Wharton FinTech Podcast

Tarang Gupta hosts Patrick Gauthier, CEO at Convera, the largest non-bank B2B cross-border payments company in the world. In this episode you will hear about - What makes Convera the dominant player in cross-border payments - Countries that are going to drive the future of fintech - Operational differences in B2B vs B2C financial services organizations - What working with Jeff Bezos is like And much more About Patrick Gauthier Patrick joined as the CEO of Convera in 2021 after having held senior leadership roles at Amazon, PayPal, and Visa. He has deep expertise in developing high-performance teams and building high-growth businesses. Patrick holds several patents related to payment systems and is a recognized thought leader on the future of commerce and payments, with recurring appearances on CNBC and at industry conferences. Patrick holds a master's degree in Computer Science from Telecom SudParis in France. About Convera Convera is the largest non-bank B2B cross-border payments company in the world. Formerly Western Union Business Solutions, Convera leverages decades of industry expertise and technology-led payment solutions to deliver smarter money movements to customers. In 2020, Convera processed over $110 billion in transactions, with a customer base of more than 30,000 small and medium-sized businesses, educational institutions, financial institutions, law firms, and NGOs spanning over 40 countries and territories and 140 currencies. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Gayathri Rajan, Chief Product Officer at DriveWeath, a pioneer in fractional investing and brokerage infrastructure. In this episode you will hear about: - Fractional investing and its role in attracting retail investors - Identifying a great product-market fit - Future of embedded finance and its potential to spawn business opportunities - Why building B2B products is exciting And much more! About Gayathri Rajan Gayathri currently serves as DriveWealth’s Chief Product Officer, where she leads the firm’s strategy in developing and launching high-demand financial services products for investors worldwide. Gayathri joined DriveWealth following a 16-year stint as a product leader at Google, where she built the enterprise business for Google Maps and founded Google’s payments platform. Prior to Google, Gayathri held several positions at the Vanguard Group and Financial Engines. Gayathri holds a BA and M.Eng in Chemical Engineering from the University of Cambridge, an MSc in Computer Science from the University of Pennsylvania and an MBA from Stanford University. About DriveWealth DriveWealth is the pioneer of fractional equities trading and embedded investing. It provides solutions that are transforming the investing landscape and powering 100+ fintechs, neobanks, & wallets worldwide. DriveWealth’s consultative support and cloud-based, industrial strength technology platform allow partners to seamlessly offer branded investing experiences to drive customer acquisition, loyalty, retention, and revenue growth. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Andy Bromberg, CEO of Eco, a consumer fintech company that lets you spend, send, save, and make money, all in one app. In this episode you will hear about - Building an open rewards system - Working towards maximizing wealth of the community - Navigating market cycles in crypto - Choosing the right investors and colleagues And much more! About Andy Bromberg Prior to joining Eco as the CEO, Andy was Co-founder and President of CoinList, a leading platform for token sales, trading, and other financial services for digital asset projects. Andy is also a founding board member at FreeWorld, a non-profit seeking to end institutionalized poverty in the United States by providing access to living-wage jobs for people with criminal histories. Andy studied Mathematics and Computer Science at Stanford University and co founded the Stanford Bitcoin Group. About Eco Eco is a digital wallet that is replacing checking accounts, credit cards, and more with a single balance that rewards you each time you make a transaction. The app uses Eco Points, a new rewards currency that helps align the interest of everyone in the Eco community. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Andrew Janssens hosts Ashwin Kumar, Head of Startups for Banking-as-a-Service at Stripe. Ashwin is the former CEO and co-founder of Y Combinator-backed Sway Finance, and now helps Stripe's customers to use their BaaS APIs to embed financial products. Ashwin’s startup roots help him guide fintech founders as they work with Stripe to solve complex financial problems. He’s designed products from scratch, taught himself to code, won several hackathons to support his entrepreneurial endeavors, and was part of Y Combinator’s S16 cohort. Prior to joining Stripe in 2021, Ashwin was a data scientist for YC Startup School, a product manager/machine learning engineer at Mythic and a software engineer at Autopilot. In this episode you will hear about: -How Stripe is building the infrastructure for embedded finance -How Ashwin won 30 hackathons in a row by working backwards from the pitch -Why calling your company the Uber for X can backfire -And much, much more For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew’s Twitter: twitter.com/Adhjanssens Andrew’s LinkedIn: linkedin.com/in/andrew-p-janssens/

Tarang Gupta hosts Andrew Jamison, the CEO and Co-Founder of Extend, an innovative platform that is redefining how credit cards are issued. In this episode you will hear about: - Leaving leadership positions in corporate and start a venture - Navigating the tricky small and medium business segment - Why building relationships is so important in business - How to assess potential investors And much more! About Andrew Jamison A virtual card expert, Andrew was the head of B2B Corporate Payments Products at American Express with a mandate to drive digital payment innovation and adoption. Prior to American Express, he spent 10 years as an SAP consultant. About Extend Founded in 2016, Extend enables credit card sharing amongst non-cardholders via a simple and ubiquitous P2P platform. Extend helps banks, and their customers to capture more business spend on their existing card accounts by connecting account holders and their workforce. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Andrew Janssens hosts Dimitri Dadiomov, Founder & CEO of Modern Treasury. In this episode we cover topics including: - Dimitri and Modern Treasury's Y combinator journey - Building a culture at a new company - Dimitri's outlook on Real-Time Payments - Modern Treasury's reverse interview of Acquired - And much, much more! About Dimitri Dadiomov: Dimitri founded Modern Treasury in 2018 alongside his co-founders, Matt Marcus and Sam Arons. Prior to Modern Treasury Dimitri was a Principal PM at LendingHome (formerly Kiavi) responsible for building payment operations. About Modern Treasury Modern Treasury is building payment operations solutions to automate the full cycle of money movement and help businesses to implement real-time payments and close their books with continuous accounting. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew’s Twitter: twitter.com/Adhjanssens Andrew’s LinkedIn: linkedin.com/in/andrew-p-janssens/

Danielle Cohen-Shohet, CEO and Founder of GlossGenius, shares her journey from Goldman Sachs analyst to leading a fintech revolution in the beauty industry. She discusses building user-friendly solutions for salons and spas, emphasizing the importance of simplifying financial workflows. Danielle offers insights into the unique challenges female entrepreneurs face and shares her belief in the value of history for leadership. The conversation also touches on trends in embedded fintech and the critical traits needed for entrepreneurial success.

Tarang Gupta sits down with Latif Peracha, General Partner at M13, a venture capital firm investing in enabling technologies that will power the future of work, health, commerce, and money. In this episode you will hear about - The interesting world of Web3 investing - M13’s unique Propulsion Platform for startups - Exciting Web3 startups backed by M13 - What working with Sir Richard Branson was like And much more! About Latif Peracha Latif manages the overall investing strategy for M13 and has led numerous deals across money and health verticals with a large focus on Web3. He was previously the Managing Director at Virgin Group where he led investing in the Americas including investments in Ring, Slack, Virgin Galactic, and Virgin Orbit. Prior to Virgin, Latif worked at Bear Stearns and Ticketmaster and currently serves on the advisory board at the University of Michigan. About M13 M13 is a VC firm with a portfolio of $137 Billion+, including 15 unicorn startups, which focuses on investing in technologies that will power the future of work, health, commerce, and money. This includes Web3, which M13 defines as a horizontal technology that permeates across these four areas. M13 invests at Seed, Series A, and Series B stages. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Andrew Janssens hosts Nik Milanović, Founder of This Week in Fintech, a digest of global FinTech news, and General Partner of The Fintech Fund. In this episode we cover topics including: - How This Week in Fintech evolved from Nik's weekly updates to his teammates and friends - Nik's early start in microfinance and how it has affected his philosophy on fintech - How we can build more diverse communities in fintech - Nik's love of music (specifically DJ-ing) About Nik Milanović Nik Milanovic, is the Founder of This Week in Fintech, and General Partner of the Fintech Fund. Prior to This Week in Fintech and the Fintech Fund, Nik was hire #1 at Funding Circle, led Strategy at Petal and subsequently led BD and Strategy for Google Pay and Google Finance. About This Week in Fintech This week in Fintech is a digest of all things in global Fintech. From a single weekly newsletter it has grown to coverage of fintech news around the world. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew’s Twitter: twitter.com/Adhjanssens Andrew’s LinkedIn: linkedin.com/in/andrew-p-janssens/

Tarang Gupta has a conversation with Philip Belamant, Co-Founder and CEO of Zilch, a UK-based payment and BNPL provider that is Europe’s fastest-ever company to go from launch to unicorn. In this episode you will hear about - Philip's entrepreneurial journey from Africa to the UK - How Zilch's ad-subsidized payments network is changing the way consumers access credit - Why Zilch decided to take a different approach than conventional “checkout” finance - What it takes to build a 'customer-first' company And much more! About Philip Belamant Philip is a serial entrepreneur who founded fintech companies in developing economies including a mobile payment service and a leading fintech company in Africa, before starting Zilch. Philip graduated Cum Laude from RAU University in South Africa, where he completed both Bsc IT and Bsc IT Honors degrees and he won UK’s Great British Entrepreneur of the Year Award in 2021. About Zilch Founded in 2018, Zilch is a UK-based payments and BNPL provider that reached 2 million customers in 18 months, becoming the fastest fintech to achieve double unicorn status. Zilch is on a mission to provide people with the most empowering and value enhancing way to pay for anything while managing their cash flow responsibly. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100