The Rob Berger Show

The debt ceiling crisis is taking us closer to the "X Date," the date the U.S. would start to default on its obligations. Many have asked me what would happen if the unthinkable occurred and the U.S. did in fact default. In this video I'll share four things:1. A brief history of the debt ceiling2. Ramifications of a debt ceiling crisis that gets resolved3. Ramifications if the U.S. actually defaults4. What, if anything, we should do to prepareJoin the newsletter: https://robberger.com/newsletter/?utm...

We know that dollar cost averaging (DCA) underperforms lump sum investing (LSI) about two-thirds of the time. That's because stocks tend to go up more often than they go down. But does LSI beat DCA when stock market valuations are high compared to historical averages, as they are now? That's the question we cover  in this video.Join the newsletter: https://robberger.com/newsletter/?utm...

In this video, I ask ChatGPT some questions about sophisticated investing and retirement topics. Here are a few examples:What is the 3-fund portfolio?Is the 4% Rule still valid?What Fidelity funds can we use to build the 3-fund portfolio?The responses ChatGPT returned were amazing. It's not perfect, but it's very good. And while artificial intelligence won't replace financial advisors any time soon, it definitely can be part of our own research into financial questions.Join the newsletter: https://robberger.com/newsletter/?utm...

In this video I'll explain why bonds are a better, long-term investment than cash, particularly for those in retirement.Join the newsletter: https://robberger.com/newsletter/?utm...

Today we'll start by looking at my investment portfolio. Then I'll answer your questions.Join the newsletter: https://robberger.com/newsletter/?utm...

Saving for retirement can be a struggle in the best of circumstances. For those 50 or older who have saved little if anything, retirement can seem impossible. In this video I walk through seven concepts, strategies and tools to help those who have gotten a late start save for a comfortable retirement at a reasonable age. Join the newsletter: https://robberger.com/newsletter/?utm...

We'll start tonight with a discussion of how to manage uncertainty when it comes to retirement planning. Then I'll answer your questions.Join the newsletter: https://robberger.com/newsletter/?utm...

With the recent banking crisis, I've received a lot of emails asking me two related questions. First, what would happen to our investments at a broker if that broker failed. Second, what would happen to an ETF or mutual fund if the company behind the fund failed? We cover both of these questions in today's video.Join the newsletter: https://robberger.com/newsletter/?utm...

We'll start by discussing the relative safety of FDIC-insured bank accounts versus T-bills in light of the debt ceiling. Then I'll take your questions.Join the newsletter: https://robberger.com/newsletter/?utm...

The banking crisis continues, with PacWest and other regional banks struggling in the stock market and to raise capital. The news prompted my mom to text me asking if she should be worried. In this video I answer her questions, covering the following topics.1. How this banking crisis is different than 20082. Whether we should abandon small and regional banks and put all of our money in big banks3. How to protect your cash wherever you bank4. And a possible investment opportunity for those who believe in the future of regional banks.Join the newsletter: https://robberger.com/newsletter/?utm...