The Rob Berger Show

In this podcast, you'll learn how to maximize credit card rewards and invest them to build wealth. We look at a free credit card rewards calculator and discuss the best credit cards to get the most out of your rewards.RESOURCES MENTIONED IN THIS VIDEOCredit Card Rewards Calculator: Alliant Credit Union Visa Signature Cardhttps://www.alliantcreditunion.org/bank/visa-signature-card2.5% Cash Back$10,000 Monthly Spending Cap (1% thereafter)$99 Annual Fee (waived the first year)Apple Cardhttps://www.apple.com/apple-card/3% Cash Back at Apple2% Cash Back w/ Apple Pay1% Cash Back on all other purchasesNo annual feeChase Sapphire Reserve Card: http://go.robberger.com/Sapphire_Reserve3x Points on Travel and Restaurants1x Points on all other purchases$300 annual travel credit50% point bonus when redeemed for travel through Chase$550 annual feeChase Sapphire Preferred Card: http://go.robberger.com/ChaseSapphirePreferred2x Points on Travel and Restaurants1x Points on all other purchases25% point bonus when redeemed for travel through Chase$95 annual feeTerms & Conditions of credit cards change frequently, so the above information may have changed. Confirm terms with the credit card issuer before applying.TOOLS & BOOKS I LOVEMy Book (of course): https://amzn.to/3by10EEPersonal Capital: http://go.robberger.com/PersonalCapitalMorningstar: http://go.robberger.com/MorningstarChase Sapphire Reserve: http://go.robberger.com/Sapphire_ReserveABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)LET'S CONNECTYoutube: https://www.youtube.com/channel/UC9C1...Facebook: https://www.facebook.com/financialfre...Twitter: https://twitter.com/Robert_A_BergerDISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

A review of an investment tracking spreadsheet you can download for free.Free Investment Tracking Spreadsheet: https://bit.ly/3dMezSPSame spreadsheet but with the rebalancing column: https://bit.ly/2vTUp8xTOOLS & BOOKS I LOVEMy Book (of course): https://amzn.to/3by10EEPersonal Capital: http://go.robberger.com/PersonalCapitalMorningstar: http://go.robberger.com/MorningstarChase Sapphire Reserve: http://go.robberger.com/Sapphire_ReserveABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)LET'S CONNECTYoutube: https://www.youtube.com/channel/UC9C1...Facebook: https://www.facebook.com/financialfre...Twitter: https://twitter.com/Robert_A_BergerDISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

We build a free savings calculator in Google Sheets. It's easy to use, can be built in Excel if you prefer, and it will help you see the power of compounding. Enjoy!Savings Calculator: https://bit.ly/2JCfdodTOOLS & BOOKS I LOVEMy Book (of course): https://amzn.to/3by10EEPersonal Capital: http://go.robberger.com/PersonalCapitalMorningstar: http://go.robberger.com/MorningstarChase Sapphire Reserve: http://go.robberger.com/Sapphire_ReserveABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)LET'S CONNECTYoutube: https://www.youtube.com/channel/UC9C1...Facebook: https://www.facebook.com/financialfre...Twitter: https://twitter.com/Robert_A_BergerDISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

Under the newly enacted CARES Act, you can legally stop making your mortgage payment for up to one full year. Here's what you need to know.RESOURCES MENTIONED IN PODCAST* Freddie Mac: https://myhome.freddiemac.com/own/getting-help-disaster.html* Fannie Mae: https://www.knowyouroptions.com/covid19assistance* Freddie Mortgage Lookup: https://ww3.freddiemac.com/loanlookup/* Fannie Mortgage Lookup: https://www.knowyouroptions.com/loanlookupTOOLS & BOOKS I LOVEMy Book (of course): https://amzn.to/3by10EEPersonal Capital: http://go.robberger.com/PersonalCapitalMorningstar: http://go.robberger.com/MorningstarChase Sapphire Reserve: http://go.robberger.com/Sapphire_ReserveVIDEO NOTESSec. 4022 of the CARES Act (Coronavirus Aid, Relief and Economic Security Act)1. Applies to mortgages back by the federal government, such as    * FHA Loans    * VA Loans    * Freddie Mac    * Fannie Mae2. Homeowners Relief--You Can Pause Payments    * 180 days    * 180-day extension    * Important-Request for extension should be made during the initial 180-day forbearance    * You can shorten either the initial request or extension3. Interest and Fees    * No fees, penalties or interest beyond the amounts scheduled or calculated as if you had made all your payments shall accrue4. No hit to your credit score5. Types of Properties    * Owner occupied    * A second home    * Investment property 6. How to Request Forbearance    * Contact your mortgage servicer    * Affirm that you are experiencing a financial hardship due, directly or indirectly, to COVID-19    * NO ADDITIONAL DOCUMENTATION REQUIRED    * You don't have to affirm that you are unable to pay your mortgage7. Foreclosure Moratorium-For a 60-day period beginning on March 18, 20208. Loan Modifications-To provide mortgage payment relief or keep payments the same after the forbearance periodABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)LET'S CONNECTYoutube: https://www.youtube.com/channel/UC9C1...Facebook: https://www.facebook.com/financialfre...Twitter: https://twitter.com/Robert_A_BergerDISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

The Cares Act offers student loan forbearance on all federal student loans. Here’s what you need to know.RESOURCES MENTIONED IN THE PODCASTCARES Act: https://www.congress.gov/bill/116th-congress/house-bill/748/text#toc-H84A93012B87A4D09A1F0A6DE5E61EE31https://studentaid.gov/announcements-events/coronavirushttps://www.consumerfinance.gov/about-us/blog/what-you-need-to-know-about-student-loans-and-coronavirus-pandemic/CornerStone: 1-800-663-1662FedLoan Servicing (PHEAA): 1-800-699-2908Granite State — GSMR: 1-888-556-0022Great Lakes Educational Loan Services, Inc.: 1-800-236-4300HESC/Edfinancial: 1-855-337-6884MOHELA: 1-888-866-4352Navient: 1-800-722-1300Nelnet: 1-888-486-4722OSLA Servicing: 1-866-264-9762ECSI: 1-866-313-3793TOOLS & BOOKS I LOVEMy Book (of course): https://amzn.to/3by10EEPersonal Capital: http://go.robberger.com/PersonalCapitalMorningstar: http://go.robberger.com/MorningstarChase Sapphire Reserve: http://go.robberger.com/Sapphire_ReserveABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)LET'S CONNECTYoutube: https://www.youtube.com/channel/UC9C1...Facebook: https://www.facebook.com/financialfre...Twitter: https://twitter.com/Robert_A_BergerDISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

The Coronavirus has plunged us into the first bear market in more than a decade. Here’s how those in or nearing retirement can handle their investments to navigate the market crash with confidence.RESOURCESVanguard Advisory Services: https://investor.vanguard.com/financial-advisor/financial-adviceFee-only Advisors: --https://planvisionmn.com/--https://rickferri.com/Personal Capital: http://bit.ly/2IXHuFrMorningstar: http://bit.ly/3dgN1VI4% Rule--William Bengen's original 1994 article: http://www.retailinvestor.org/pdf/Bengen1.pdf ABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://www.retirebeforemomanddad.com/)LET'S CONNECTYoutube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1Facebook: https://www.facebook.com/financialfreedomguy/Twitter: https://twitter.com/Robert_A_BergerDISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

Is it really possible to build wealth on just $5 a day? In this episode, we cover what's called the Latte Factor. We look at how small, seemingly insignificant changes in how we spend money can have a positive change in our finances.