Airwallex's CEO and co-founder, Jack Zhang, discusses the company's growth story, their global money movement infrastructure, and their pursuit of AI opportunities. He also explains why he doesn't expect crypto to have a significant role in cross-border payments.

Bobby Morrison, Chief Revenue Officer at Shopify, discusses Shopify's uniqueness and fast-paced nature, their vision for enterprise e-commerce, Shop Pay's value, Shopify's approach to partnerships and building features, omni-channel features, and the migration of massive brands to Shopify.

Matt Watson, Co-Founder and CEO of Origin, discusses the importance of passion and understanding customer needs in building a successful business. They explore the challenge of balancing breadth and depth of services, the decision to launch a direct-to-consumer offering, navigating regulatory scrutiny, and the transformative potential of AI in personal finance.

Tommy Nicholas, CEO of Alloy, discusses Alloy's unified operating system for risk, fraud, and credit evaluation in retail financial services. They talk about overcoming early challenges, the future of Alloy and fintech, and end with a lightning round of quick questions for the guest.

In previous episodes we’ve touched on emerging fintech payments products that are attempting to take a piece of the payments pie. Today, we’re going to talk about Fiserv with Sunil Sachdev on the fintech giants’ approach to Embedded Finance and the changing paradigm in payments. About Sunil Sachdev: Sunil is a global fintech executive with a significant breadth of experience in banking, acquiring, DeFi and payments at companies such as American Express, Meed, Pershing and Fiserv. He has worked at Fiserv for nearly a decade in various roles and geographies, including leading the Fiserv payments business in international markets when Fiserv partnered with SWIFT to launch real-time payments in Australia. In recent years, he headed up the U.S. Community Bank segment for Fiserv before taking on a new role leading the Fintech and Growth segment to build out Fiserv’s self-service, low-code services and extend the dual-core and banking-as-a-service capabilities from Fiserv. These diverse experiences have helped deepen his appreciation for the power of collaboration between financial institutions, fintechs, brands and other businesses looking to extend banking and payment capabilities to their customers around the world. In 2023, Sunil was tapped to stand up the Embedded Finance business with true horizontal accountability across banking, merchant acquiring and issuing businesses at Fiserv. Sunil and his team leverage the full power of Fiserv for the benefit of its clients, including financial institutions, brands, ISVs, merchants and fintechs. About Fiserv: Fiserv, Inc. (NYSE: FI), a Fortune 500 company, aspires to move money and information in a way that moves the world. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale and business management platform. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Rhea’s Twitter: @rheaadvani Rhea’s LinkedIn: https://www.linkedin.com/in/rheaa/

David Brear, CEO and co-founder of 11:FS, discusses the innovation in commercial banking driven by digital technologies and fintechs. He also talks about the changing competitive landscape in the banking industry and how it impacts incumbent banks. Additionally, he explores the differences in fintech and financial ecosystems globally, highlighting the role of generational and cultural differences.

Russell Matambo hosts Henry Ward, CEO and co-founder of Carta, a global equity management platform on a mission to unlock the power of equity ownership for more people in more places. They discuss Henry’s entrepreneurial journey, the challenges of simultaneously innovating and scaling a company, Carta’s mission to democratise ownership, and much more! About Henry: Henry is the CEO and co-founder of Carta. Carta manages over three trillion dollars in equity for over two million people globally. The company is trusted by more than 40,000 companies, and over 7,000 funds and SPVs to manage cap tables, compensation, valuations, liquidity, and more. Prior to Carta, Henry was founder and CEO of Secondsight, a portfolio optimization platform for retail investors. He also held leadership positions at software companies including Reddwerks Inc. and BetweenMarkets. Henry graduated from the University of Michigan with a BGS in Mathematics and Computer Science and holds an MSC in Market Finance from EDHEC Business School. -- As always, for more Fintech insights and opportunities to collaborate, please find us below: WFT LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech WFT Blog: medium.com/wharton-fintech WFT Home: www.whartonfintech.org Russell's LinkedIn: www.linkedin.com/in/russell-matambo-cfa-a5900039/

Russell Matambo hosts Serigne Dioum, Group CEO of MTN Fintech, an African mobile financial services platform and subsidiary of MTN, Africa’s largest mobile network operator. With a footprint of 16 countries, over 69 million customers, and an annual transaction value of over US$220 billion, MTN Fintech is among the largest mobile financial services platforms in Africa. They discuss MTN’s ambition to scale Africa’s largest fintech platform, the strategic importance of carving out MTN Fintech and its partnership with Mastercard, and much more! About Serigne: Serigne Dioum is the Group CEO of MTN Fintech. Prior to this, Serigne was the MTN Group Executive for Mobile Financial Services. Serigne joined the MTN Group in September 2013, and has since then been responsible for driving MTN Mobile Money (MoMo) and related mobile financial services products and services across the MTN footprint. Serigne is passionate about financial inclusion and is spearheading MTN’s ambition to build Africa’s largest fintech platform, accelerating economic and social development through digital innovations for the benefit of citizens across the continent and beyond. Prior to joining MTN, Serigne headed Orange Money Skill Centre from 2008 to 2010 where he coordinated the launch of Orange Money in several Orange affiliates. Serigne holds a qualification in Telecommunications Engineering from the French institution ENST Bretagne. -- As always, for more Fintech insights and opportunities to collaborate, please find us below: WFT LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech WFT Blog: medium.com/wharton-fintech WFT Home: www.whartonfintech.org Russell's LinkedIn: www.linkedin.com/in/russell-matambo-cfa-a5900039/

Zoey Tang sits down with Vinay Nair, founder and CEO of TIFIN, a fintech platform that drives personalization for wealth using AI and investment intelligence. TIFIN operates a collection of fully-owned subsidiaries in wealth and investments that are shaping the future of investor experience. Vinay was also the Founder and Chairman of 55ip, which was successfully sold to J.P. Morgan. As a serial entrepreneur and investor, Vinay was also a former finance faculty member of Wharton. His teaching focuses on venture capital, private equity, and entrepreneurship. He is also recognized as an expert in the areas of sustainable and responsible investing and has written “Investing for Change”, a book published in 2008 by Oxford University Press. In the episode, Vinay covers his journey from academics to entrepreneurship, how TIFIN is helping transform Wealth Management for consumers and financial advisors, and how TIFIN is pioneering in the space using Gen AI through partnership with incumbents.

Nate Gee hosts Anthony Scaramucci, Founder and Managing Partner of SkyBridge Capital, an alternative investment firm with a significant focus on digital assets. In this episode, they cover: - Anthony’s partnership with FTX and Sam Bankman-Fried - What led to FTX’s 30% stake in SkyBridge, and takeaways from FTX’s collapse - Risk-taking, facing criticism, and moving on from mistakes - Insights from Anthony’s time as White House Communications Director - Recent performance and the road ahead for SkyBridge - Bitcoin, other digital assets, and the future of money - Anthony’s macroeconomic and geopolitical concerns - SkyBridge’s SALT Conferences - And much more! About SkyBridge SkyBridge Capital is an alternative asset manager and investment advisor whose holdings include digital assets, public and private equity, and hedge funds. It was founded in 2005 by Anthony Scaramucci, also the founder and chairman of SALT, SkyBridge’s venture studio and networking forum covering public policy, finance, and technology. About Anthony Scaramucci Anthony Scaramucci is an investor and entrepreneur whose focus in recent years has included digital assets and related technology at SkyBridge Capital. Scaramucci has also worked in politics, most notably in a brief stint as the White House Communications Director for President Donald Trump in 2017. He was ranked among Cointelegraph’s most influential people in crypto and blockchain in 2022, and in 2016, he was listed among Worth Magazine's 100 most powerful people in global finance. Scaramucci has authored multiple books and speaks on CNBC, Bloomberg, and other media. Before founding SkyBridge, Scaramucci sold his prior investment business, Oscar Capital Management, to Neuberger Berman in 2001. He began his career at Goldman Sachs and holds a JD from Harvard Law School and a BA from Tufts University. For more FinTech insights, follow us on: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Nate’s LinkedIn: https://www.linkedin.com/in/nathan-c-gee/