How the EICR Plan works and how it could impact borrowers What’s new with student loan servicers FedLoan and Aidvantage Updates on the temporary expanded PSLF plan Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Today, I’m joined by Chad Carson, aka Coach Carson. He’s a husband, father of two, real estate investor, and world traveler. His message is threefold: Invest in real estate. Retire early. Do what matters. Listen in as Chad and I talk about his best practices for building a robust real estate portfolio and achieving financial independence. In today’s episode, you'll find out: Coach Carson’s “unusual” background before becoming a real estate investor What to know before buying your first rental property How to qualify for a second mortgage to be able to buy an investment property How to choose which type of property to buy (ex. single vs multifamily) Why big cities tend to be the best places to invest in How to bring down your taxable income as a married couple via your investments How to invest in real estate as a five-figure earner Different ways to invest in real estate   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan