Fintech Daydreaming
Pål Krogdahl and Ville Sointu
Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place.
The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever.
What happened with all the fintech hopes and dreams?
In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption - or lack thereof.
This is Fintech Daydreaming.
The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever.
What happened with all the fintech hopes and dreams?
In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption - or lack thereof.
This is Fintech Daydreaming.
Episodes
Mentioned books
Aug 14, 2020 • 45min
What is central bank digital currency and why does it matter?
We're back after the summer break with season 2 of Fintech Daydreaming!
In this episode Pål Krogdahl and Ville Sointu go straight into the weeds of financial market infrastructure with our guest Olaf Ransome and talk about how interoperable digital cash could very well be the magic ingredient to make it all go faster.
Also featuring some truly bad jokes. We're sorry about that.
Guest: Olaf Ransome (https://www.linkedin.com/in/bankersplumber)
Links mentioned in the show:
Goldman Sachs names new head of Digital Assets
(https://www.cnbc.com/2020/08/06/goldman-names-new-head-of-digital-assets-in-bet-that-blockchain-is-the-future-of-financial-markets.html)
Jul 3, 2020 • 39min
The hip and trendy Fintech scene in Finland
Welcome to episode 5 of Fintech Daydreaming!
In this episode, Pål Krogdahl and Ville Sointu were joined by Janne Salminen, Director of Fintech Farm at HUB13 to discuss the growing Fintech scene in Finland.
Fintech Farm - https://www.helsinkifintech.fi/
Fintech Daydreaming will now be taking a summer vacation, but will be back with a new episode during August. Have a great summer!
Pål Krogdahl | https://www.linkedin.com/in/krogdahl/ | https://twitter.com/paulkrogdahl?lang=en
Ville Sointu | https://www.linkedin.com/in/ville-sointu-54682b/ | https://twitter.com/ville_s?lang=en
Do you have a Fintech subject you would like Ville and Pål to cover in a future episode? or maybe you have a great story to share and would like to join us as a guest? reach out and let us know, we would love to get your input and suggestions...
Jun 19, 2020 • 42min
Building a multi-bank business network out of thin air
Episode four!
We had a chat about all things entrepeneurship, heavy metal music and building something out of nothing with Sami Honkonen, the CEO and Founder of Tomorrow Tech and DIAS - The Finnish real estate trading network.
Links mentioned in the show:
DIAS - https://dias.fi/
Tomorrow Tech - https://tomorrow.fi/
Helsinki Fintech guide, with DIAS case study: https://www.helsinkifintech.fi/news/helsinki-fintech-guide-2020/
Videos of Sami’s work in the death metal industry:
https://www.youtube.com/watch?v=NmzK2dKdxmA
https://www.youtube.com/watch?v=i-dmqGmkNaA
Follow Sami on Twitter: @samihonkonen
Jun 5, 2020 • 38min
To Core Banking or not to Core Banking, is that a question?
Episode 3 of Fintech Daydreaming is here!
In this episode, Pål Krogdahl and Ville Sointu are joined by Tom Bently, Sales Director at Thought Machine (https://thoughtmachine.net/) to discuss the future of Core Banking systems.
May 22, 2020 • 36min
One does not simply talk about the Blockchain
Episode two!
Pål Krogdahl and Ville Sointu welcome their first live guest: David Grundy, Nordic Blockchain thought leader, to have a conversation about all things blockchain.
Links mentioned in the episode:
- “Cloud crypto land” (on legal validity of smart contracts on a blockchain) https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3476678
- Updated Libra Association white paper from April 2020: https://libra.org/en-US/white-paper/
- Visa patents digital cash on a blockchain (Forbes) https://www.forbes.com/sites/jasonbrett/2020/05/14/visa-submits-patent-application-for-digital-dollar-using-blockchain/
May 8, 2020 • 30min
Fintech Daydreaming S01E01 - Introduction and Covid-19
Episode one! Welcome to Fintech Daydreaming - a podcast for anyone interested in technology, financial services - or both. In this episode Pål Krogdahl and Ville Sointu give a brief introduction to the podcast series and chat about - you guessed it - the COVID-19 pandemic and its impact on banks.
