In today’s episode, Kimberly Zhang sits down with David Rolf, the Head of Visa Ventures, for a fascinating discussion on technology, investing, and the payments industry. David shares his journey as both a father and a leader of one of the most strategic investment arms in fintech, and shares his thoughts on VISA Venture's unique position as well as emerging markets and technologies that are already making waves. Tune in to hear about: - How Visa Ventures partners with startups to drive innovation beyond traditional venture capital - The key attributes Visa looks for in AI and other applied technologies - David’s insights on balancing innovation with regulation, staying informed in a fast-evolving field, and anticipating the future of fintech investing

Prashant Fuloria, CEO of Fundbox and former leader at Google, Facebook, and Yahoo, discusses transforming SMB financing. He sheds light on how Fundbox's AI-driven platform democratizes access to capital for small businesses. Prashant shares insights on the significance of trust in lending and innovative strategies to build long-term relationships in finance. He also explores the integration of financing options in invoicing platforms, improving user experience in securing funds swiftly, highlighting the evolving landscape of fintech.

In today's episode, Kimberly Zhang hosts John Taylor Garner, the Founder and CEO of Odynn - an embedded loyalty and fintech next-gen program manager that is transforming the way banks and fintechs engage with their customers through smart loyalty solutions. With a background in volatility trading and a passion for travel and rewards, John brings a wealth of experience and innovation to the loyalty space. Tune in to hear about: - The early challenges and milestones of building Odynn, and the lessons learned along the way - What sets Odynn apart as a holistic loyalty optimization platform - How AI and machine learning are driving a new era of customer loyalty solutions - The future of customer retention and emerging trends in the banking and fintech sectors

In today's episode, Wesley Aster hosts Carlos Netto, the Co-Founder and CEO of Matera, a leading provider of core banking, instant payment, and QR code payment solutions for financial institutions. Tune in to hear about: - Carlos’ journey from co-founding Matera in the 1980s to the Company's pioneering role in enabling real-time payments in Brazil - How Matera harnessed Brazil’s Pix payment system to grow 4x since 2020 - Matera's recent $100M raise with Warburg Pincus and strategic expansion into the U.S. For more FinTech insights, follow us on - WFT Medium: medium.com/wharton-fintech - WFT Twitter: twitter.com/whartonfintech - WFT Instagram: instagram.com/whartonfintech

Shan Aggarwal, VP of Business Development and Corporate at Coinbase, shares his fascinating journey from neuroscience to crypto investing. He discusses the crucial role of Coinbase Ventures in the evolving crypto landscape and highlights key investment areas like Web3 social media and stablecoin payments. Shan dives into the cyclical nature of the crypto market, touches on the importance of user experience in crypto applications, and emphasizes investor patience in navigating this dynamic field. Get ready for insightful takes on the future of the crypto ecosystem!

In today’s episode, lead host Djavaneh Bierwirth speaks with Daniel Marovitz, Senior Vice President of Fintech at Booking.com. Daniel shares his journey from studying East Asian languages to leading fintech innovation at one of the world's largest travel e-commerce companies. We explore the complexities of cross-border payments, the evolution of digital payments in the travel industry, and the strategies Booking.com employs to enhance the travel experience. Timestamps: 0:00 - Introduction 1:27 - Daniel's career journey 7:53 - Challenges of cross-border payments in travel 12:17 - Booking.com's payment innovations 16:58 - Partnering with local payment methods 21:31 - Balancing payment method complexities 29:26 - Evolution of Booking.com's fintech strategies 37:26 - Connected trip concept 38:37 - Build vs. partner decisions in fintech 45:04 - Advice for aspiring fintech entrepreneurs 47:26 - Closing thoughts

David Jegen and Sarah Lamont from F-Prime Capital share keen insights on the fintech ecosystem as they discuss their 2024 report. They analyze how fintech companies can navigate stricter regulations and highlight the evolving landscape following a decade of disruption. The pair predict an intriguing future for IPOs, particularly for firms like Stripe, amidst contrasting private and public valuations. They also delve into innovations like open banking and the rising role of AI in finance, making a compelling case for the sector's resilience.

In this insightful discussion, Nick Stanescu, Chief FedNow Executive, Carlos Brandt, Senior Advisor at the Central Bank of Brazil, and Rocio Wu, Principal at F-Prime Capital, delve into the evolution of instant payments. They share updates on FedNow's rapid adoption, now involving nearly 900 institutions. The panel highlights the transformative impact of Brazil's Pix on financial inclusion and contrasts it with U.S. challenges. Innovations in digital payments, fraud management, and collaborative efforts between fintechs and banks are also explored, painting a vibrant future for the payments landscape.

Kajol Char hosts Zuben Mathews, co-founder and CEO of Brigit. Brigit is a personal finance application dedicated to bringing financial stability to Americans by helping users avoid overdrafts, access instant cash, build credit, and budget effectively. This episode delves into Zuben’s journey to founding Brigit. In this episode you will hear about: -Zuben Mathews’ firsthand experience with personal finance challenges -Brigit’s holistic product suite -Regulatory opportunities -Power of cashflow data -And much more! About Zuben Mathews Zuben Mathews is the Co-Founder and CEO of Brigit. Zuben Mathews first immigrated to the U.S. on a full-tuition scholarship to the University of Chicago, where he worked two jobs to make ends meet. After school, he learned the ins and outs of finance by working in investment banking at Deutsche Bank for over eleven years. He then spent a year as Managing Director in Mergers & Acquisitions at Infosys before co-founding Brigit in 2017. About Brigit Brigit is a personal finance application dedicated to bringing financial stability to all Americans by helping users avoid overdrafts, access instant cash, build credit, and budget effectively. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Kajol’s LinkedIn: https://www.linkedin.com/in/kajol-char/

Podcast lead Djavaneh Bierwirth hosts Jenny Xia Spradling, Co-Founder and Co-CEO of FreeWill, a Bain Capital-backed startup on a mission to create access to estate planning for all individuals and promote high-impact charitable giving. In this episode, Jenny discusses her journey from founding her first fintech startup to disrupting estate planning with FreeWill. In this episode we discuss how FreeWill’s technology: supports nonprofits with planned giving programs simplifies complex donations of stocks and crypto assets provides innovative software solutions for fundraising And more… For more FinTech insights, follow us on - WFT Medium: medium.com/wharton-fintech - WFT Twitter: twitter.com/whartonfintech - WFT Instagram: instagram.com/whartonfintech - Djavaneh on LinkedIn: https://www.linkedin.com/in/djavaneh/ About FreeWill FreeWill is a social-good enterprise offering online tools that empower Americans to address commonly faced estate planning needs and make charitable donations in tax-advantaged ways, all for free. FreeWill also features a charitable giving platform that makes it easier for nonprofit fundraising teams to unlock transformational non-cash gifts. Through its partnerships with 1,500+ nonprofits who understand that major gifts often are part of estate plans, the company is also able to provide a comprehensive suite of estate planning and related tools to consumers free of cost. To date, FreeWill has generated nearly $10 billion in planned and real-time gifts for more than 10,000 nonprofits while helping more than 1 million consumers create wills and plan their estates.