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Keep The Change

Latest episodes

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Dec 26, 2024 • 1h 7min

How We DESTROYED 2024 w Mikey Smith (CEO GuardianSmith.co.nz)

Following on from the podcast ‘How To Destroy 2024’ to get you started this year, we dive into how our 2024’s actually played out. We go back through some of the themes we were focussed on this year and reveal some of the plays we’ve made. Mikey has just unlocked a completely new chapter, taken a NZX sized lease in Auckland central and I have an exciting celebration to share with you. There has been growth, grind, consistency, investment and new projects. Another compounding year!Mikey and I hope you’ve had an amazing year and get some rest and enjoyment in over the break because when we are back, we will ANNIHILATE 2025.Merry Christmas to you all, as well as your loved ones. Keep pushing. Hosted on Acast. See acast.com/privacy for more information.
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Dec 25, 2024 • 45min

‘Property Doubles Every 10 Years’ LOL! Is That All? w Mikey Smith (GuardianSmith.co.nz)

Everyone’s favourite property saying - that it doubles every 10 years and property is ‘safe as houses’. But how true is this for the coming decade and why does Sir Bill English think they will be stagnant for 15 years (in real terms). Regardless, shouldn’t this scare us not excite us? Don’t we need to be thinking bigger than a double every 10 years? We are capable of so much more! This is to get you thinking critically about a common property promotional slogan. Enjoy!Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Dec 24, 2024 • 24min

Money Mail 241 - Look How Far You've Come In 2024

Last week, someone sent me an inspiring image titled: "The Steps I Have Taken to Improve My Financial Literacy and Position in 2024". They had listed all the actions they’d taken. I think this is an amazing exercise to reflect on progress and stay on track. When I asked other KTC followers about their wins in 2024, the responses came flooding in. Let's look at some of them.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Dec 23, 2024 • 14min

WARNING: KTC Tik Tok Scammers

Unfortunately, someone has been scammed under the false impression that they were dealing with Keep The Change. I want to make you aware that this is happening on TikTok. If you find yourself in this situation, take a moment to question why someone is asking for this information. If this has happened to you, please report it to the police and any trading platforms the scammer directed you to use.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Dec 22, 2024 • 54min

ICYWL - The 15yo $50k Entrepreneur

This is a re-release of an earlier podcast that other listeners have found very useful.If you still think that making money is hard and you cant do it then this could be the podcast for you. 'Caleb' comes in to tell us about how he has sold $50,000 worth of goods on the internet and how he has learned this from social media. There are heaps of business lessons in here and selling fundamentals and it is mind-blowing to see what the younger generation is picking up and having a crack at that we still think isn't possible. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Dec 21, 2024 • 10min

MY2CENTS - Secondary Tax Is A Myth (New Zealand Tax)

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Dec 19, 2024 • 12min

MY2CENTS - REVEALED! What I Invest In 🇳🇿

This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Dec 18, 2024 • 1h 1min

What NZ Financial Mentors Expect To See In 2025 w David Verry (Financial Mentor)

In this episode, we dive into the evolving landscape of financial mentoring in New Zealand. We explore the growing focus on upskilling and qualifying financial mentors, the challenges of advocacy work, and what the future might look like with fewer volunteers and a streamlined approach to budgeting support.As the hardest time of year approaches, we discuss the financial pressure households face during the holiday season, from Christmas spending to January's financial fallout. Learn how financial mentors like David Verry provide critical support, balancing weekly cash flows, educating communities, and advocating for systemic change. David shares insights from their dual role in financial mentoring and community education, providing a "fence at the top of the cliff" and an "ambulance at the bottom."Finally, we highlight the vital role of free, confidential, and non-judgmental budget services in helping the “working poor” and other underrepresented groups. Join us for this a solid conversation on financial resilience, systemic challenges, and the essential work of financial mentoring in Aotearoa.I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.
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Dec 16, 2024 • 34min

Money Mail 240 - Tick Off These 12 Days Of Christmas

Brands are about to bombard us with 12 days of Christmas chat. Some have probably already started, but apparently the 12 days are actually from the 25th December to the 6th January. But what about our own 12 days? Today we are looking at how we can push ourselves to find our own 12 days of Christmas. How can we improve our finances each day for 12 days? Setting us up well for the festive season and 2025. I will get you set for a prosperous 2025 with these 12 actions.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Dec 15, 2024 • 19min

ICYWL - Money Mail 152 - Don't Let This Economy Fail

This is a re-release of an earlier podcast that other listeners have found very useful.Last week we discussed the fact that the economy is highly likely to now be in a recession. There is no ‘growth’ and it is contracting. I’ve seen social media comments about the economy going backward and that means that people feel less hope about their future. My question is, did you measure yours? Yeah, your economy? That’s a great economy to be more concerned with.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

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